$249,000

89 River St Otego, NY 13825

Estimated payment $1,866/month

Total Views 3,260
3 Beds
1.5 Baths
1,680 Sq Ft
$148 Price per Sq Ft

Highlights

  • River Access
  • Wood Flooring
  • 1 Fireplace
  • 1.42 Acre Lot
  • Main Floor Bedroom
  • Granite Countertops

About This Home

Own a piece of history - this charming riverfront 1840s Cape Cod farmhouse is on the historic registry! The home blends timeless character with modern comfort. Enjoy the best of both worlds—country serenity with convenient access to village amenities and I-88. Step inside to find spacious rooms filled with natural light, beautifully enhanced by thoughtful updates. The 2006 remodeled kitchen stands out with top-of-the-line finishes, including granite countertops and rich cherry cabinetry. The living room offers a cozy retreat with its classic fireplace, hardwood floors, and elegant moldings and built-ins. Upstairs, the primary bedroom provides a peaceful escape featuring two walk-in closets. Set on a picturesque 1.46-acre lot, the property invites you to savor the outdoors. Take in full views of the Susquehanna River (286' of river frontage) great for fishing, swimming etc. Property is nice for entertaining sit in the screened gazebo by the river which has electric to it, relax on the brick patio, or unwind on the covered front or back porch.

Listing Agent

Karen Cammarata

Listing by Howard Hanna Brokerage Phone: 607-373-0800 License #10301200644 Listed on: 03/13/2026

Howard Hanna

Co-Listing Agent

John Cammarata

Listing by Howard Hanna Brokerage Phone: 607-373-0800 License #10401303714

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,544

Year Built

  • Built in 1840

Lot Details

  • 1.42 Acre Lot
  • Lot Dimensions are 192x286
  • Home fronts a stream
  • Rectangular Lot
  • Historic Home

Parking

  • 3 Car Detached Garage
  • Gravel Driveway

Home Design

  • Block Foundation
  • Frame Construction

Interior Spaces

  • 1,680 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Partial Basement

Kitchen

  • Country Kitchen
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • River Access

Utilities

  • Heating System Uses Propane
  • Baseboard Heating
  • Hot Water Heating System
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 56
  • Assessor Parcel Number 364801-317-020-0001-056-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,544

Year Built

Built in 1840

Lot Details

1.42 Acres

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1840
  • Attribution Contact: 607-373-0800
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot
  • Water Body Name: Susquehanna River
  • Co List Office Mls Id: ODUSA1
  • Co List Office Phone: 607-336-8080
  • Directions: I-88 to Exit 12 right onto main street at the light and another right onto River Road to the end.
  • Architectural Style: Historic/Antique, Two Story
  • Flooring: Carpet, Hardwood, Laminate, Varies
  • Garage Yn: Yes
  • Interior Features: Granite Counters, Country Kitchen, Kitchen Island, Bedroom on Main Level
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Propane Water Heater
  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 1

Exterior Features

  • Acres: 1.42
  • Waterfront Features: River Access, Stream
  • Waterfront: Yes
  • Construction Type: Frame
  • Exterior Features: Gravel Driveway, Propane Tank - Leased
  • Foundation Details: Block

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Electric, Propane, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Unatego

Lot Info

  • Parcel Number: 364801-317-020-0001-056-000-0000
  • Lot Dimensions: 192X286
  • Lot Size Sq Ft: 61855.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6544.0
  • Tax Lot: 56

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,934 $105,000 $30,800 $74,200
2024 $2,934 $105,000 $30,800 $74,200
2023 $4,192 $105,000 $30,800 $74,200
2022 $3,272 $105,000 $30,800 $74,200
2021 $3,003 $105,000 $30,800 $74,200
2020 $2,911 $105,000 $30,800 $74,200
2019 $1,317 $105,000 $30,800 $74,200
2018 $1,891 $105,000 $30,800 $74,200
2017 $2,580 $105,000 $30,800 $74,200
2016 $2,589 $105,000 $30,800 $74,200
2015 -- $105,000 $30,800 $74,200
2014 -- $105,000 $30,800 $74,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/13/2026 03/13/26 For Sale $249,000 -- $148 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $86,250 None Available
Executors Deed $119,500 Paul J. Millias
Deed $105,000 Frederick Xlander
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $117,317 FHA
Source: Public Records

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1666688

Otsego-Delaware Board of REALTORS®

APN: 364801-317-020-0001-056-000-0000

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