$1,900,000

91 Cobia St Destin, FL 32541

Estimated payment $11,132/month

Total Views 3,581
6 Beds
3.5 Baths
2,542 Sq Ft
$747 Price per Sq Ft

Highlights

  • Beach
  • In Ground Pool
  • Newly Painted Property
  • Destin Elementary School Rated A-
  • Primary Bedroom Suite
  • Beach House

About This Home

Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying the relaxed charm of Crystal Beach. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.

Listing Agent

John Moran

Keller Williams Realty Destin Listed on: 03/07/2026

Keller Williams Realty Destin

Co-Listing Agent

Courtney Ledezma

Keller Williams Realty SRB License #3258512

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,708

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 50 x 150
  • Back Yard Fenced
  • Interior Lot

Home Design

  • Beach House
  • Newly Painted Property
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 2,542 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Vinyl Flooring

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • In Ground Pool
  • Balcony
  • Covered Patio or Porch
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0580-0024-0150

Community Details

Recreation

  • Beach
  • Pickleball Courts
  • Community Pool

Additional Features

  • Crystal Beach Subdivision
  • Community Barbecue Grill

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,708

Year Built

Built in 1996

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 50 x 150
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW5
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: CRYSTAL BEACH
  • Directions: From Crystal Beach Drive, take a left on Luke Avenue. Then, take a right on Cobia Street. The home will be on the left. There is a for sale sign out front.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1996
  • Remarks Misc:Remarks: Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool,
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Utilities:Gas - Natural: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Flooring: Floor Vinyl
  • Interior Amenities: Kitchen Island, Newly Painted, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes

Exterior Features

  • Lot Features: Interior, Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool - In-Ground, Pool Type
  • Construction Type: Brick
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
  • Patio And Porch Features: Patio Covered, Patio Open
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:BBQ PitGrill: Yes

Garage/Parking

  • Total Parking Spaces: 8.0
  • General Property Info:Garage2: No

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Pets Allowed, Pool

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-0580-0024-0150
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 12708.26
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,708 $1,073,015 $566,284 $506,731
2024 $12,134 $1,065,419 $549,791 $515,628
2023 $12,134 $1,032,411 $513,822 $518,589
2022 $10,972 $910,471 $467,111 $443,360
2021 $5,578 $492,236 $0 $0
2020 $5,537 $485,440 $0 $0
2019 $5,477 $474,526 $0 $0
2018 $5,432 $465,678 $0 $0
2017 $5,407 $456,100 $0 $0
2016 $5,261 $446,719 $0 $0
2015 $5,450 $411,369 $0 $0
2014 $3,540 $300,090 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/07/2026 03/07/26 For Sale $1,900,000 +68.1% $747 / Sq Ft
09/15/2023 09/15/23 Sold $1,130,000 0.0% $445 / Sq Ft View Prior Sale
09/15/2023 09/15/23 For Sale $1,130,000 +13.0% $445 / Sq Ft
09/14/2023 09/14/23 Pending -- -- --
06/05/2023 06/05/23 Sold $999,990 0.0% $393 / Sq Ft View Prior Sale
05/19/2023 05/19/23 Pending -- -- --
05/18/2023 05/18/23 For Sale $999,990 -- $393 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,385,000 Nautilus Title & Escrow
Warranty Deed $1,130,000 Nautilus Title & Escrow
Warranty Deed $1,000,000 Nautilus Title & Escrow
Warranty Deed $476,000 Bright Light Title Company L
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,347,000 Credit Line Revolving
Previous Owner $979,748 Construction
Previous Owner $1,032,500 New Conventional
Previous Owner $461,250 VA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 997307

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0580-0024-0150

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