NOT LISTED FOR SALE

Estimated Value: $284,000 - $381,000

3 Beds
2 Baths
1,416 Sq Ft
$227/Sq Ft Est. Value

Sale Details

Date Sold: November 7, 2025

Last sale price $288,000 $203 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $2,050 / mo

17 Days on Market

Highlights

  • Home fronts a canal
  • Bonus Room
  • 2 Car Attached Garage
  • Spruce Creek High School Rated A
  • No HOA
  • French Doors

About This Home

As of November 2025

Location, Location, Location!
Calling all fishermen and boating enthusiasts — this charming 3-bedroom / with additional 4th flex room, 2-bath, all-block canal-front home in Harbor Oaks offers the perfect coastal lifestyle on the beautiful banks of Rose Bay Canal! This solid home stays high and dry with no flooding issues. Inside, you'll find fresh interior paint, new luxury vinyl plank flooring, and a fully updated kitchen featuring new cabinets, countertops, and stainless steel appliances. A 2017 roof and 2021 hot water heater offers peace of mind, and the spacious garage and generous backyard add plenty of room for storage and outdoor enjoyment. Need more space? A flex room provides a potential 4th bedroom or office. While the bathrooms could use a little updating, motivated sellers are offering a closing cost credit with the right offer — helping you make this home your own! Don’t miss this waterfront gem — schedule your showing today! All information is deemed correct but not gauranteed.

Last Agent to Sell the Property

Mildred Hoffman

LOCAL LIVING REALTY GROUP Brokerage Phone: 386-690-1545 License #3408450 Listed on: 09/29/2025

LOCAL LIVING REALTY GROUP

Last Buyer's Agent

Mildred Hoffman

LOCAL LIVING REALTY GROUP Brokerage Phone: 386-690-1545 License #3408450 Listed on: 09/29/2025

LOCAL LIVING REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,991

Year Built

  • Built in 1976

Lot Details

  • 6,500 Sq Ft Lot
  • Lot Dimensions are 50x130
  • Home fronts a canal
  • East Facing Home
  • Property is zoned R1

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Block Exterior
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,416 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • French Doors
  • Combination Dining and Living Room
  • Bonus Room
  • Water Views
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Private Mailbox

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association
  • Harbor Oaks Unit 01 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,991

Year Built

Built in 1976

Lot Details

6,500 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1416
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 1976
  • Building Area Total: 1950
  • Lot Size Sq Ft: 6500
  • Status: Sold
  • Street Direction: E
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 181.16
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: E. Concord Street
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 203.39
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 386-690-1545
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Concrete Perimeter
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 131.55

Exterior Features

  • Direction Faces: East
  • Exterior Features: French Doors, Private Mailbox
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12127C0526J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Development: Harbor Oaks

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1
  • Parcel Number: 6314-03-13-0080
  • Additional Parcels: No
  • Lot Dimensions: 50x130
  • Flood Zone Code: X500*

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3990.78
  • Tax Block: 13
  • Tax Book Number: 10-145
  • Tax Lot: 8

Multi Family

  • Waterfront Features: Canal Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2025
Closed on
Nov 6, 2025
Sold by
Bought by
Seller's Agent
Mildred Hoffman
LOCAL LIVING REALTY GROUP
Buyer's Agent
Mildred Hoffman
LOCAL LIVING REALTY GROUP
List Price
$288,900
Sold Price
$288,000
Premium/Discount to List
-$900
-0.31%
Views
70
Current Estimated Value
$321,577

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,577
Avg. Annual Appreciation
17.89%
Original Mortgage
$288,000
Interest Rate
0.0634%
Mortgage Type
VA

Purchase Details

Listed on
Apr 6, 2022
Closed on
May 27, 2022
Sold by
Bought by
Seller's Agent
Melissa York
LOCAL LIVING REALTY GROUP
Buyer's Agent
Mildred Hoffman
LOCAL LIVING REALTY GROUP
List Price
$250,000
Sold Price
$258,500
Premium/Discount to List
$8,500
3.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.16%
Original Mortgage
$253,817
Interest Rate
0.0562%
Mortgage Type
FHA

Purchase Details

Listed on
May 10, 2018
Closed on
Jun 18, 2018
Sold by
Bought by
Seller's Agent
Karen Jacobs
Watson Realty Corp.
Buyer's Agent
Karen Nelson
Nonmember office
List Price
$173,500
Sold Price
$173,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.71%
Original Mortgage
$170,356
Interest Rate
0.055%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 15, 1978
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$288,000 First International Title
$258,500 First American Title
$173,500 Watson Title Services Inc
$32,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $288,000
Closed $253,817
Previous Owner $170,356
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 Sold $288,000 -0.3% $203 / Sq Ft
10/16/2025 10/16/25 Pending -- -- --
09/29/2025 09/29/25 For Sale $288,900 +11.8% $204 / Sq Ft
05/20/2022 05/20/22 Sold $258,500 +3.4% $223 / Sq Ft View Prior Sale
04/06/2022 04/06/22 Pending -- -- --
04/06/2022 04/06/22 For Sale $250,000 +44.1% $215 / Sq Ft
06/18/2018 06/18/18 Sold $173,500 0.0% $123 / Sq Ft View Prior Sale
06/05/2018 06/05/18 Pending -- -- --
05/10/2018 05/10/18 For Sale $173,500 -- $123 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,113 $308,138 $96,000 $212,138
2025 $4,113 $273,696
2024 $4,186 $265,983 $96,000 $169,983
2023 $4,186 $231,592 $96,000 $135,592
2022 $1,827 $205,716 $75,000 $130,716
2021 $1,856 $135,359 $0 $0
2020 $1,806 $133,490 $40,000 $93,490
2019 $1,879 $137,924 $41,663 $96,261
2018 $2,760 $140,884 $41,663 $99,221
2017 $1,278 $127,372 $41,844 $85,528
2016 $2,149 $102,179 $0 $0
2015 $2,105 $97,677 $0 $0
2014 $1,932 $86,645 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: NS1086111

Stellar MLS

APN: 6314-03-13-0080

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