NOT LISTED FOR SALE

903 Frances St Key West, FL 33040

Old Town Neighborhood

Estimated Value: $947,000 - $1,515,000

2 Beds
1 Bath
654 Sq Ft
$1,707/Sq Ft Est. Value

Last Sold January 03, 2025

Last sale price $950,000 $1,453 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $6,803/month

75 Days on Market

About This Home

As of January 2025

Welcome to 903 Frances in the heart of Old Town, where the possibilities for enhancing and customizing this Key West retreat are virtually limitless. The owner's dedication shines through in the lush canopy of trees planted over the years. The trees provide complete privacy for the home, enveloping it in a serene sanctuary shielded from the outside world. The towering palms create several tropical private retreat areas, making it the perfect escape from the Key West heat. Alongside a spacious outdoor deck, this property also features a refreshing swimming pool, ideal for relaxation. Featuring two bedrooms on the main level there is also an expansive 484 square feet loft space adorned with a deck. While the home awaits your personal touch, its charm is undeniable. The generous size of the lot offers ample space for potential additions or expansions. In addition to the 2856 sq ft lot there is another 462 sq ft city granted easement. This residence is in the heart of Old Town and in the X flood zone. Off-street parking coming from Havana Lane.

Last Agent to Sell the Property

Zainya Zimmerer

Berkshire Hathaway HomeServices Knight & Gardner Realty License #3537722 Listed on: 10/02/2024

Berkshire Hathaway HomeServices Knight & Gardner Realty

Last Buyer's Agent

Suzanne Washburn

Coldwell Banker Schmitt Real Estate Co. (KW) License #608020

Coldwell Banker Schmitt Real Estate Co. (KW)

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,425

Year Built

1913

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key West
  • K W Neighborhood: Old Town-N of Truman
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • Min Rental Days: 30.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Median
  • State Province: FL
  • Taxes: 7425.23
  • Year Built: 1913
  • Alternate Key Number: 1022462
  • Building Style: Conch
  • Cooling Heating: Wall/Window Unit(s)
  • Lot Sq Ft: 2856.00
  • Pool Info: In Ground
  • Porch Balcony: Deck, Roof Top Deck
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 654.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Refrigerator, Oven
  • Floor: Tile, Wood
  • Total Bedrooms: 2
  • Sq Ft Remarks: Additional 484 square feet in the attic

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Combo Construction
  • Exterior Features: Fencing
  • Roof: Other Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Utilities: Sewer Available
  • Heating: None

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00021710-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.07

Rental Info

  • Rentals Allowed: With Restrictions

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2024
Closed on
Jan 3, 2025
Sold by
Mustakas Arthur G
Bought by
Kimberley R Darby Revocable Trust and Darby
Seller's Agent
Zainya Zimmerer
Berkshire Hathaway HomeServices Knight & Gardner Realty
Buyer's Agent
Suzanne Washburn
Coldwell Banker Schmitt Real Estate Co. (KW)
List Price
$1,095,000
Sold Price
$950,000
Premium/Discount to List
-$145,000
-13.24%
Views
13
Current Estimated Value
$1,116,451

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$166,451
Avg. Annual Appreciation
19.13%

Purchase Details

Closed on
Nov 1, 1996
Bought by
Mustakas Arthur G

Purchase Details

Closed on
Sep 1, 1994
Bought by
Mustakas Arthur G

Purchase Details

Closed on
Mar 1, 1989
Bought by
Mustakas Arthur G

Purchase Details

Closed on
May 1, 1987
Bought by
Mustakas Arthur G
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kimberley R Darby Revocable Trust $950,000 None Listed On Document
Kimberley R Darby Revocable Trust $950,000 None Listed On Document
Mustakas Arthur G $170,000 --
Mustakas Arthur G $2,000 --
Mustakas Arthur G $95,000 --
Mustakas Arthur G $75,000 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/03/2025 01/03/25 Sold $950,000 -13.2% $1,453 / Sq Ft
12/16/2024 12/16/24 Pending -- -- --
10/02/2024 10/02/24 For Sale $1,095,000 -- $1,674 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,425 $1,225,584 $1,113,840 $111,744
2023 $7,425 $1,172,916 $1,071,000 $101,916
2022 $5,917 $788,749 $685,440 $103,309
2021 $5,144 $538,557 $449,106 $89,451
2020 $4,780 $499,048 $408,408 $90,640
2019 $4,532 $466,688 $385,560 $81,128
2018 $4,336 $435,646 $354,144 $81,502
2017 $4,410 $436,020 $0 $0
2016 $4,988 $473,579 $0 $0
2015 $2,419 $241,502 $0 $0
2014 $2,595 $239,585 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Zainya Zimmerer

    Seller's Agent in 2025

    Zainya Zimmerer

    Berkshire Hathaway HomeServices Knight & Gardner Realty

    (305) 240-5476

    3 in this area

    9 Total Sales

    Zainya Zimmerer
    Section Image

  • S

    Buyer's Agent in 2025

    Suzanne Washburn

    Coldwell Banker Schmitt Real Estate Co. (KW)

    (407) 839-3111

    9 in this area

    60 Total Sales

    Suzanne Washburn
    Section Image
See All Agents

Map

Source: Key West Association of REALTORS®

MLS Number: 611698

Key West Association of REALTORS®

APN: 00021710-000000

Florida Monroe County Key West 33040 Old Town

903 Frances St, Key West, FL

This home is located at 903 Frances St, Key West, FL 33040 since 02 October 2024 and is currently estimated at $1,116,451, approximately $1,707 per square foot. This property was built in 1913. 903 Frances St is a home located in Monroe County with nearby schools including Horace O'Bryant School, Key West High School, and May Sands Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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