NOT LISTED FOR SALE

91 Mallard Loop Oakland, MD 21550

Estimated Value: $715,000 - $859,000

4 Beds
2.5 Baths
4,508 Sq Ft
$171/Sq Ft Est. Value

Last Sold October 04, 2024

Last sale price $725,000 $161 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,603/month

45 Days on Market

Highlights

  • 15 Feet of Waterfront
  • Parking available for a boat
  • Eat-In Gourmet Kitchen
  • 1 Dock Slip
  • Fishing Allowed
  • Panoramic View

About This Home

As of October 2024

4BR, 2.5 BA vinyl and stone mountain house. Includes 15 foot buydown parcel with private dock access., one slip. Minutes away from the conveniences of Oakland. Quiet neighborhood on the southern shores of Deep Creek Lake. Rare, scenic, lightly developed area of the lake surrounded by farmland.

Last Agent to Sell the Property

Jay Ferguson

(301) 501-0420 jay@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales Listed on: 06/07/2024

Last Buyer's Agent

datacorrect BrightMLS

datacorrect@brightmls.com Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,677

Year Built

  • Built in 1997

Lot Details

  • 0.57 Acre Lot
  • 15 Feet of Waterfront
  • Home fronts navigable water
  • Lakefront buydown parcel, 15 feet
  • Property is in good condition
  • The community has rules related to exclusive easements
  • Zoning described as LR

Parking

  • 2 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Driveway
  • Parking available for a boat

Property Views

  • Panoramic
  • Scenic Vista

Home Design

  • Traditional Architecture
  • Block Foundation
  • Slab Foundation
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Bar
  • Ceiling Fan
  • Wood Burning Stove
  • Self Contained Fireplace Unit Or Insert
  • Stone Fireplace
  • Gas Fireplace
  • Family Room Off Kitchen
  • Open Floorplan
  • Dining Area
  • Laundry on main level

Kitchen

  • Eat-In Gourmet Kitchen
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Improved Basement

  • Heated Basement
  • Walk-Out Basement

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Shared Waterfront
  • 1 Powered Boats Permitted
  • Shed

Schools

  • Southern Garrett High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Propane
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 0020
  • Assessor Parcel Number 1218025108

Community Details

Overview

  • No Home Owners Association
  • $13 Other Monthly Fees
  • Turkey Head Estates Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,677

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-06-07
  • Federal Flood Zone: No
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Wood, Ceramic Tile
  • Interior Amenities: Bar, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Stove - Wood
  • Fireplace Features: Stone, Gas/Propane, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block, Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Heated, Improved, Walkout Level
  • Laundry Type: Main Floor
  • Total Sq Ft: 4508
  • Living Area Sq Ft: 4508
  • Price Per Sq Ft: 249.30
  • Above Grade Finished Sq Ft: 3008
  • Below Grade Finished Sq Ft: 1500
  • Total Below Grade Sq Ft: 1500
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Exterior Features: Boat Storage
  • Road Surface Type: Gravel
  • Roof: Asphalt
  • Spa: No
  • View: Panoramic, Scenic Vista
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No
  • Water Frontage In Feet: 15

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Built In, Additional Storage Area, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Owned
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Propane
  • Water Source: Well
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 160.00
  • Other Fees Frequency: Annually

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: SOUTHERN GARRETT HIGH

Lot Info

  • Horses: No
  • Additional Parcels: Yes
  • Additional Parcels Description: Lakefront buydown parcel, 15 feet
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25029.00
  • Property Condition: Good
  • Zoning: R
  • Zoning Description: LR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4677.00
  • Assessor Parcel Number: 1218025108
  • Tax Lot: 0020
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

Multi Family

  • Waterfront Features: Exclusive Easement, Private Dock Site, Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2024
Closed on
Oct 4, 2024
Sold by
Rosecky Paul A and Rosecky Diane F
Bought by
Wolfe Samantha K and Finkenbinder Dustin D
Seller's Agent
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$749,900
Sold Price
$725,000
Premium/Discount to List
-$24,900
-3.32%
Views
39
Current Estimated Value
$771,495

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,495
Avg. Annual Appreciation
6.16%
Original Mortgage
$580,000
Outstanding Balance
$574,870
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$196,625

Purchase Details

Closed on
Jun 25, 1999
Sold by
Whitaker Carl D
Bought by
Rosecky Paul A and Rosecky Diane F
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wolfe Samantha K $725,000 None Listed On Document
Wolfe Samantha K $725,000 None Listed On Document
Rosecky Paul A $211,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wolfe Samantha K $580,000
Closed Wolfe Samantha K $580,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/04/2024 10/04/24 Sold $725,000 -3.3% $161 / Sq Ft
06/07/2024 06/07/24 For Sale $749,900 -- $166 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,159 $541,400 $104,800 $436,600
2024 $5,530 $470,933 $0 $0
2023 $4,707 $400,467 $0 $0
2022 $3,884 $330,000 $74,800 $255,200
2021 $3,870 $328,733 $0 $0
2020 $3,855 $327,467 $0 $0
2019 $3,840 $326,200 $74,800 $251,400
2018 $3,624 $326,200 $74,800 $251,400
2017 $3,625 $326,200 $0 $0
2016 -- $330,700 $0 $0
2015 -- $330,700 $0 $0
2014 -- $330,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2007288

Bright MLS

APN: 18-025108