$1,950,000
UNDER CONTRACT

874 White Oak Dr Swanton, MD 21561

Estimated payment $11,492/month

Total Views 1,098
6 Beds
4.5 Baths
3,463 Sq Ft
$563 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Fishing Allowed
  • Deck
  • 2 Dock Slips
  • Open Floorplan
  • Contemporary Architecture

About This Home

The perfect spot on Deep Creek Lake if you're in the market for a home with spectacular lake frontage, exceptional views, and the added bonus of excellent rental potential. The recently updated 6 bedroom 4.5 bath home is located near the end of a cul-de-sac on a quiet, yet open cove offering one of the most unique settings on the lake. The lake frontage is shielded from the effects of heavy boat traffic by two islands that essentially protect the shoreline and dock area. Recent updates include expanded kitchen, and dining areas, multiple primary bedroom suites, additional living space in the detached oversized garage, outdoor decking , an added lakeside patio., updated HVAC and sprinkler system in the main house structure. Virtually all the rooms in the house offer plenty of natural lighting with many offering great lake views. The oversized type A dock is perfect to relax on at any time of day. The lakeside of the house features a generous play area for children while the deck, patio and hot tub all offer inviting views of the lake and distant horizon. Additional benefits of the property include easy convenience to area restaurants, services, state parks, golf and amenities. Many are located within 5-10 minutes of the property. It all adds up to a great opportunity. Schedule your appointment today.

Listing Agent

Bill Weissgerber

(301) 387-2000 billw@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 03/22/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,839

Year Built

  • Built in 1960 | Remodeled in 2022

Lot Details

  • 14,810 Sq Ft Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Southwest Facing Home
  • Landscaped
  • Level Lot
  • Front Yard
  • Property is in very good condition

Parking

  • 3 Car Detached Garage
  • 6 Driveway Spaces
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Bump-Outs
  • Architectural Shingle Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 3,463 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wood Ceilings
  • Screen For Fireplace
  • Stone Fireplace
  • Wood Frame Window
  • French Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Game Room
  • Utility Room
  • Crawl Space

Kitchen

  • Double Oven
  • Cooktop
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Mobility Improvements

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Patio

Schools

  • Broadford Elementary School
  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot I
  • Assessor Parcel Number 1218012839

Community Details

Overview

  • No Home Owners Association
  • White Oak Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,839

Year Built

Built in 1960 | Remodeled in 2022

Lot Details

0.34 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Accessibility Features: Mobility Improvements
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Appliances, docks
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 3/22/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1960
  • Year Renovated: 2022
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Extra Refrigerator/Freezer, Cooktop, Oven - Double, Dishwasher, Disposal, Washer, Dryer
  • Flooring Type: Ceramic Tile, Carpet, Laminated, Luxury Vinyl Plank
  • Interior Amenities: Carpet, Combination Kitchen/Dining, Floor Plan - Open, Wood Floors
  • Window Features: Wood Frame
  • Fireplace Features: Stone, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: Dry Wall, Wood Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Laundry, Utility Room, Bedroom 6, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3463
  • Living Area Sq Ft: 3463
  • Price Per Sq Ft: 563.10
  • Above Grade Finished Sq Ft: 3463
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Stick Built, Wood Siding
  • Exterior Features: Bump-Outs
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • Spa: No
  • View: Mountain, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry, Garage - Side Entry, Garage Door Opener, Oversized
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Driveway, Detached Garage
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BROADFORD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Additional Parcels: No
  • Lot Features: Front Yard, Landscaping, Level
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Zoning: R
  • Zoning Description: Residential only
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Total Actual Rent: 100000.00
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 13839.00
  • Assessor Parcel Number: 1218012839
  • Tax Lot: I
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,450 $1,222,500 $431,200 $791,300
2024 $13,111 $1,067,633 $0 $0
2023 $11,300 $912,767 $0 $0
2022 $9,459 $757,900 $375,000 $382,900
2020 $6,101 $484,967 $0 $0
2019 $6,075 $482,900 $375,000 $107,900
2018 $5,575 $467,767 $0 $0
2017 $5,148 $482,900 $0 $0
2016 -- $437,500 $0 $0
2015 -- $437,500 $0 $0
2014 -- $437,500 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/22/2026 03/22/26 For Sale $1,950,000 +100.0% $563 / Sq Ft
10/02/2020 10/02/20 Sold $975,000 +3.2% $420 / Sq Ft View Prior Sale
07/30/2020 07/30/20 For Sale $945,000 -- $407 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Available
Deed $975,000 Deep Creek Title Group
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2011386

Bright MLS

APN: 18-012839

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