$1,050,000

8623 Saddlecreek Dr Berlin, MD 21811

Estimated payment $6,057/month

5 Beds
3 Baths
3,716 Sq Ft
$283 Price per Sq Ft

Highlights

  • 200 Feet of Waterfront
  • Primary bedroom faces the bay
  • Pier
  • Buckingham Elementary School Rated A-
  • 1 Dock Slip
  • Bay View

About This Home

8623 Saddle Creek Drive, West Ocean City / Berlin, Maryland Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight. 8623 Saddle Creek Drive refuses that tradeoff. Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the control stays with you. This is for buyers who want water access without giving up space. For boaters who are tired of trailering. For families who need real square footage, not just bedroom count. The private pier accommodates multiple boat slips and leads directly into open bay waters. Sunset runs, paddleboards at dusk, early morning fishing. Not weekend ideas. Everyday options. Inside, the layout stretches. Hardwood floors anchor the main level. A wood burning brick fireplace becomes the natural gathering point. The updated kitchen centers around a large eat in island built for conversation. Beyond the expected bedrooms and baths, there are bonus rooms that matter: office, study, secondary living area, hobby space. Enough separation for extended family. Enough flexibility for evolving needs. The major upgrades are already complete. New roof. Updated kitchen. New geothermal HVAC systems. The mechanical confidence is there, leaving interior personalization entirely up to the next owner. The location is the part many buyers overlook until they drive it. Ten minutes to the shops and restaurants of Downtown Berlin. A straight shot down Route 611 to Assateague Island and its protected beaches and wild horses. East into Ocean City for the Boardwalk, marinas, and dining. Then back home to quiet water and open sky. Non HOA waterfront homes on two plus acres in this West Ocean City and Berlin corridor are not common. Especially not with direct bay access, a private pier, and major systems already addressed. If you understand what land, water, and location are worth in Worcester County, this property deserves your attention.

Listing Agent

Grant Fritschle

(410) 524-6400 lwbunting@comcast.net Keller Williams Realty Delmarva Brokerage Phone: 4105246400 License #RA0020779 Listed on: 02/16/2026

Keller Williams Realty Delmarva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,243

Year Built

  • Built in 1992

Lot Details

  • 2 Acre Lot
  • 200 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • Bay
  • Panoramic

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Block Foundation
  • Architectural Shingle Roof
  • Masonry

Interior Spaces

  • 3,716 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Dual Staircase
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Stove
  • Brick Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Hobby Room
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Water Access
  • Property Near A Cove
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Geothermal Heating and Cooling
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Saddle Creek Subdivision

Listing and Financial Details

  • Tax Lot 0006
  • Assessor Parcel Number 2403128555

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,243

Year Built

Built in 1992

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Exclusions: See Inventory Addendum
  • Inclusions: See Inventory Addendum
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1992
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Washer
  • Entry Floor: 1
  • Interior Amenities: Additional Stairway, Attic, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Stove - Wood, Upgraded Countertops
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Family Room, Study, Office, Bonus Room, Hobby Room
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 3716
  • Living Area Sq Ft: 3716
  • Price Per Sq Ft: 282.56
  • Above Grade Finished Sq Ft: 3716
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete, Masonry
  • Roof: Architectural Shingle
  • View: Bay, Panoramic, Water
  • Water Access: Yes
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 200

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Circular Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Geothermal
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 2.00
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 87120.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7243.00
  • Assessor Parcel Number: 2403128555
  • Tax Lot: 0006
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,076 $781,300 $0 $0
2024 $7,083 $751,000 $355,000 $396,000
2023 $6,871 $722,033 $0 $0
2022 $6,663 $693,067 $0 $0
2021 $6,415 $664,100 $355,000 $309,100
2020 $6,238 $645,600 $0 $0
2019 $6,061 $627,100 $0 $0
2018 $5,683 $608,600 $307,000 $301,600
2017 $5,569 $581,700 $0 $0
2016 -- $646,100 $0 $0
2015 $5,388 $619,200 $0 $0
2014 $5,388 $619,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/16/2026 02/16/26 For Sale $1,050,000 +208.8% $283 / Sq Ft
10/15/2018 10/15/18 Sold $340,000 0.0% $91 / Sq Ft View Prior Sale
09/07/2018 09/07/18 Pending -- -- --
08/12/2018 08/12/18 Off Market $340,000 -- --
06/22/2018 06/22/18 Price Changed $379,000 0.0% $102 / Sq Ft
06/22/2018 06/22/18 For Sale $379,000 +11.5% $102 / Sq Ft
05/22/2017 05/22/17 Off Market $340,000 -- --
11/12/2016 11/12/16 For Sale $399,000 -- $107 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $725,000 Sage Title Group Llc
Deed $380,000 --
Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDWO2035860

Bright MLS

APN: 03-128555

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