$2,175,000
SOLD MAR 12, 2026

889 Ellen Dr Key Largo, FL 33037

4 Beds
3 Baths
2,216 Sq Ft
0.3 Acres Lot

Sale Details

Date Sold: March 12, 2026

$981 Per Sq Ft

9% Below List Price

145 Days on Market

Highlights

  • Dock made with concrete
  • Boat Lift
  • RV or Boat Parking
  • Coral Shores High School Rated A
  • Concrete Pool
  • 1-minute walk to Government Center Park

About This Home

As of March 2026

Welcome to your very own Florida Keys compound on Ellen Drive. Set on an oversized 13,000 sq ft Key Largo lot, this private oasis blends style, space and tranquility perfectly. Dive into the large swimming pool, outfitted with vibrant LED lighting, and a heater/chiller to keep the waters just right year-round. Upstairs you'll find a spacious 3-bedroom, 2-bath retreat thoughtfully updated and decorated with coastal flair, featuring a wraparound balcony and a large screened patio overlooking the peaceful 70-foot-wide canal. Downstairs, you'll find a 1/1 approx with 720 Sq Ft--ideal for guests & entertaining. The property boasts an impressive 100 feet of waterfront frontage, anchored by a solid concrete deep-water dock equipped with a convenient 10K elevator boat lift and walk-around platform, complete with water and electric hookups--perfect for all your Keys boating adventures. This unique lot spans 100 feet wide by 130 feet deep, fully secured behind two electric gates and encircled with a sturdy CBS wall, offering abundant space for boat trailers, your RV, and all the gear needed for the island life. This home was built in 2004 and completely renovated in 2023. This is more than a home--it's your gateway to the Florida Keys waterfront way of life.

Last Agent to Sell the Property

Carlos Lorenzo

American Caribbean Real Estate, Christie's International Real Estate License #634298 Listed on: 09/22/2025

Last Buyer's Agent

Eric Rizzo

Ocean Sotheby's International Realty License #3347022

Ocean Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,909

Year Built

  • Built in 2004 | Remodeled

Lot Details

  • 13,000 Sq Ft Lot
  • Home fronts a canal
  • Privacy Fence

Home Design

  • Concrete Roof

Interior Spaces

  • 2,216 Sq Ft Home
  • Canal Views
  • Impact Glass

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Quartz Countertops

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Covered Parking
  • Electric Gate
  • RV or Boat Parking

Pool

  • Concrete Pool
  • Heated In Ground Pool

Outdoor Features

  • Boat Lift
  • Dock made with concrete
  • Screened Balcony
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Twin Lakes Subdivision
  • Rental Restrictions
  • RV Parking in Community

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00548230-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,909

Year Built

Built in 2004 | Remodeled

Lot Details

0.3 Acres

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Dock: Concrete
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: Yes
  • Marathon Neighborhood: N/A
  • Mile Marker: 103.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 11909.11
  • Title: Negotiable
  • Vehicle Storage: RV Parking Open, Covered Parking
  • Year Built: 2004
  • Alternate Key Number: 1671711
  • Cooling Heating: Central Air
  • Lot Sq Ft: 13000.00
  • Pool Info: In Ground, Concrete
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 2216.00
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Window Treatments, Quartz Countertops
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Washer, Microwave, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Vinyl
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 4
  • Sq Ft Remarks: 1,496 upstairs and Non-conforming 1/1 Downstairs Room approx 720 sq ft.

Exterior Features

  • Dockage: Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Lighting, Privacy Wall/Fence
  • Roof: Concrete Roof
  • Waterview: Canal View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00548230-000000
  • Lot Size: 100x130
  • Land Size: 1/4 - 1/2 Acre
  • Acres: 0.30

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2025
Closed on
Mar 12, 2026
Sold by
Donny Balmaseda and Monica Aguayo
Bought by
Dail Henry
Seller's Agent
Carlos Lorenzo
American Caribbean Real Estate, Christie's International Real Estate
Buyer's Agent
Eric Rizzo
Ocean Sotheby's International Realty
List Price
$2,395,000
Sold Price
$2,175,000
Premium/Discount to List
-$220,000
-9.19%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.42%

Purchase Details

Listed on
Jan 17, 2023
Closed on
May 30, 2023
Sold by
Ferrandi Silvia N
Bought by
Balmaseda Donny and Aguayo Monica
Seller's Agent
Robert Sokol
MMLS Assoc.-Inactive Member
Buyer's Agent
Carlos Lorenzo
American Caribbean Real Estate
List Price
$1,850,000
Sold Price
$1,585,000
Premium/Discount to List
-$265,000
-14.32%
Views
57

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.06%
Original Mortgage
$1,188,750
Interest Rate
6.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2016
Sold by
Ferrandi Hercules Juan
Bought by
Ferrandi Silvia Noemi

Purchase Details

Closed on
Jan 17, 1997
Sold by
Sawyers John D and Sawyers Barbara
Bought by
Ferrandi Silvia N and Ferrandi Hercules J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.43%

Purchase Details

Closed on
Nov 1, 1996
Bought by
Ferrandi Silvia N

Purchase Details

Closed on
Aug 1, 1987
Bought by
Ferrandi Silvia N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,175,000 None Listed On Document
Warranty Deed $1,585,000 Express Title Services Group
Interfamily Deed Transfer -- Attorney
Warranty Deed $60,000 --
Warranty Deed $60,000 --
Warranty Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,188,750 New Conventional
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/12/2026 03/12/26 Sold $2,175,000 -9.2% $981 / Sq Ft
02/14/2026 02/14/26 Pending -- -- --
12/18/2025 12/18/25 For Sale $2,395,000 +10.1% $1,081 / Sq Ft
12/18/2025 12/18/25 Off Market $2,175,000 -- --
11/21/2025 11/21/25 Price Changed $2,395,000 -4.0% $1,081 / Sq Ft
11/11/2025 11/11/25 Price Changed $2,495,000 -2.0% $1,126 / Sq Ft
09/22/2025 09/22/25 For Sale $2,545,000 +60.6% $1,148 / Sq Ft
05/31/2023 05/31/23 Sold $1,585,000 -14.3% $1,059 / Sq Ft View Prior Sale
01/17/2023 01/17/23 For Sale $1,850,000 -- $1,237 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,909 $1,578,061 $1,041,040 $537,021
2024 $10,869 $1,441,071 $930,930 $510,141
2023 $10,869 $1,311,756 $910,910 $400,846
2022 $5,132 $613,701 $0 $0
2021 $5,230 $595,827 $0 $0
2020 $5,198 $587,601 $0 $0
2019 $5,099 $574,391 $0 $0
2018 $5,098 $563,682 $0 $0
2017 $4,992 $552,089 $0 $0
2016 $5,112 $546,777 $0 $0
2015 $5,184 $544,295 $0 $0
2014 $5,170 $538,194 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 616573

Florida Keys Board of REALTORS®

APN: 00548230-000000

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