$1,439,000

897 Point Seaside Dr Palm Harbor, FL 34681

Estimated payment $9,239/month

Total Views 186
5 Beds
3.5 Baths
3,589 Sq Ft
$401 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Water access To Gulf or Ocean
  • Partial Gulf or Ocean Views
  • Ozona Elementary School Rated A-
  • Heated In Ground Pool
  • 0.38 Acre Lot

About This Home

CRYSTAL BEACH LIVING AT ITS FINEST – A PRIVATE, ELEVATED COASTAL RETREAT. Tucked within the exclusive Point Seaside enclave of Crystal Beach – home to just 49 residences – this exceptional property offers a rare level of privacy, character, and luxury. Positioned just minutes from the Crystal Beach Pier and Live Oak Park, you’re immersed in a setting where breathtaking sunsets and a vibrant coastal lifestyle converge – complete with community events, waterfront gatherings, and the unmistakable charm of Old Florida. Perfectly situated to feel worlds away, yet minutes from the energy of downtown Palm Harbor, Honeymoon Island, and the Pinellas Trail connecting Dunedin to Tarpon Springs, this golf-cart-friendly community offers a lifestyle defined by simplicity, beauty, and connection. Days here are spent on the water, along scenic shoreline paths, or unwinding beneath glowing Gulf Coast skies. Spanning approximately 3,600 square feet, this 5-bedroom, 3.5-bath Key West-style residence with high-end finishes throughout is designed for both refined living and effortless entertaining. Soaring 10-foot ceilings and thoughtfully curated updates create a home that feels both elevated and inviting. At its heart, a fully reimagined chef’s kitchen serves as a true focal point - featuring an expansive island with quartz countertops, striking tile flooring, Café stainless steel appliances and a double oven setup – seamlessly flowing into the main living areas for a natural, open-concept experience. The spacious primary bedroom on the top floor features a walk-in closet with a California Closet system, two additional built-in closets, and an spa inspired en-suite bathroom with a separate soaking tub and shower. Outdoors, a private sanctuary awaits. A spacious covered balcony overlooks a lush nature preserve, offering a sense of seclusion rarely found in coastal communities. Below, the fully fenced backyard is a tropical retreat, complete with a pebble-tec pool, ambient landscape lighting, and a newly installed heater for year-round enjoyment. A front-facing balcony provides the perfect vantage point for evening sea breezes and the vibrant sunsets that define life on Florida’s Gulf Coast. A truly rare offering, the expansive 6-vehicle garage accommodates 5 cars plus a golf cart with ease, complemented by showroom-quality epoxy flooring and a dedicated 240V circuit for electric vehicle charging – ideal for collectors and enthusiasts alike. Elevated construction enhances both presence and peace of mind, with transferable flood insurance currently under $550 annually – and exceptional advantage for waterfront living. Additional enhancements include a 2022 Owens Corning roof system with lifetime shingles and storm guard underlayment, further reinforcing the home’s quality and longevity. Whether hosting under the stars, enjoying quiet mornings overlooking preserved land, or setting out for an evening along the water, this residence captures the essence of Crystal Beach living at its most refined. And the cherry on top? Crystal Beach is zoned for the most coveted schools in the area, including Ozona Elementary and Palm Harbor University! This isn’t just a home – it’s a lifestyle. And opportunities like this to own a piece of paradise in Crystal Beach don’t come around often.

Listing Agent

Chris Ziebell

REALTY ONE GROUP BEYOND Brokerage Email: info@rogbeyond.com License #3559761 Listed on: 05/05/2026

REALTY ONE GROUP BEYOND

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,690

Year Built

  • Built in 2002

Lot Details

  • 20,183 Sq Ft Lot
  • Lot Dimensions are 99x160
  • Street terminates at a dead end
  • West Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Oversized Lot
  • Irrigation Equipment
  • Property is zoned RPD-1

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 6 Car Attached Garage
  • Electric Vehicle Home Charger
  • Garage Door Opener
  • Driveway
  • Off-Street Parking
  • Parking available for a boat
  • Golf Cart Parking

Property Views

  • Partial Bay or Harbor
  • Woods

Home Design

  • Key West Architecture
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Pile Dwellings
  • Stucco

Interior Spaces

  • 3,589 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Built-In Features
  • Shelving
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Double Convection Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Tile
  • Travertine

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Private Water Closet
  • Soaking Tub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Pool Deck

Outdoor Features

  • Water access To Gulf or Ocean
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Ozona Elementary School
  • Palm Harbor Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Association fees include management
  • Monarch Association Management Inc. Association, Phone Number (727) 204-4766
  • Visit Association Website
  • Point Seaside Ph 1 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community
  • Near Conservation Area

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,690

Year Built

Built in 2002

Lot Details

0.46 Acres

HOA Fees

$83 per month

Parking

6

Listing Details

  • HOA Fee Includes: Management, Other
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Key West
  • Construction Materials: Stucco, Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 3589
  • Lot Size Acres: 0.38
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 3589
  • Lot Size Sq Ft: 20183
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 333.43
  • Escrow City: Land O Lakes
  • Escrow State: FL
  • Escrow Street Name: Early Riser Ave #264
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 400.95
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Property Description: Elevated,Stilt Home
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: info@rogbeyond.com
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile, Travertine, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 5
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 3
  • Window Features: Blinds
  • Additional Rooms: Inside Utility
  • Living Area Meters: 333.43

Exterior Features

  • Direction Faces: West
  • Pool Features: Deck, Heated, In Ground
  • Exterior Features: French Doors, Lighting
  • Roof: Shingle
  • Pool Private: Yes
  • View: Trees/Woods, Water
  • Water Body Name: GULF OF AMERICA
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Front Porch, Rear Porch
  • Road Surface Type: Paved
  • Water Access: Gulf/Ocean
  • Water View: Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0058H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 6
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Golf Cart Parking, Off Street, Oversized, Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK, Street Lights
  • Association Fee: 1000
  • Association Fee Frequency: Annually
  • Association Name: Monarch Association Management Inc.
  • Phone: 727-204-4766
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify pet restrictions with HOA.
  • Association Fee Requirement: Required
  • Association Email: sue@monarcham.com
  • Association URL: https://www.managedbymonarch.com
  • Management: Full Time

Fee Information

  • Total Annual Fees: 1000.00
  • Total Monthly Fees: 83.33
  • Monthly HOA Amount: 83.33

Schools

  • Elementary School: Ozona Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: RPD-1
  • Parcel Number: 03-28-15-72379-000-0440
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: Conservation Area, Flood Insurance Required, FloodZone, In County, Oversized Lot, Street Dead-End, Paved
  • Lot Dimensions: 99x160
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Annual Lease Only. Buyer to verify all applicable restrictions directly with HOA.

Tax Info

  • Tax Annual Amount: 17690
  • Tax Block: 0000
  • Tax Book Number: 85-50
  • Tax Lot: 44

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,484 $1,055,064 -- --
2024 $18,153 $1,025,329 $232,259 $793,070
2023 $18,153 $1,003,026 $275,066 $727,960
2022 $8,010 $477,963 $0 $0
2021 $8,123 $464,042 $0 $0
2020 $8,112 $457,635 $0 $0
2019 $7,986 $447,346 $0 $0
2018 $7,889 $439,005 $0 $0
2017 $7,834 $429,976 $0 $0
2016 $7,780 $421,132 $0 $0
2015 $7,898 $418,205 $0 $0
2014 $7,862 $414,886 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/05/2026 05/05/26 For Sale $1,439,000 +12.9% $401 / Sq Ft
02/02/2023 02/02/23 Sold $1,275,000 -5.5% $353 / Sq Ft View Prior Sale
01/03/2023 01/03/23 Pending -- -- --
11/28/2022 11/28/22 Price Changed $1,349,000 -2.9% $373 / Sq Ft
10/14/2022 10/14/22 For Sale $1,390,000 +11.2% $385 / Sq Ft
03/31/2022 03/31/22 Sold $1,249,900 0.0% $348 / Sq Ft View Prior Sale
01/28/2022 01/28/22 Pending -- -- --
09/29/2021 09/29/21 Price Changed $1,249,900 -7.4% $348 / Sq Ft
09/21/2021 09/21/21 For Sale $1,350,000 -- $376 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $1,275,000 Compass Land & Title
Warranty Deed $1,249,900 Platinum National Title
Warranty Deed $800,000 Pioneer Title Inc
Warranty Deed $550,857 --
Quit Claim Deed -- --
Warranty Deed $100,000 --
Warranty Deed $72,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,020,000 New Conventional
Previous Owner $937,425 New Conventional
Previous Owner $500,000 Negative Amortization
Previous Owner $300,000 New Conventional
Previous Owner $58,000 Balloon
Source: Public Records

Source: Stellar MLS

MLS Number: TB8503147

Stellar MLS

APN: 03-28-15-72379-000-0440

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