$760,000
SOLD AUG 4, 2026

897 Summit Point Cadiz, KY 42211

Cadiz Area
4 Beds
3 Baths
3,313 Sq Ft
1.26 Acre Lot

Sale Details

Date Sold: August 4, 2026

$229 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Private Dock
  • Lake View
  • Deck
  • Private Water Access
  • Waterfront
  • Contemporary Architecture

About This Home

As of August 2026

A Rare Waterfront Opportunity on Little River It's not often a property like this comes along. Perfectly positioned on a rare 1.26-acre peninsula lot in the peaceful waters of Little River, 897 Summit Point offers something that's becoming increasingly difficult to find—water surrounding the property on three sides, breathtaking panoramic views, year-round water, and a level of privacy that makes you feel like you've escaped to your own private peninsula. Designed to embrace the beauty of its surroundings, this 3,660-square-foot waterfront home features 4 bedrooms, 3 full bathrooms, and an open floor plan where the views take center stage. Walls of windows fill the home with natural light while framing the ever-changing beauty of the water from the main living areas. The spacious great room, complete with a cozy fireplace, creates a warm and inviting place to gather, while the walkout lower level offers a second family room with another fireplace and a wet bar—perfect for entertaining after a day on the water. The kitchen opens effortlessly into the dining and living areas, creating a comfortable space where conversations flow as easily as the views. Whether you're hosting holiday gatherings, enjoying a quiet weekend, or welcoming friends after a day on the lake, this home was designed for making memories. Upstairs, the loft provides flexible space that can easily serve as additional sleeping accommodations, a home office, a reading nook, or a game room. Step outside and experience what makes this property truly exceptional. Relax on the expansive upper deck, unwind on the covered patio, or take the short walk to your private two-slip covered dock with year-round water. Whether your perfect day includes boating, fishing, kayaking, paddleboarding, or simply floating under the Kentucky sky, everything you love about lake living begins right here. Two oversized garages provide plenty of room for boats, golf carts, fishing gear, and all the essentials that come with an active waterfront lifestyle. Properties like this are exceptionally rare. While beautiful homes can be built, a peninsula lot with panoramic water views, year-round water, outstanding privacy, and a private dock is something nature creates only a handful of times. It's the kind of property families treasure for generations and one that rarely becomes available. If you've been searching for more than just a lake house—if you've been searching for a place where mornings begin on the dock, afternoons are spent on the water, and evenings end with unforgettable sunsets—897 Summit Point is ready to welcome your next chapter.

Last Agent to Sell the Property

Glenda Ritchie

1st Realty Group License #201492 Listed on: 07/10/2026

Co-Listed By

Traci Markum

1st Realty Group License #218856

Last Buyer's Agent

Glenda Ritchie

1st Realty Group License #201492 Listed on: 07/10/2026

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • 1.26 Acre Lot
  • Waterfront

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • 2 Carport Spaces
  • Basement Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Dimensional Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1.5-Story Property
  • Wet Bar
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Insulated Windows
  • Insulated Doors
  • Great Room
  • Home Office
  • Recreation Room
  • Lake Views

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Walk-Up Access
  • Interior Basement Entry
  • Sump Pump

Outdoor Features

  • Private Water Access
  • Private Dock
  • Docks
  • Deck
  • Patio
  • Fire Pit

Schools

  • Trigg County Elementary School
  • Trigg County Middle School
  • Trigg Co High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • Siloam Point Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number S-18-037-3

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

1.26 Acres

HOA Fees

$13 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Contemporary
  • Structure Type: House
  • Year Built: 1999
  • Above Grade Finished Sq Ft: 1948.0
  • Levels: One and One Half
  • New Construction: No
  • Building: Home Warranty YN: No
  • Lot: View YN: Yes
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: Yes
  • AssociationCommunity: Association Mandatory YN: Yes
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: Yes
  • Room Types: Great Room Level: First
  • Room Types: Recreation Room Level: Lower
  • Room Types: Den Level: Second
  • Construction Materials:Construction Materials: Brick Veneer, Vinyl Siding
  • Cooling:Cooling: Central Air
  • Fireplace Features:Fireplace Features: Gas Starter, Wood Burning
  • Foundation Details:Foundation Details: Concrete Perimeter
  • Levels:Levels: One and One Half
  • Patio And Porch Details:Patio And Porch Details: Rear Patio
  • Patio And Porch Features:Patio And Porch Features: Deck, Patio
  • Sewer:Sewer: Septic Tank
  • Structure Type:Structure Type: House
  • View:View: Lake, Water
  • Water Heater:Water Heater: Electric
  • Association Fee Includes:Association Fee Includes: Other
  • Water Body Access Type: Private Access
  • Water Body Features: Boat Dock, Private Dock
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Washer, Oven, Vented Exhaust Fan
  • Interior Amenities: Breakfast Bar, Primary First Floor, Wet Bar, Walk-In Closet(s)
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Finished, Interior Entry, Partially Finished, Sump Pump, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1365.0
  • Fireplace Features: Gas Starter, Wood Burning
  • Fireplace: Yes
  • Total Fireplaces: 2
  • LivingArea: 3313.0
  • Lot Size Area: 1.26
  • Window Features: Insulated Windows
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: Yes
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: First
  • Room Types: Bedroom 2 Level: First
  • Room Types: Bathroom 3 Level: Lower
  • Room Types: Bedroom 3 Level: Lower
  • Room Types: Bedroom 4 Level: Lower
  • Room Types: Primary Bathroom Level: First
  • Interior Features:Interior Features: Breakfast Bar, Primary First Floor, Wet Bar, Walk-In Closet(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Window Features:Window Features: Insulated Windows

Exterior Features

  • Exterior Features: Fire Pit
  • Roof: Dimensional Style
  • Construction Materials: Brick Veneer, Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • Horse: No
  • List Price: 746897.0
  • Pool Private: No
  • View: Lake, Water
  • View YN: Yes
  • Water Body Name: Lake Barkley
  • Waterfront: Yes
  • Lot: Waterfront YN: Yes
  • Lot: Pool Private YN: No
  • Roof:Roof: Dimensional Style

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Carport: Yes
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Attached Garage, Basement, Driveway, Garage Faces Side
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Forced Air, Propane, Propane Tank Owned
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Water Connected, Propane
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Water Connected, Propane
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association Amenities: None
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Trigg County Elementary
  • High School: Trigg Co
  • Middle or Junior School: Trigg County Middle

Lot Info

  • Lot Size Acres: 1.26
  • Lot Size Sq Ft: 54885.6
  • Parcel Number: S-18-037-3

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 23, 2019
Sold by
Hudachko Gerald E and Hudachko Sandra J
Bought by

Purchase Details

Closed on
Nov 9, 2012
Sold by
Hudachko Todd A and Hudachko Tana
Bought by
Hudachko Gerald E and Hudachko Sandra J
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $335,000 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/04/2026 08/04/26 Sold $760,000 +1.8% $229 / Sq Ft
07/12/2026 07/12/26 Pending -- -- --
07/10/2026 07/10/26 For Sale $746,897 -- $225 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,618 $346,240 $0 $0
2024 $2,663 $346,240 $0 $0
2023 $2,781 $335,000 $0 $0
2022 $2,896 $335,000 $0 $0
2021 $3,367 $335,000 $0 $0
2020 $2,993 $335,000 $0 $0
2019 $2,990 $335,000 $0 $0
2018 $2,936 $335,000 $0 $0
2017 $2,570 $335,000 $0 $0
2016 $2,510 $0 $0 $0
2015 $2,501 $0 $0 $0
2010 $2,359 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26017251

ImagineMLS (Bluegrass REALTORS®)

APN: S-18-037-3

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