$585,000
OPEN SAT 2PM - 4PM $10K PRICE DROP

Estimated payment $3,641/month

Total Views 7,235
2 Beds
2 Baths
1,758 Sq Ft
$333 Price per Sq Ft

Highlights

  • 57 Feet of Waterfront
  • Bay View
  • No HOA
  • Fishing Allowed
  • 0.4 Acre Lot
  • Porch

About This Home

Waterfront living meets mid-century character in this 1980-built split-level on North Point Creek. This 2-bedroom, 2-bathroom home — with potential for a third bedroom on the lower level — is tucked into a quiet, peaceful waterfront neighborhood and offers a private pier with water and electric hookups, dredged for boating access — plenty of depth to fish, crab, or dock a boat right in your backyard.

Inside, the layout offers real flexibility with two full kitchens and two separate living spaces. The upstairs level features 2 bedrooms, an open-concept kitchen and living room, a spa-style bath with double sinks and a whirlpool tub, hardwood flooring, a slate-floored foyer with keypad entry, and a large sunroom with its own mini-split HVAC and water views. Downstairs, a second open-concept kitchen and living room with quarry tile flooring, a full bath, laundry, and abundant storage can be sectioned off from the upstairs with a locked door — and a bedroom could easily be added to create a fully separate unit complete with its own kitchen, bath, and entrance. Ideal for multi-generational living, a private guest suite, or rental income potential.

A cozy wood stove anchors the downstairs living space, and a breezeway with a skylight connects the home to the garage, which includes interior shelving and an automatic door opener. Outside, flower gardens and mature shrubbery frame a partially fenced yard with a private driveway.

This home has been well maintained with a long list of recent updates, including a new roof (2021), replacement windows and doors (2015), a heat pump (2017), upgraded electric baseboard heat (2023), a new water heater (2019), updated central vacuum system (2019), sump pump (2020), and garage door opener (2021).

Location is unbeatable for water lovers: Gonce Marine is just a few minutes' walk away, and North Point State Park, Fort Howard Park, and Rocky Point Park and Beach are all nearby — great spots for hiking, biking, and enjoying the waterfront.

Dated in finishes but impeccably clean, this is a rare opportunity to own a flexible, move-in-ready waterfront property with room to make it your own.

Listing Agent

Kelly Sipes

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 License #5003021 Listed on: 08/06/2026

Cummings & Co. Realtors

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,957

Year Built

  • Built in 1980

Lot Details

  • 17,347 Sq Ft Lot
  • 57 Feet of Waterfront
  • Home fronts navigable water

Parking

  • 1 Car Attached Garage
  • 4 Driveway Spaces
  • 1 Attached Carport Space
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Brick Foundation

Interior Spaces

  • Property has 2 Levels
  • Bay Views
  • Finished Basement

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Soaking Tub

Outdoor Features

  • Water Access
  • Property near a bay
  • Porch

Utilities

  • Ductless Heating Or Cooling System
  • Central Heating and Cooling System
  • Electric Baseboard Heater
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 30
  • Assessor Parcel Number 04151521800140

Community Details

Overview

  • No Home Owners Association
  • North Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,957

Year Built

Built in 1980

Lot Details

0.4 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 8/6/2026 12:00:00 AM
  • Year Built: 1980
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Brick/Mortar
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2016
  • Living Area Sq Ft: 1758
  • Price Per Sq Ft: 580.36
  • Above Grade Finished Sq Ft: 1008
  • Below Grade Finished Sq Ft: 750
  • Below Grade Sq Ft: 258
  • Total Below Grade Sq Ft: 1008
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: Bay
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 57

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage Door Opener, Garage - Front Entry
  • Attached Carport Spaces: 1
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Attached Carport, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Central, Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Fishing Available
  • Lot Size Acres: 0.40
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17347.00
  • Outdoor Living Structures: Porch(es)
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4957.00
  • Assessor Parcel Number: 04151521800140
  • Tax Lot: 30
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,950 $409,000
2024 $4,950 $381,500 $0 $0
2023 $2,382 $354,000 $231,000 $123,000
2022 $4,635 $346,900 $0 $0
2021 $4,470 $339,800 $0 $0
2020 $4,470 $332,700 $231,000 $101,700
2019 $4,417 $330,900 $0 $0
2018 $4,394 $329,100 $0 $0
2017 $4,112 $327,300 $0 $0
2016 $3,487 $320,500 $0 $0
2015 $3,487 $313,700 $0 $0
2014 $3,487 $306,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/28/2026 08/28/26 Price Changed $585,000 -1.7% $333 / Sq Ft
08/06/2026 08/06/26 For Sale $595,000 -- $338 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- --
Deed $16,500 --
Source: Public Records

Source: Bright MLS

MLS Number: MDBC2171452

Bright MLS

APN: 15-1521800140

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