Seller's Agent in 2026
Colleen Smith
EXP Realty, LLC
(443) 995-2409
248 Total Sales
90 E Lake Dr Annapolis, MD 21403
5
Beds
5.5
Baths
4,204
Sq Ft
0.44
Acre Lot
Highlights
- 50 Feet of Waterfront
- 1 Dock Slip
- Public Beach
- Primary bedroom faces the bay
- Access to Tidal Water
- Fishing Allowed
About This Home
As of May 2026Come explore the shores of Bay Ridge. As Annapolis's premiere waterfront community, Bay Ridge boasts an Olympic-sized swimming pool, a marina with 120 slips, and a private clubhouse. Serving as home to the Chesapeake Bay Foundation, this community stewards and embodies all of the finer aspects of living on the Chesapeake. With miles of shoreline, private beaches, and breathtaking views, Bay Ridge has become the preferred place for generations of families to call home. Annual parades, festivals, and community events fill the calendars of the welcoming residents and guests alike. This neighborhood is where everyone wants to call home. Completed in the Fall of 2022, this home has served as a model for Whitehall Building & Company, Annapolis' largest waterfront home builder. Comprising 5k sq. ft. of space under roof, it includes 4k sq. ft. of finished space, an oversized 3-car garage, 5BR, and 5.5 baths. The Elevator, walls of windows, and well-appointed finishes of this luxury residence will appeal to buyers from all generations. Completing this offering is a well-groomed, large .44 acre meticulous yard(lot includes 92 E Lake) with WIFI irrigation leading to a new pier and 10k lb remote-controlled boat lift. (See video. Sale includes both 90 and 92 E Lake lots which house is built on)
Last Agent to Sell the Property
(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Brokerage Phone: 8888607369 License #650285 Listed on: 12/03/2025
Last Buyer's Agent
Unrepresented
datacorrect@brightmls.com Unrepresented
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $29,316
Year Built
- Built in 2021
Lot Details
- 19,166 Sq Ft Lot
- 50 Feet of Waterfront
- Home fronts navigable water
- Public Beach
- Includes 92 E Lake as part of this parcel.
- Property is in excellent condition
- Property is zoned R2
Parking
- 3 Car Direct Access Garage
- 3 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- Gravel Driveway
Home Design
- Coastal Architecture
- Poured Concrete
- Frame Construction
- Concrete Perimeter Foundation
Interior Spaces
- 4,204 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Wainscoting
- Beamed Ceilings
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Family Room Off Kitchen
- Dining Room
- Lake Views
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Built-In Oven
- Cooktop with Range Hood
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Engineered Wood
- Marble
- Ceramic Tile
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on upper level
- Electric Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Garage Access
- Basement Windows
Accessible Home Design
- Accessible Elevator Installed
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Property is near a lake
- Personal Watercraft
- Waterski or Wakeboard
- Dock has a Storage Area
- Swimming Allowed
- Electric Hoist or Boat Lift
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- 1 Powered Boats Permitted
- 1 Non-Powered Boats Permitted
- Screened Patio
- Rain Gutters
- Porch
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
Listing and Financial Details
- Tax Lot 28
- Assessor Parcel Number 020204706490750
Community Details
Overview
- No Home Owners Association
- Built by Whitehall Building & Co
- Bay Ridge Community
- Bay Ridge Subdivision
Recreation
- 1 Community Docks
- Community Pool
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 3, 2025
Closed on
May 20, 2026
Sold by
Bought by
Seller's Agent
Colleen Smith
EXP Realty, LLC
Buyer's Agent
Unrepresented
Unrepresented
List Price
$3,795,000
Sold Price
$3,250,000
Premium/Discount to List
-$545,000
-14.36%
Views
436
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.77%
Original Mortgage
$3,250,000
Interest Rate
0.063%
Mortgage Type
VA
Purchase Details
Closed on
May 22, 2023
Sold by
Bought by
Purchase Details
Closed on
Jan 26, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,165,000
Interest Rate
0.0387%
Mortgage Type
Construction
Purchase Details
Closed on
Jun 25, 2008
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $3,250,000 | Freestate Title Services | |
| Personal Reps Deed | -- | None Listed On Document | |
| Deed | $400,000 | Freestate Ttl Svcs Of Annapo | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $3,250,000 | VA | |
| Previous Owner | $1,165,000 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/20/2026 05/20/26 | Sold | $3,250,000 | -7.0% | $773 / Sq Ft |
| 03/14/2026 03/14/26 | Price Changed | $3,495,000 | -2.8% | $831 / Sq Ft |
| 01/30/2026 01/30/26 | Price Changed | $3,595,000 | -5.3% | $855 / Sq Ft |
| 12/03/2025 12/03/25 | For Sale | $3,795,000 | -- | $903 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $30,325 | $2,652,900 | -- | -- |
| 2024 | $25,712 | $2,224,100 | $0 | $0 |
| 2023 | $19,605 | $1,795,300 | $1,234,000 | $561,300 |
| 2022 | $18,670 | $1,678,800 | $0 | $0 |
| 2020 | $9,013 | $784,200 | $784,200 | $0 |
| 2019 | $0 | $784,200 | $784,200 | $0 |
| 2018 | $7,952 | $784,200 | $784,200 | $0 |
| 2017 | $8,306 | $784,200 | $0 | $0 |
| 2016 | -- | $737,467 | $0 | $0 |
| 2015 | -- | $690,733 | $0 | $0 |
| 2014 | -- | $644,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Colleen Smith
-
U
Buyer's Agent in 2026
Unrepresented
Unrepresented
Map
Source: Bright MLS
MLS Number: MDAA2131926
APN: 02-047-06490750
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