8623 Saddlecreek Dr Berlin, MD 21811
Estimated payment $6,057/month
Highlights
- 200 Feet of Waterfront
- Primary bedroom faces the bay
- Pier
- Buckingham Elementary School Rated A-
- 1 Dock Slip
- Bay View
About This Home
8623 Saddle Creek Drive, West Ocean City / Berlin, Maryland Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight. 8623 Saddle Creek Drive refuses that tradeoff. Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the control stays with you. This is for buyers who want water access without giving up space. For boaters who are tired of trailering. For families who need real square footage, not just bedroom count. The private pier accommodates multiple boat slips and leads directly into open bay waters. Sunset runs, paddleboards at dusk, early morning fishing. Not weekend ideas. Everyday options. Inside, the layout stretches. Hardwood floors anchor the main level. A wood burning brick fireplace becomes the natural gathering point. The updated kitchen centers around a large eat in island built for conversation. Beyond the expected bedrooms and baths, there are bonus rooms that matter: office, study, secondary living area, hobby space. Enough separation for extended family. Enough flexibility for evolving needs. The major upgrades are already complete. New roof. Updated kitchen. New geothermal HVAC systems. The mechanical confidence is there, leaving interior personalization entirely up to the next owner. The location is the part many buyers overlook until they drive it. Ten minutes to the shops and restaurants of Downtown Berlin. A straight shot down Route 611 to Assateague Island and its protected beaches and wild horses. East into Ocean City for the Boardwalk, marinas, and dining. Then back home to quiet water and open sky. Non HOA waterfront homes on two plus acres in this West Ocean City and Berlin corridor are not common. Especially not with direct bay access, a private pier, and major systems already addressed. If you understand what land, water, and location are worth in Worcester County, this property deserves your attention.
Listing Agent
(410) 524-6400 lwbunting@comcast.net Keller Williams Realty Delmarva Brokerage Phone: 4105246400 License #RA0020779 Listed on: 02/16/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,243
Year Built
- Built in 1992
Lot Details
- 2 Acre Lot
- 200 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
Parking
- 2 Car Direct Access Garage
- 4 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
- Circular Driveway
Property Views
- Bay
- Panoramic
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Block Foundation
- Architectural Shingle Roof
- Masonry
Interior Spaces
- 3,716 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Dual Staircase
- Built-In Features
- Ceiling Fan
- Wood Burning Stove
- Brick Fireplace
- Family Room Off Kitchen
- Formal Dining Room
- Home Office
- Bonus Room
- Hobby Room
- Attic
Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-in Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Pier
- Access to Tidal Water
- Water Access
- Property Near A Cove
- 1 Dock Slip
- Physical Dock Slip Conveys
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Geothermal Heating and Cooling
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Saddle Creek Subdivision
Listing and Financial Details
- Tax Lot 0006
- Assessor Parcel Number 2403128555
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,076 | $781,300 | $0 | $0 |
| 2024 | $7,083 | $751,000 | $355,000 | $396,000 |
| 2023 | $6,871 | $722,033 | $0 | $0 |
| 2022 | $6,663 | $693,067 | $0 | $0 |
| 2021 | $6,415 | $664,100 | $355,000 | $309,100 |
| 2020 | $6,238 | $645,600 | $0 | $0 |
| 2019 | $6,061 | $627,100 | $0 | $0 |
| 2018 | $5,683 | $608,600 | $307,000 | $301,600 |
| 2017 | $5,569 | $581,700 | $0 | $0 |
| 2016 | -- | $646,100 | $0 | $0 |
| 2015 | $5,388 | $619,200 | $0 | $0 |
| 2014 | $5,388 | $619,200 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/16/2026 02/16/26 | For Sale | $1,050,000 | +208.8% | $283 / Sq Ft | |
| 10/15/2018 10/15/18 | Sold | $340,000 | 0.0% | $91 / Sq Ft | View Prior Sale |
| 09/07/2018 09/07/18 | Pending | -- | -- | -- | |
| 08/12/2018 08/12/18 | Off Market | $340,000 | -- | -- | |
| 06/22/2018 06/22/18 | Price Changed | $379,000 | 0.0% | $102 / Sq Ft | |
| 06/22/2018 06/22/18 | For Sale | $379,000 | +11.5% | $102 / Sq Ft | |
| 05/22/2017 05/22/17 | Off Market | $340,000 | -- | -- | |
| 11/12/2016 11/12/16 | For Sale | $399,000 | -- | $107 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $725,000 | Sage Title Group Llc | |
| Deed | $380,000 | -- | |
| Deed | $110,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDWO2035860
APN: 03-128555
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Ask me questions while you tour the home.