$299,900

Estimated payment $2,198/month

Total Views 4,540
3 Beds
2 Baths
1,987 Sq Ft
$151 Price per Sq Ft

Highlights

  • Hot Property
  • Fitness Center
  • Clubhouse
  • Donald E. Cline Elementary School Rated A
  • Open Floorplan
  • Deck

About This Home

100 percent Financing Available Through USDA/Rural Housing! FHA & VA Approved Condo! This move-in-ready 3-bedroom condo in Cold Spring, KY offers the perfect combination of low-maintenance living, exceptional space, and a prime location. Featuring a private entry, hard-to-find attached 2-car garage with direct access and additional storage, and an open floor plan, this home lives much larger than most condominiums. Inside, you'll find soaring ceilings, ample natural light, maintenance-free laminate flooring, ceramic tile, updated lighting, ceiling fans, elegant curved archways, and shadow box trim, creating a bright and inviting atmosphere. The flexible layout includes three true bedrooms, with one easily serving as a home office or study for today's work-from-home lifestyle. The spacious kitchen features Corian countertops, stainless steel appliances, subway tile backsplash, and an adjoining breakfast room, while the formal dining room with French doors offers additional entertaining space. The inviting living room is anchored by a cozy fireplace, making it the perfect gathering place. The oversized owner's suite provides a private retreat with two walk-in closets, an additional linen closet, dual vanities, a soaking tub, and a separate shower. Relax outdoors on the covered deck overlooking wooded views, or enjoy the convenience of abundant guest parking. Community amenities include a short walk to the neighborhood pool, playgrounds, and multiple parks. Conveniently located just minutes from NKU, I-275, I-471, shopping, grocery stores, restaurants, and everyday conveniences, this home offers maintenance-free living, outstanding financing options, and an unbeatable location.

Listing Agent

Bradley Treas

Huff Realty - Florence License #203389 Listed on: 07/15/2026

Huff Realty - Florence

Co-Listing Agent

The Treas Team

Huff Realty - Florence

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2006

Lot Details

  • Private Entrance

HOA Fees

Parking

  • Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Entry on the 2nd floor
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,987 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Electric Fireplace
  • Vinyl Clad Windows
  • Transom Windows
  • French Doors
  • Panel Doors
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Garage Access

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Laminate Countertops

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Balcony
  • Deck
  • Covered Patio or Porch

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

Overview

  • Association fees include ground maintenance, snow removal, association fees, maintenance structure, trash, water, sewer, pest control
  • Towne Properties Association, Phone Number (859) 291-5858
  • Granite Spring Subd Subdivision

Recreation

  • Community Playground
  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 2006

Lot Details

0.26 Acres

HOA Fees

$393 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Condominium
  • Lot Size Acres: 0.2626
  • Year Built: 2006
  • Lot Size: of record
  • Co List Office Mls Id: 432500054
  • Co List Office Phone: 859-525-7900
  • Ownership: Consumer
  • Subdivision Name: Granite Spring Subd
  • Directions: 27 To Matinee Blvd to Left onto Boulder Way to Right onto Ledgerock Way to Flint Ridge
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: Yes
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • Utilities Electric Company: Duke
  • Water Company: in HOA
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • Condo Information:Elevator(s)2: No
  • Property Ownership:Property Ownership: Consumer
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Multi Panel Doors, High Ceilings, Crown Molding, Cathedral Ceiling(s), Chandelier, Double Vanity, Eat-in Kitchen, Laminate Counters, Open Floorplan, Pantry, Soaking Tub, Stone Counters, Walk-In Closet(s)
  • Heating: Electric, Forced Air
  • Levels: One
  • Entry Level: 2
  • Property Type: Residential
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Range
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1987.0
  • Window Features: Insulated Windows, Vinyl Frames

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Balcony
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Covered

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Off Street, Oversized, Garage Door Opener, Garage
  • Condo Information:Direct Entry Garage-Unit: Yes
  • Condo Information:Direct Entry Garage-Building: No

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available

Condo/Co-op/Association

  • Amenities: Pool, Clubhouse, Playground, Fitness Center
  • Association #2 Fee: 70.0
  • Association #2 Fee Frequency: Quarterly
  • Association Fee: 370.0
  • Association Fee Frequency: Monthly
  • Association Phone #2: 859-291-5858
  • Association: Yes

Association/Amenities

  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 859-291-5858
  • Association Information:Total Yearly Fees: 4720.0
  • Association Information:Association Management Name 2: Towne Properties

Fee Information

  • Association Fee Includes: Maintenance Grounds, Snow Removal, Association Fees, Maintenance Structure, Trash, Water, Sewer, Pest Control

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

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Floorplans

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,054 $218,600 $0 $218,600
2024 $2,115 $218,600 $0 $218,600
2023 $2,067 $218,600 $0 $218,600
2022 $1,632 $168,000 $0 $168,000
2021 $1,632 $168,000 $0 $168,000
2020 $1,664 $168,000 $0 $168,000
2019 $1,636 $168,000 $0 $168,000
2018 $1,618 $164,000 $0 $164,000
2017 $1,597 $164,000 $0 $164,000
2016 $1,561 $164,000 $0 $0
2015 $2,032 $164,000 $0 $0
2014 $1,982 $164,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/15/2026 07/15/26 For Sale $299,900 -- $151 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $164,000 Stewart Title Company
Deed $192,855 Homestead Title Agency Ltd
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $67,000 Adjustable Rate Mortgage/ARM
Previous Owner $154,280 New Conventional
Source: Public Records

About the Listing Agent

Bradley Treas

Huff Realty - Florence

(859) 577-9672

Section Image

Our business is built upon the principles of integrity, professionalism, hard work, communication and a strong belief in people.

The Treas Team offers unparalleled service to ALL clients in the Northern Kentucky real estate market. Whether you are considering buying a home, selling a home or both, we know this area inside and out. Your complete satisfaction with our service and representation is our number one priority.

As a 3rd generation realtor Brad has grown up in the

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 644664

Northern Kentucky Multiple Listing Service

APN: 999-99-36-988.00

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