NOT LISTED FOR SALE

8992 Madrid Cir Naples, FL 34104

Sapphire Lakes Neighborhood

Estimated Value: $436,000 - $471,298

3 Beds
2 Baths
1,630 Sq Ft
$278/Sq Ft Est. Value

Sale Details

Date Sold: January 6, 2026

Last sale price $440,000 $270 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,104 / mo

91 Days on Market

Highlights

  • Community Cabanas
  • Pond View
  • Lanai
  • Gated Community
  • Waterfront
  • Porch

About This Home

As of January 2026

You will appreciate the most recent rate drop when you see this incredibly affordable single-family home in Fronterra. The one-story recently constructed home features 3 bedrooms, 2 baths, great room, eat-in kitchen, two walk-in closets in the primary bedroom, and a 1-car garage all in a gated community featuring a community pool. Enjoy Western exposure overlooking a pond with room for an extended lanai or a pool. Conveniently located with easy access to I-75, downtown Naples, great schools, dining, shopping, and more... this home is ideal as an investment, a starter home, or a down-size opportunity. With very low HOA dues, this is a must see for the ready, willing, and able buyer looking to quickly find a move-in ready property in Naples.

Last Agent to Sell the Property

Lori Fowler

Coldwell Banker Realty Listed on: 09/15/2025

Coldwell Banker Realty

Last Buyer's Agent

Taylor Rompel

John R. Wood Properties

John R. Wood Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,306

Year Built

  • Built in 2020

Lot Details

  • 3,920 Sq Ft Lot
  • 42 Ft Wide Lot
  • Waterfront
  • Zero Lot Line

HOA Fees

  • $134 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway
  • Assigned Parking

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 1 Level
  • Window Treatments
  • Family or Dining Combination
  • Tile Flooring
  • Pond Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Range
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Cabana
  • Lanai
  • Porch

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 34550002304

Community Details

Overview

  • Fronterra Subdivision
  • Mandatory home owners association

Recreation

  • Community Cabanas
  • Community Pool

Additional Features

  • Community Barbecue Grill
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,306

Year Built

Built in 2020

Lot Details

3,920 Sq Ft Lot

HOA Fees

$134 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • Community Features: Pool, Sidewalks, Street Lights, Gated
  • Horses: No
  • Lot Features: Zero Lot Line
  • Park Name: FRONTERRA
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Barbecue, Cabana, Pool, Sidewalk, Streetlight, Underground Utility
  • Association Fees: 1608
  • Has H O A?: Yes
  • Co List Office Mls Id: CBRR03
  • Standard Status: Closed
  • Subdivision Name: FRONTERRA
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Golf Type: No Golf Available
  • OpenHouseCount: 3
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2026-01-06T18:50:28.723Z
  • Community Type: Gated
  • BridgeModificationTimestamp: 2026-01-06T18:51:39.271Z
  • ListAgent_MUI: 7512792
  • CDOM: 302
  • Building Desc: 1 Story/Ranch
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Range, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Washer
  • DOM: 91
  • Additional Rooms: Laundry in Residence, Open Porch/Lanai
  • NABOR_ListPrice: 465000
  • Pets Limit Other: Domestic only
  • Special Features: VirtualTour

Interior Features

  • Flooring: Tile
  • Interior Amenities: Smoke Detectors, Walk-In Closet(s), Window Coverings
  • Private Spa: No
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator/Icemaker, Self Cleaning Oven, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Dining - Family
  • Kitchen Description: Island

Exterior Features

  • Roof: Tile
  • View: Pond
  • Exterior Features: Open Porch/Lanai
  • Pool Features: Community
  • Has Private Pool?: No
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Cabana

Garage/Parking

  • Garage Spaces: 1
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 1
  • Has Attached Garage?: Yes
  • Parking Features: 1 Assigned, Driveway Paved, Attached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: Yes
  • Parcel Number: 34550002304
  • Lot Size Sq Ft: 3920
  • Land Lease Expiration Date: 2026-03-09
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6305.66

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 1

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2025
Closed on
Jan 6, 2026
Sold by
Bought by
Seller's Agent
Lori Fowler
Coldwell Banker Realty
Buyer's Agent
Taylor Rompel
John R. Wood Properties
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Views
66
Current Estimated Value
$453,325

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,325
Avg. Annual Appreciation
7.36%
Original Mortgage
$350,000
Outstanding Balance
$349,667
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$103,658

Purchase Details

Listed on
Apr 14, 2022
Closed on
Jun 30, 2022
Sold by
Bought by
Seller's Agent
Todd Culmer
Waterfront Realty Group Inc
Buyer's Agent
CJ Ghannam
Premiere Plus Realty Company
List Price
$575,000
Sold Price
$500,000
Premium/Discount to List
-$75,000
-13.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.58%
Original Mortgage
$500,000
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,085
Interest Rate
3.1%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$440,000 Us Patriot Title
$500,000 New Title Company Name
$357,319 Collier Title Company Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $350,000
Previous Owner $500,000
Previous Owner $345,085
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/06/2026 01/06/26 Sold $440,000 -5.4% $270 / Sq Ft
12/15/2025 12/15/25 Pending -- -- --
10/22/2025 10/22/25 Price Changed $465,000 -2.1% $285 / Sq Ft
09/15/2025 09/15/25 For Sale $475,000 -5.0% $291 / Sq Ft
07/05/2022 07/05/22 Sold $500,000 -4.8% $313 / Sq Ft View Prior Sale
06/01/2022 06/01/22 Pending -- -- --
05/18/2022 05/18/22 Price Changed $525,000 -4.5% $329 / Sq Ft
05/10/2022 05/10/22 Price Changed $550,000 -4.3% $345 / Sq Ft
04/14/2022 04/14/22 For Sale $575,000 -- $360 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,306 $382,430 $146,832 $235,598
2024 $6,026 $398,829 $112,510 $286,319
2023 $6,026 $424,539 $123,648 $300,891
2022 $5,656 $309,514 $0 $0
2021 $5,231 $281,376 $38,640 $242,736
2020 $2,449 $36,036 $0 $0
2019 $2,133 $32,760 $32,760 $0
Source: Public Records

Agents Affiliated with this Home

  • Lori Fowler

    Seller's Agent in 2026

    Lori Fowler

    Coldwell Banker Realty

    (239) 877-3800

    2 in this area

    90 Total Sales

    Lori Fowler
    Section Image
  • Taylor Rompel

    Buyer's Agent in 2026

    Taylor Rompel

    John R. Wood Properties

    (239) 560-5761

    1 in this area

    36 Total Sales

    Taylor Rompel
    Section Image
  • Todd Culmer

    Seller's Agent in 2022

    Todd Culmer

    Waterfront Realty Group Inc

    (239) 919-2379

    12 in this area

    103 Total Sales

    Todd Culmer
    Section Image
  • Elliot Barton

    Seller Co-Listing Agent in 2022

    Elliot Barton

    Waterfront Realty Group Inc

    (810) 531-0350

    9 in this area

    124 Total Sales

    Elliot Barton
    Section Image
  • CJ Ghannam

    Buyer's Agent in 2022

    CJ Ghannam

    Premiere Plus Realty Company

    (239) 233-3055

    1 in this area

    39 Total Sales

    CJ Ghannam
    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 225070564

Naples Area Board of REALTORS®

APN: 34550002304

Florida Collier County Naples 34104 Sapphire Lakes

8992 Madrid Cir, Naples, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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