891 Choctawhatchee River Rd Ponce de Leon, FL 32455
Ponce De Leon AreaEstimated payment $2,289/month
Highlights
- Fishing
- River View
- Wood Flooring
- Primary Bedroom Suite
- Cathedral Ceiling
- Bonus Room
About This Home
PRICED 35K BELOW 9/2025 APPRAISED VALUE! AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Seller's job transfer fell thru so Seller needs to sell. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours. The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL!
Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles
Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables
Alaqua Animal Refuge - 9.2 miles
E.O. Wilson Biophilia Center - Just over 10 miles
Publix Super Market at The Shoppes at Freeport - 14.3 miles
Eden Gardens & Point Washington State Parks - within 28 miles
Grayton Beach - 27.5 miles
Rosemary Beach - 30.6 miles
Grand Blvd 32 miles
ECP Airport 22 miles
Closest Public Beach Access 58 Panama City Beach - 23.4 miles
Blue Mountain Regional Beach Access - 26.9 miles
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,836
Year Built
- Built in 1997
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 72 x 107 x 71 x 110
- River Front
- Interior Lot
- Level Lot
Parking
- 1 Car Attached Garage
- Oversized Parking
Home Design
- Cabin
- Slab Foundation
- Frame Construction
- Wood Siding
- Wood Trim
Interior Spaces
- 2,052 Sq Ft Home
- 2-Story Property
- Bookcases
- Woodwork
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Window Treatments
- Living Room
- Dining Area
- Bonus Room
- Screened Porch
- River Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range Hood
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom Suite
- In-Law or Guest Suite
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Outdoor Features
- Bulkhead
- Balcony
- Covered Deck
- Shed
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
Additional Features
- Separate Apartment
- Flood Insurance May Be Required
Listing and Financial Details
- Assessor Parcel Number 02-1S-17-07050-00B-0100
Community Details
Overview
- Choctawhatchee River Estates Subdivision
Recreation
- Fishing
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,793 | $208,415 | $19,800 | $188,615 |
| 2024 | $1,849 | $210,835 | $19,800 | $191,035 |
| 2023 | $1,849 | $213,255 | $19,800 | $193,455 |
| 2022 | $817 | $124,107 | $0 | $0 |
| 2021 | $825 | $120,492 | $0 | $0 |
| 2020 | $837 | $118,828 | $5,184 | $113,644 |
| 2019 | $810 | $116,359 | $0 | $0 |
| 2018 | $794 | $114,189 | $0 | $0 |
| 2017 | $790 | $113,471 | $0 | $0 |
| 2016 | $777 | $111,137 | $0 | $0 |
| 2015 | $783 | $110,364 | $0 | $0 |
| 2014 | $807 | $111,533 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/03/2026 08/03/26 | Price Changed | $389,400 | -2.5% | $190 / Sq Ft | |
| 05/29/2026 05/29/26 | For Sale | $399,400 | 0.0% | $195 / Sq Ft | |
| 05/20/2026 05/20/26 | Pending | -- | -- | -- | |
| 03/26/2026 03/26/26 | Price Changed | $399,400 | -2.4% | $195 / Sq Ft | |
| 02/20/2026 02/20/26 | For Sale | $409,400 | +20.4% | $200 / Sq Ft | |
| 09/05/2025 09/05/25 | Sold | $340,000 | +1.5% | $166 / Sq Ft | View Prior Sale |
| 07/23/2025 07/23/25 | Pending | -- | -- | -- | |
| 07/03/2025 07/03/25 | Price Changed | $335,000 | -8.4% | $163 / Sq Ft | |
| 05/23/2025 05/23/25 | For Sale | $365,800 | +26.1% | $178 / Sq Ft | |
| 01/31/2022 01/31/22 | Sold | $290,000 | 0.0% | $141 / Sq Ft | View Prior Sale |
| 12/10/2021 12/10/21 | Pending | -- | -- | -- | |
| 11/15/2021 11/15/21 | For Sale | $290,000 | -- | $141 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | Osprey Title | |
| Warranty Deed | $290,000 | New Title Company Name | |
| Warranty Deed | $250,000 | Mitchell Land & Title Inc | |
| Quit Claim Deed | $41,000 | Mitchell Land & Title Inc | |
| Warranty Deed | $168,000 | -- | |
| Interfamily Deed Transfer | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $351,220 | VA | |
| Previous Owner | $275,500 | New Conventional |
Source: Emerald Coast Association of REALTORS®
MLS Number: 995860
APN: 02-1S-17-07050-00B-0100
- 66 Sawmill Rd
- 0 Big Cedar Rd Unit 784172
- 92 Howell Bluff Rd
- 265 Howell Bluff Rd
- 11413 Church Rd
- TBD Strickland Rd
- XXX Capt Fritz Rd
- 117 Reddick Loop
- 10128 State Rd
- 6483 Dogtrack Rd
- 105 Camp Adams Rd
- Lot 5 E Kersey Branch Trail
- Lot 9 W Kersey Branch Trail
- 14113 Helms St
- 13796 Florida 81
- TBD Red Gate Rd
- 1619 Buddy McGill Trail
- 11554 Steel Field Rd
- 505 Splendor Run
- 460 Natureview Way
- 8488 Hang Loose Ct
- 9400 Daydream Dr
- 9458 Escape Ave
- 165 Moss Ave
- 9337 Cool Breeze Dr
- 8806 Attitude Ave
- 8690 Tropics Ave
- 8632 Tropics Ave
- 8515 Hammock Ln
- 8570 Island Breeze Ave
- 8255 Landshark Blvd
- 30 McDavis Loop
- 87 Cannonball Ln
- 741 Breakers St
- 56 Golden Bell Ct Unit D
- 135 Golden Bell Ct
- 40 Blue Stream Way
- 158 Malachite Way
- 199 Wayne Trail
- 359 Wayne Trail
Ask me questions while you tour the home.