Matthew Wyble
Next Step Realty
(443) 775-2465
336 Total Sales
16 in Arnold
$232K - $1.6M Price Range
861 Twin Harbor Dr Arnold, MD 21012
Arnold Area
4
Beds
2.5
Baths
2,296
Sq Ft
0.36
Acre Lot
Highlights
- Boat Ramp
- Home fronts navigable water
- Canoe or Kayak Water Access
- Beach
- Private Beach
- Fishing Allowed
About This Home
As of June 2026Welcome to Twin Harbors—one of those special communities where neighbors become friends and residents never want to leave. With peaceful waterfront areas that invite evening strolls and weekend play, this is a place where you can truly slow down and enjoy everyday moments, all while being conveniently close to major commuting routes, shopping, and dining. Lovingly maintained by the same owners for over 40 years, this home is filled with care, thoughtful updates, and space to grow. The beautifully renovated kitchen (2022) is the heart of the home, featuring 42" cabinetry, granite countertops, and stainless steel appliances. Hardwood floors run throughout most of the main level, up the staircase, and into all bedrooms, adding warmth and timeless appeal. The bathrooms have been updated, including the recently refreshed upper-level hall bath. One of the true highlights is the four-season sunroom—a bright, inviting space the owners have cherished year-round, whether for morning coffee, playtime, or simply relaxing. The oversized side-entry two-car garage offers plenty of room for storage, bikes, and all the gear that comes with an active lifestyle. Additional updates include a roof replacement in 2017 and a highly efficient tankless gas water heater. For added peace of mind, a radon remediation system was installed in 2025. With a voluntary HOA of just $185 per year and a welcoming neighborhood atmosphere, this is a home where you can settle in, grow, and create lasting memories.
Last Agent to Sell the Property
(410) 544-4000 christinejoyce@lnf.com Long & Foster Real Estate, Inc. Brokerage Phone: 4105444000 License #602439 Listed on: 05/03/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,136
Year Built
- Built in 1976
Lot Details
- 15,682 Sq Ft Lot
- Home fronts navigable water
- Private Beach
- Public Beach
- Cul-De-Sac
- Southwest Facing Home
- Partially Wooded Lot
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Oversized Parking
- Parking Storage or Cabinetry
- Garage Door Opener
- Driveway
Property Views
- Woods
- Garden
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
- Active Radon Mitigation
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Ceiling Fan
- Gas Fireplace
- Formal Dining Room
Kitchen
- Built-In Range
- Built-In Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
Laundry
- Dryer
- Washer
Partially Finished Basement
- Laundry in Basement
- Basement with some natural light
Outdoor Features
- Canoe or Kayak Water Access
- River Nearby
- Personal Watercraft
- Sail
- Swimming Allowed
- Powered Boats Permitted
- Lake Privileges
Schools
- Belvedere Elementary School
- Severn River Middle School
- Broadneck High School
Utilities
- Ductless Heating Or Cooling System
- Humidifier
- 90% Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Natural Gas Water Heater
- Municipal Trash
Listing and Financial Details
- Tax Lot 7
- Assessor Parcel Number 020387727331310
Community Details
Overview
- Voluntary HOA
- Twin Harbors Subdivision
Amenities
- Picnic Area
- Common Area
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- 1 Community Docks
- Beach
- Community Playground
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2026
Closed on
Jun 10, 2026
Sold by
Bought by
Seller's Agent
Christine Joyce
Long & Foster Real Estate, Inc.
Buyer's Agent
CJ Rader
Compass
List Price
$749,500
Sold Price
$805,000
Premium/Discount to List
$55,500
7.4%
Views
156
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.49%
Original Mortgage
$724,500
Outstanding Balance
$724,500
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$67,234
Purchase Details
Closed on
Aug 20, 1986
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Arnold, MD
-
Matthew Wyble
-
Charles Dwayne Hoyt
Charles Dwayne Hoyt
Berkshire Hathaway HomeServices PenFed Realty
(443) 775-2702
52 Total Sales
2 in Arnold
$586K - $760K Price Range
-
Litra Simms
Litra Simms
Responds QuicklySimms and Associates
(667) 307-7364
49 Total Sales
3 in Arnold
$141K - $425K Price Range
-
Mary Beth Paganelli
Mary Beth Paganelli
Responds QuicklyLong & Foster Real Estate, Inc.
(443) 339-9540
123 Total Sales
40 in Arnold
$75K - $2.3M Price Range
-
Bob Swarm
Bob Swarm
Keller Williams Select Realtors of Annapolis
(443) 323-2910
23 Total Sales
2 in Arnold
$427K - $575K Price Range
-
Amy Juras
Amy Juras
Long & Foster Real Estate, Inc.
(443) 214-3318
77 Total Sales
6 in Arnold
$310K - $1M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $805,000 | Eagle Title | |
| Deed | $130,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $724,500 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/10/2026 06/10/26 | Sold | $805,000 | +7.4% | $351 / Sq Ft |
| 05/05/2026 05/05/26 | Pending | -- | -- | -- |
| 05/03/2026 05/03/26 | For Sale | $749,500 | -- | $326 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,006 | $524,300 | ||
| 2024 | $3,907 | $490,300 | $254,800 | $235,500 |
| 2023 | $3,804 | $481,800 | $0 | $0 |
| 2022 | $3,565 | $473,300 | $0 | $0 |
| 2021 | $3,403 | $464,800 | $239,800 | $225,000 |
| 2020 | $3,403 | $454,633 | $0 | $0 |
| 2019 | $3,345 | $444,467 | $0 | $0 |
| 2018 | $3,196 | $434,300 | $201,100 | $233,200 |
| 2017 | $3,151 | $423,933 | $0 | $0 |
| 2016 | -- | $413,567 | $0 | $0 |
| 2015 | -- | $403,200 | $0 | $0 |
| 2014 | -- | $400,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Joyce
Seller's Agent in 2026
Christine Joyce
Long & Foster
(410) 507-9968
92 Total Sales
-
CJ Rader
Buyer's Agent in 2026
CJ Rader
Compass
(202) 280-9374
27 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2143688
APN: 03-877-27331310
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Copyright 2026 Bright MLS, Inc.
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