NOT LISTED FOR SALE

904 2nd St Spencer, NC 28159

Estimated Value: $226,000 - $266,000

3 Beds
2 Baths
1,308 Sq Ft
$184/Sq Ft Est. Value

Last Sold January 10, 2025

Last sale price $230,000 $176 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,413/month

201 Days on Market

Highlights

  • Deck
  • Laundry closet
  • Central Air
  • Ranch Style House
  • Shed

About This Home

As of January 2025

Welcome to your dream ranch home in charming Spencer, NC! This delightful 3-bedroom, 2-bathroom residence perfectly balances modern comfort with cozy, small-town appeal. Nestled on a generous open lot, this property offers a spacious outdoor oasis ideal for relaxation and entertaining. Step inside to discover an inviting open layout that seamlessly connects the living, dining, and kitchen areas, making it perfect for both everyday living and hosting gatherings. The heart of the home is a bright and airy space with large windows that invite in plenty of natural light. The primary suite features a generously sized bedroom, a walk-in closet, and a luxurious en-suite bathroom. The two additional bedrooms are well-sized and located on the opposite side of the home, ensuring everyone has their own space and privacy.

Last Agent to Sell the Property

Shelly Russ

Keller Williams South Park Brokerage Email: shellyruss@markspain.com License #225791 Listed on: 05/22/2024

Keller Williams South Park

Last Buyer's Agent

Vannah Middleton

COMPASS License #346914

COMPASS

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • 0.49

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,308 Sq Ft Home
  • Laminate Flooring
  • Crawl Space
  • Electric Range
  • Laundry closet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Shed

Schools

  • North Rowan Elementary And Middle School
  • North Rowan High School

Additional Features

  • Property is zoned R6
  • Central Air

Listing and Financial Details

  • Assessor Parcel Number 034139

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

0.49 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1997
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 175.84
  • Geocode Confidence: High
  • Attribution Contact: shellyruss@markspain.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Flooring: Laminate
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1308
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Electric Range, Refrigerator
  • Above Grade Finished Sq Ft: 1308
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1308
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Electric
  • Sewer: Public Sewer
  • Laundry Features: Laundry Closet
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: None
  • Hoa Subject To Dues: No
  • Senior Community: No

Schools

  • Middle Or Junior School: North Rowan
  • HOA Subject To: None

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 034139
  • Plat Reference Section Pages: 190
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R6

MLS Schools

  • Elementary School: North Rowan
  • High School: North Rowan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2024
Closed on
Jan 10, 2025
Sold by
Mcneely Tammy and Lomax Tammy
Bought by
Banos Cruz Nestor E
Seller's Agent
Shelly Russ
Keller Williams South Park
Buyer's Agent
Vannah Middleton
COMPASS
List Price
$230,000
Sold Price
$230,000
Views
76
Current Estimated Value
$240,408

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,408
Avg. Annual Appreciation
3.82%
Original Mortgage
$216,727
Outstanding Balance
$215,222
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$25,186
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Banos Cruz Nestor E $230,000 None Listed On Document
Banos Cruz Nestor E $230,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Banos Cruz Nestor E $216,727
Closed Banos Cruz Nestor E $216,727
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/10/2025 01/10/25 Sold $230,000 0.0% $176 / Sq Ft
12/01/2024 12/01/24 For Sale $230,000 0.0% $176 / Sq Ft
11/30/2024 11/30/24 Off Market $230,000 -- --
11/21/2024 11/21/24 Price Changed $230,000 -2.1% $176 / Sq Ft
07/31/2024 07/31/24 Price Changed $235,000 -2.1% $180 / Sq Ft
05/22/2024 05/22/24 For Sale $240,000 -- $183 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,949 $172,449 $33,600 $138,849
2024 $1,949 $172,449 $33,600 $138,849
2023 $1,949 $172,449 $33,600 $138,849
2022 $1,270 $96,772 $19,200 $77,572
2021 $1,270 $96,772 $19,200 $77,572
2020 $1,270 $96,772 $19,200 $77,572
2019 $1,270 $96,772 $19,200 $77,572
2018 $1,023 $78,844 $19,200 $59,644
2017 $1,023 $78,844 $19,200 $59,644
2016 $1,023 $78,844 $19,200 $59,644
2015 $1,039 $78,844 $19,200 $59,644
2014 $1,052 $82,346 $17,400 $64,946
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4142080

Canopy MLS (Canopy Realtor® Association)

APN: 034-139

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