NOT LISTED FOR SALE

866 Henry Ruff Rd Mill Spring, NC 28756

Estimated Value: $275,000 - $608,583

3 Beds
1 Bath
1,056 Sq Ft
$371/Sq Ft Est. Value

Last Sold February 25, 2020

Last sale price $118,000 $112 Per Sq Ft

Est. 232% increase in value since last sale

Current estimated payment $2,117/month

5 Days on Market

Highlights

  • Barn
  • Private Lot
  • Cottage
  • Wood Burning Stove
  • Wooded Lot
  • Separate Outdoor Workshop

About This Home

As of February 2020

Have you always dreamed of a cute, secluded cottage in the woods? This is your chance and all for under $150,000 Pack up your bags and food, pull up and breathe the fresh air with no one around!!!! It includes around 5 acres and has a creek on it that runs on the backside of the property. You are only minutes to Lake Lure, including the grocery store, restaurants and fun to be had by all if you decide to go out for the day! New well and roof installed recently! You have a wood stove and wood burning fireplace to relax by. All appliances and furniture that is there can be kept by the new buyer. (Per the client’s request, please do not go by without listing agent accompanying to property.)

Last Agent to Sell the Property

Erika Bradley

CENTURY 21 Mountain Lifestyles License #307030 Listed on: 12/31/2019

CENTURY 21 Mountain Lifestyles

Last Buyer's Agent

Alice Lance

BluAxis Realty License #221613

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1940

Lot Details

  • Home fronts a stream
  • Private Lot
  • Level Lot
  • Wooded Lot
  • Many Trees

Parking

  • Gravel Driveway

Home Design

  • Cottage

Interior Spaces

  • 1 Full Bathroom
  • 1-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace

Outdoor Features

  • Separate Outdoor Workshop
  • Shed

Farming

  • Barn
  • Machine Shed

Utilities

  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number P40-51

Home Details

Home Type

Single Family

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 1 Story
  • Architectural Style: Cottage
  • Ratio Close Price By List Price: 0.81435
  • Ratio Close Price By Original Li: 0.81435
  • Ratio Current Price By Acre: 23600.00
  • Ratio Current Price By Sq Ft: 111.74
  • Year Built: 1940
  • Special Features: None
  • Stories: 1

Interior Features

  • Foundation Details: Block
  • Full Bathrooms: 1
  • Total Bathrooms: 1.00
  • Total Bedrooms: 3
  • Equipment: Ceiling Fan(s), Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Freezer, Electric Oven
  • Fireplace Description: Living Room, Wood Burning, Woodstove
  • Fireplace: Yes
  • Laundry Location: Main
  • Room Count: 1
  • Main Level Sq Ft: 1056
  • Total Sq Ft: 1056

Exterior Features

  • Construction: Concrete Block, Wood
  • Construction Type: Site Built
  • Exterior Features: Barn(s), Shed(s), Tractor Shed, Workshop

Garage/Parking

  • Driveway: Gravel
  • Parking: Driveway, Parking Space - 4+

Utilities

  • Heating: Heat Pump - AC, Heat Pump - Heat, Woodstove
  • Sewer: Septic Installed
  • Water: Well Installed
  • Water Heater: Electric

Lot Info

  • Lot Features: Cul-de-sac Lot, Level, Private, Stream/Creek, Trees, Wooded
  • Parcel Number: P40-51
  • Plat Book Slide: E/6
  • Zoning Specification: RES

Tax Info

  • Tax Value: 101690.00
  • Tax Location: Polk

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 31, 2019
Closed on
Feb 22, 2020
Sold by
Lytle Tosha R
Bought by
Armstrong Joseph L and Armstrong Kim P
Seller's Agent
Erika Bradley
CENTURY 21 Mountain Lifestyles
Buyer's Agent
Alice Lance
BluAxis Realty
List Price
$144,900
Sold Price
$118,000
Premium/Discount to List
-$26,900
-18.56%
Current Estimated Value
$391,646

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$273,646
Avg. Annual Appreciation
22.22%
Original Mortgage
$115,862
Outstanding Balance
$101,969
Interest Rate
3.62%
Mortgage Type
FHA
Estimated Equity
$289,677

Purchase Details

Closed on
Apr 30, 2001
Bought by
Lytle Tosha R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Armstrong Joseph L $118,000 None Available
Lytle Tosha R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Armstrong Joseph L $115,862
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/25/2020 02/25/20 Sold $118,000 -18.6% $112 / Sq Ft
01/05/2020 01/05/20 Pending -- -- --
12/31/2019 12/31/19 For Sale $144,900 -- $137 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $999 $198,868 $62,000 $136,868
2024 $753 $117,100 $40,000 $77,100
2023 $753 $117,100 $40,000 $77,100
2022 $764 $117,100 $40,000 $77,100
2021 $764 $117,100 $40,000 $77,100
2020 $701 $101,690 $35,000 $66,690
2019 $701 $101,690 $35,000 $66,690
2018 $509 $101,690 $35,000 $66,690
2017 $644 $108,196 $35,000 $73,196
2016 $668 $108,196 $35,000 $73,196
2015 $647 $0 $0 $0
2014 $647 $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3578890

Canopy MLS (Canopy Realtor® Association)

APN: P40-51

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