$649,000
SOLD MAY 26, 2026
Last list price

895 Lucy Rd Lake Ozark, MO 65049

4 Beds
2.5 Baths
1,600 Sq Ft
8,712 Sq Ft Lot Lot

Sale Details

Date Sold: May 26, 2026

$406 Per Sq Ft

45 Days on Market

Highlights

  • Lake Front
  • Deck
  • 2 Car Attached Garage
  • Property fronts a channel
  • Wood Flooring
  • Screened Patio

About This Home

As of May 2026

Beautiful lakefront home with stunning main channel views and a deep water cove, 30ft at the dock, ideally located off HH in Lake Ozark—just minutes from top dining, shopping, and local attractions.
One of the few lakefront properties in the area offering an attached two-car garage, this 4-bed, 3-bath home also features short-term rental capability—a rare combination that’s highly sought after at the lake.
From the screened-in deck, take in breathtaking water views, then head down to your concrete dock. A concrete patio and spacious dry storage beneath the deck round out an exceptional outdoor setup.
Inside, the well-maintained layout includes a comfortable master suite with a custom shower and generous space for family and guests.
Main channel views. Cove protection. Attached garage. STR potential. Rarely does one lakefront property offer all four.
Whether you’re seeking a weekend retreat, an income-producing investment, or full-time lake living—this home checks every box in one of Lake Ozark’s most convenient and sought-after locations. Don’t miss your opportunity to own a piece of the lake.

Last Agent to Sell the Property

ANNIE FAULSTICH

Lake Expo Real Estate Brokerage Phone: (573) 693-1613 License #2008036376 Listed on: 03/31/2026

Last Buyer's Agent

RANDI BENBOW

EXP Realty, LLC License #2022002496

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,259

Year Built

  • Built in 1984 | Remodeled

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 99x89.7x54x94
  • Property fronts a channel
  • Lake Front
  • Home fronts a seawall

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,600 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Crawl Space
  • Property Views

Kitchen

  • Oven
  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Low Threshold Shower

Outdoor Features

  • Cove
  • Deck
  • Screened Patio

Utilities

  • Forced Air Heating and Cooling System
  • Shared Well
  • Water Softener is Owned
  • Shared Septic

Community Details

  • Covedale Subdivision

Listing and Financial Details

  • Exclusions: Furnishings
  • Assessor Parcel Number 01602300000001006001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,259

Year Built

Built in 1984 | Remodeled

Lot Details

8,712 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size Acres: 0.2
  • Lot Size: 99x89.7x54x94
  • Road Surface Type: Asphalt, Paved
  • Co List Office Mls Id: 50754920
  • Co List Office Phone: (573) 693-1613
  • Exclusions: Furnishings
  • Inclusions: Kitchen appliances, washer, dryer, dock
  • Ownership: Fee Simple,
  • Subdivision Name: Covedale
  • Directions: Horseshoe Bend Parkway to Carol to end. Turn left on Lucy go 1 block and turn right before 1st curve on concrete drive to blue home.
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Attached Yn: No
  • Building Stories: 2
  • Year Built: 1984
  • Property Sub Type Additional: Detached,Single Family Residence
  • Attribution Contact: (573) 693-1613
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Possible Use: Residential
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Water Softener Owned, Stove, Washer/Dryer, Washer
  • Accessibility Features: Low Threshold Shower
  • Has Basement: None, Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Walk-In Closet(s), Walk-In Shower
  • Living Area: 1600.0

Exterior Features

  • Lot Features: Lake Front, Views
  • View: Channel
  • View: Yes
  • Waterfront Features: Cove, Lake Front, Seawall
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Concrete Driveway, Deck, Gravel Driveway, Patio
  • Foundation Details: Crawlspace, Slab
  • Patio And Porch Features: Deck, Patio, Screened
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • Heating Yn: Yes
  • Sewer: Shared Septic
  • Water Source: Shared Well

Condo/Co-op/Association

  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: School Of The Osage

Lot Info

  • Parcel #: 01602300000001006001
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1259.0
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2026
Closed on
May 26, 2026
Sold by
Bought by
Seller's Agent
ANNIE FAULSTICH
Lake Expo Real Estate
Buyer's Agent
RANDI BENBOW
EXP Realty, LLC
List Price
$649,000
Views
79

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.84%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$190,947

Purchase Details

Closed on
Sep 1, 2007
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- First Title Insurance Agency
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $450,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/26/2026 05/26/26 Sold -- -- --
05/15/2026 05/15/26 Pending -- -- --
03/31/2026 03/31/26 For Sale $649,000 +116.4% $406 / Sq Ft
03/30/2017 03/30/17 Sold -- -- -- View Prior Sale
02/28/2017 02/28/17 Pending -- -- --
08/26/2016 08/26/16 For Sale $299,900 -- $187 / Sq Ft
Source: Bagnell Dam Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,259 $23,790 $0 $0
2024 $1,307 $23,790 $0 $0
2023 $1,271 $23,790 $0 $0
2022 $1,271 $23,790 $0 $0
2021 $1,271 $23,790 $0 $0
2020 $1,280 $23,790 $0 $0
2019 $1,276 $23,790 $0 $0
2018 $1,282 $23,790 $0 $0
2017 $1,162 $23,790 $0 $0
2016 $1,140 $23,790 $0 $0
2015 $1,111 $23,790 $0 $0
2014 $1,087 $23,790 $0 $0
2013 -- $23,790 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bagnell Dam Association of REALTORS®

MLS Number: 3585023

Bagnell Dam Association of REALTORS®

APN: 01-6.0-23.0-000.0-001-006.001

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