Seller's Agent in 2026
Grant Fritschle
Keller Williams Realty Delmarva
(410) 430-5880
32 in this area
309 Total Sales
8623 Saddlecreek Dr Berlin, MD 21811
5
Beds
3
Baths
3,716
Sq Ft
2
Acres Lot
Highlights
- 200 Feet of Waterfront
- Primary bedroom faces the bay
- Pier
- Buckingham Elementary School Rated A-
- 1 Dock Slip
- Bay View
About This Home
As of May 20268623 Saddle Creek Drive, West Ocean City / Berlin, Maryland Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight. 8623 Saddle Creek Drive refuses that tradeoff. Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the control stays with you. This is for buyers who want water access without giving up space. For boaters who are tired of trailering. For families who need real square footage, not just bedroom count. The private pier accommodates multiple boat slips and leads directly into open bay waters. Sunset runs, paddleboards at dusk, early morning fishing. Not weekend ideas. Everyday options. Inside, the layout stretches. Hardwood floors anchor the main level. A wood burning brick fireplace becomes the natural gathering point. The updated kitchen centers around a large eat in island built for conversation. Beyond the expected bedrooms and baths, there are bonus rooms that matter: office, study, secondary living area, hobby space. Enough separation for extended family. Enough flexibility for evolving needs. The major upgrades are already complete. New roof. Updated kitchen. New geothermal HVAC systems. The mechanical confidence is there, leaving interior personalization entirely up to the next owner. The location is the part many buyers overlook until they drive it. Ten minutes to the shops and restaurants of Downtown Berlin. A straight shot down Route 611 to Assateague Island and its protected beaches and wild horses. East into Ocean City for the Boardwalk, marinas, and dining. Then back home to quiet water and open sky. Non HOA waterfront homes on two plus acres in this West Ocean City and Berlin corridor are not common. Especially not with direct bay access, a private pier, and major systems already addressed. If you understand what land, water, and location are worth in Worcester County, this property deserves your attention.
Last Agent to Sell the Property
(410) 524-6400 lwbunting@comcast.net Keller Williams Realty Delmarva Brokerage Phone: 4105246400 License #RA0020779 Listed on: 02/16/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,243
Year Built
- Built in 1992
Lot Details
- 2 Acre Lot
- 200 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
Parking
- 2 Car Direct Access Garage
- 4 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
- Circular Driveway
Property Views
- Bay
- Panoramic
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Block Foundation
- Architectural Shingle Roof
- Masonry
Interior Spaces
- 3,716 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Dual Staircase
- Built-In Features
- Ceiling Fan
- Wood Burning Stove
- Brick Fireplace
- Family Room Off Kitchen
- Formal Dining Room
- Home Office
- Bonus Room
- Hobby Room
- Attic
Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-in Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Pier
- Access to Tidal Water
- Water Access
- Property Near A Cove
- 1 Dock Slip
- Physical Dock Slip Conveys
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Geothermal Heating and Cooling
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Saddle Creek Subdivision
Listing and Financial Details
- Tax Lot 0006
- Assessor Parcel Number 2403128555
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 16, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Grant Fritschle
Keller Williams Realty Delmarva
Buyer's Agent
Jim Terrill
RE/MAX One
List Price
$1,050,000
Sold Price
$1,085,000
Premium/Discount to List
$35,000
3.33%
Views
41
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.88%
Original Mortgage
$685,000
Outstanding Balance
$685,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$367,178
Purchase Details
Closed on
Apr 21, 2017
Sold by
Bought by
Purchase Details
Closed on
Apr 14, 1998
Sold by
Bought by
Purchase Details
Closed on
Dec 12, 1991
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,085,000 | First American Title | |
| Deed | $725,000 | Sage Title Group Llc | |
| Deed | $380,000 | -- | |
| Deed | $110,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $685,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/22/2026 05/22/26 | Sold | $1,085,000 | +3.3% | $292 / Sq Ft | |
| 02/16/2026 02/16/26 | For Sale | $1,050,000 | +208.8% | $283 / Sq Ft | |
| 10/15/2018 10/15/18 | Sold | $340,000 | 0.0% | $91 / Sq Ft | View Prior Sale |
| 09/07/2018 09/07/18 | Pending | -- | -- | -- | |
| 08/12/2018 08/12/18 | Off Market | $340,000 | -- | -- | |
| 06/22/2018 06/22/18 | Price Changed | $379,000 | 0.0% | $102 / Sq Ft | |
| 06/22/2018 06/22/18 | For Sale | $379,000 | +11.5% | $102 / Sq Ft | |
| 05/22/2017 05/22/17 | Off Market | $340,000 | -- | -- | |
| 11/12/2016 11/12/16 | For Sale | $399,000 | -- | $107 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,076 | $781,300 | $0 | $0 |
| 2024 | $7,083 | $751,000 | $355,000 | $396,000 |
| 2023 | $6,871 | $722,033 | $0 | $0 |
| 2022 | $6,663 | $693,067 | $0 | $0 |
| 2021 | $6,415 | $664,100 | $355,000 | $309,100 |
| 2020 | $6,238 | $645,600 | $0 | $0 |
| 2019 | $6,061 | $627,100 | $0 | $0 |
| 2018 | $5,683 | $608,600 | $307,000 | $301,600 |
| 2017 | $5,569 | $581,700 | $0 | $0 |
| 2016 | -- | $646,100 | $0 | $0 |
| 2015 | $5,388 | $619,200 | $0 | $0 |
| 2014 | $5,388 | $619,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Grant Fritschle
-
Jim Terrill
Buyer's Agent in 2026
Jim Terrill
RE/MAX One
(443) 880-2421
34 in this area
98 Total Sales
-
Peck Miller
Seller's Agent in 2018
Peck Miller
Coldwell Banker Realty
(443) 880-2341
4 in this area
36 Total Sales
-
Kelly Macomber
K
Buyer's Agent in 2018
Kelly Macomber
Coastal Life Realty Group LLC
(443) 553-4984
1 in this area
8 Total Sales
Map
Source: Bright MLS
MLS Number: MDWO2035860
APN: 03-128555
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