8611 10th St Lubbock, TX 79416
North West Lubbock NeighborhoodEstimated payment $1,879/month
Highlights
- Fitness Center
- Clubhouse
- Granite Countertops
- Frenship High School Rated A
- Traditional Architecture
- 1 Car Attached Garage
About This Home
WEST LUBBOCK HILL VALLEY HOME — OWNER FINANCED!Price: $210,000 | $0 DOWN PAYMENT | FRENSHIP ISDSkip strict traditional bank underwriting and step into a beautifully maintained 1,350 sq ft home in West Lubbock's high-demand Hill Valley community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, independent operators, or anyone looking for a great home without the banking hoops. Offered directly by BBA—no more renting! THE LOCATION: Hill Valley (West Lubbock - 79416)Located in the highly coveted, top-tier Frenship ISD school track.Fast, convenient access to West Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood footprint. HOME HIGHLIGHTS:Pristine, highly functional layout spanning 1,350 square feet.3 Spacious Bedrooms & 2 Full Bathrooms.Attached 1-Car Garage.Open-concept living layout with abundant natural light—perfect for families.Gourmet kitchen featuring premium counter space and custom cabinet storage.Beautiful primary suite serving as a true retreat with great closet space. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% to 8.5% (Based on final file underwriting).Closing Costs: $7,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$1,705 to $1,925/month (Includes principal, interest, estimated property taxes, and home insurance—cheaper than or matching local 3-bed market rents!). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $5,400+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $7,500 cash available for closing day.Compliance: All screening and processing are handled safely and legally through our Licensed Texas RMLO. We qualify based on your true income and financial stability, not just a credit score! HOW TO APPLY / TOUR:Message us directly right now to receive our simple 1-page pre-screen form or to schedule a private walkthrough this week. With $0 down options available and a prime 3-bed/2-bath layout in Frenship ISD, this BBA home will lock down fast!Disclaimer: Rates and terms are subject to final buyer qualification and underwriting approval through a Texas Licensed Residential Mortgage Loan Originator (RMLO) in compliance with the Texas Secure Act and Dodd-Frank regulations. Estimated monthly payments may vary slightly based on final insurance quotes and tax assessments.
Home Details
Home Type
- Single Family
Year Built
- Built in 2023 | Remodeled
Lot Details
- 4,300 Sq Ft Lot
- Private Entrance
- Fenced
- Landscaped
- Front Yard Sprinklers
HOA Fees
- $360 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Blown-In Insulation
- Batts Insulation
- Composition Roof
Interior Spaces
- 1,350 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Double Pane Windows
- Low Emissivity Windows
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Free-Standing Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Utilities
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number R349855
Community Details
Amenities
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Fitness Center
Additional Features
- Resident Manager or Management On Site
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,541 | $202,391 | $27,000 | $175,391 |
| 2024 | $45 | $219,990 | $27,000 | $192,990 |
| 2023 | $4,921 | $234,989 | $27,000 | $207,989 |
| 2022 | $615 | $27,000 | $27,000 | $0 |
| 2021 | $653 | $27,000 | $27,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/16/2026 07/16/26 | For Sale | $210,000 | -- | $156 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $176,242 | Hub City Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $176,242 | New Conventional | |
| Previous Owner | $5,362,000 | New Conventional |
Source: Lubbock Association of REALTORS®
MLS Number: 202609815
APN: R338688
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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