Estimated payment $2,716/month
Highlights
- Hot Property
- 207 Feet of Lake Waterfront
- Main Floor Primary Bedroom
- Lutz K-8 School Rated 9+
- Vaulted Ceiling
- Bonus Room
About This Home
Price Imrovement! Welcome to lakefront living in the heart of Lutz! Tucked away at the end of a quiet dead-end street, this charming 3-bedroom, 2.5-bath home sits on a private .59-acre lot overlooking beautiful Lutz Lake. Offering 1,801 square feet of living space, the home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious loft. The first-floor primary suite includes private access to the screened lanai and an updated ensuite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft area. Step outside to enjoy the park-like backyard with direct lake access, perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the views. Recent updates include exterior painting 2025, new water softener system 2025, roof (2019), HVAC (2014), water heater (2014), flooring (2014), French doors (2012), and remodeled bathrooms. Located in the highly sought-after Steinbrenner High School district with no HOA or CDD fees, and convenient access to US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment. Rarely does a lakefront property in downtown Lutz become available, schedule your private showing today.
Listing Agent
EXP REALTY LLC Brokerage Phone: 888-883-8509 License #637378 Listed on: 06/17/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,164
Year Built
- Built in 1988
Lot Details
- 25,875 Sq Ft Lot
- 207 Feet of Lake Waterfront
- Lake Front
- Street terminates at a dead end
- Southeast Facing Home
- Wood Fence
- Property is zoned LDC
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Circular Driveway
Home Design
- Bi-Level Home
- Slab Foundation
- Frame Construction
- Shingle Roof
- Block Exterior
- HardiePlank Type
Interior Spaces
- 1,799 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace Features Masonry
- Blinds
- Living Room with Fireplace
- Bonus Room
- Lake Views
- Fire and Smoke Detector
Kitchen
- Range
- Microwave
- Stone Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
Laundry
- Laundry in Garage
- Washer and Electric Dryer Hookup
Outdoor Features
- Access To Lake
- Private Mailbox
Schools
- Lutz Elementary School
- Buchanan Middle School
- Steinbrenner High School
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Water Softener
- Septic Tank
Community Details
- No Home Owners Association
- West North Tampa Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 1 / 1
- Assessor Parcel Number U-12-27-18-0JF-000001-00001.0
3D Interior and Exterior Tours
Floorplans
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,164 | $184,551 | ||
| 2024 | $2,903 | $179,350 | ||
| 2023 | $2,779 | $174,126 | $0 | $0 |
| 2022 | $2,619 | $169,054 | $0 | $0 |
| 2021 | $2,585 | $164,130 | $0 | $0 |
| 2020 | $2,499 | $161,864 | $0 | $0 |
| 2019 | $2,402 | $158,225 | $0 | $0 |
| 2018 | $2,382 | $155,275 | $0 | $0 |
| 2017 | $2,344 | $197,072 | $0 | $0 |
| 2016 | $2,315 | $148,953 | $0 | $0 |
| 2015 | $2,340 | $147,918 | $0 | $0 |
| 2014 | -- | $146,744 | $0 | $0 |
| 2013 | -- | $144,575 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/14/2026 07/14/26 | Price Changed | $450,000 | -3.2% | $250 / Sq Ft | |
| 06/17/2026 06/17/26 | For Sale | $465,000 | +10.1% | $258 / Sq Ft | |
| 04/08/2025 04/08/25 | Sold | $422,500 | +0.6% | $235 / Sq Ft | View Prior Sale |
| 03/08/2025 03/08/25 | Pending | -- | -- | -- | |
| 03/02/2025 03/02/25 | Price Changed | $420,000 | -4.5% | $233 / Sq Ft | |
| 01/31/2025 01/31/25 | Price Changed | $439,900 | -2.2% | $244 / Sq Ft | |
| 01/16/2025 01/16/25 | For Sale | $449,900 | +6.5% | $250 / Sq Ft | |
| 12/18/2024 12/18/24 | Off Market | $422,500 | -- | -- | |
| 11/21/2024 11/21/24 | Price Changed | $449,900 | -4.1% | $250 / Sq Ft | |
| 10/23/2024 10/23/24 | Price Changed | $469,000 | -3.3% | $260 / Sq Ft | |
| 09/20/2024 09/20/24 | For Sale | $485,000 | -- | $269 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $422,500 | Masterpiece Title | |
| Special Warranty Deed | $75,500 | North American Title Company | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $122,500 | -- | |
| Deed | $88,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,479 | FHA |
About the Listing Agent
Cindy Greco is more than just a Realtor®, she’s a Tampa native with deep roots in the community and over 24 years of real estate experience. A proud resident of Lutz for the past 38 years, Cindy grew up in North Tampa and brings unmatched local knowledge and dedication to every transaction. Whether representing buyers or sellers, Cindy’s expertise spans residential listings, short sales, foreclosures, and institutional investments. She holds a certification in Institutional Investment,
Cindy's Other Listings
Source: Stellar MLS
MLS Number: TB8519979
APN: U-12-27-18-0JF-000001-00001.0
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Ask me questions while you tour the home.