904 2nd St Spencer, NC 28159
3
Beds
2
Baths
1,308
Sq Ft
0.49
Acres
Highlights
- Deck
- Laundry closet
- Central Air
- Ranch Style House
- Shed
About This Home
As of January 2025Welcome to your dream ranch home in charming Spencer, NC! This delightful 3-bedroom, 2-bathroom residence perfectly balances modern comfort with cozy, small-town appeal. Nestled on a generous open lot, this property offers a spacious outdoor oasis ideal for relaxation and entertaining. Step inside to discover an inviting open layout that seamlessly connects the living, dining, and kitchen areas, making it perfect for both everyday living and hosting gatherings. The heart of the home is a bright and airy space with large windows that invite in plenty of natural light. The primary suite features a generously sized bedroom, a walk-in closet, and a luxurious en-suite bathroom. The two additional bedrooms are well-sized and located on the opposite side of the home, ensuring everyone has their own space and privacy.
Last Agent to Sell the Property
Mark Spain Real Estate Brokerage Email: shellyruss@markspain.com License #225791 Listed on: 05/22/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,949
Year Built
- Built in 1997
Parking
- Driveway
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- 1,308 Sq Ft Home
- Laminate Flooring
- Crawl Space
- Electric Range
- Laundry closet
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Shed
Schools
- North Rowan Elementary And Middle School
- North Rowan High School
Additional Features
- Property is zoned R6
- Central Air
Listing and Financial Details
- Assessor Parcel Number 034139
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 22, 2024
Closed on
Jan 10, 2025
Sold by
Mcneely Tammy and Lomax Tammy
Bought by
Banos Cruz Nestor E
Seller's Agent
Shelly Russ
Mark Spain Real Estate
Buyer's Agent
Vannah Middleton
COMPASS
List Price
$230,000
Sold Price
$230,000
Total Days on Market
201
Views
76
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,741
Avg. Annual Appreciation
2.83%
Original Mortgage
$216,727
Outstanding Balance
$216,171
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$16,280
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $230,000 | None Listed On Document | |
| Warranty Deed | $230,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $216,727 | FHA | |
| Closed | $216,727 | FHA | |
| Previous Owner | $22,165 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/10/2025 01/10/25 | Sold | $230,000 | 0.0% | $176 / Sq Ft |
| 12/01/2024 12/01/24 | For Sale | $230,000 | 0.0% | $176 / Sq Ft |
| 11/30/2024 11/30/24 | Off Market | $230,000 | -- | -- |
| 11/21/2024 11/21/24 | Price Changed | $230,000 | -2.1% | $176 / Sq Ft |
| 07/31/2024 07/31/24 | Price Changed | $235,000 | -2.1% | $180 / Sq Ft |
| 05/22/2024 05/22/24 | For Sale | $240,000 | -- | $183 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,949 | $172,449 | $33,600 | $138,849 |
| 2023 | $1,949 | $172,449 | $33,600 | $138,849 |
| 2022 | $1,270 | $96,772 | $19,200 | $77,572 |
| 2021 | $1,270 | $96,772 | $19,200 | $77,572 |
| 2020 | $1,270 | $96,772 | $19,200 | $77,572 |
| 2019 | $1,270 | $96,772 | $19,200 | $77,572 |
| 2018 | $1,023 | $78,844 | $19,200 | $59,644 |
| 2017 | $1,023 | $78,844 | $19,200 | $59,644 |
| 2016 | $1,023 | $78,844 | $19,200 | $59,644 |
| 2015 | $1,039 | $78,844 | $19,200 | $59,644 |
| 2014 | $1,052 | $82,346 | $17,400 | $64,946 |
Source: Public Records
Agents Affiliated with this Home
-
Shelly Russ
Seller's Agent in 2025
Shelly Russ
Mark Spain
(704) 662-5382
112 Total Sales
-
Vannah Middleton
V
Buyer's Agent in 2025
Vannah Middleton
COMPASS
(717) 557-4201
20 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4142080
APN: 034-139
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