Seller's Agent in 2025
Cathy Galloway
RE/MAX Michigan
(517) 849-0032
117 Total Sales
9107 Chief St Reading, MI 49274
Estimated Value: $359,000 - $427,000
3
Beds
3
Baths
3,600
Sq Ft
$109/Sq Ft
Est. Value
Highlights
- Private Waterfront
- Deck
- Wood Flooring
- Docks
- Recreation Room
- Mud Room
About This Home
As of April 2025Enjoy lakefront living with 130' of pristine frontage on no-wake Totem Lake, and association access to the vibrant All-Sports Long Lake! This beautiful ranch home offers comfortable living and entertaining spaces, with generous features and a serene lakeside location. Kitchen features ceramic floors, built-in desk, expansive countertops, pantry and direct access to laundry room. Spacious master suite with his and her walk-in closets. Two more main floor bedrooms with walk-in closets. Finished walk-out basement with a complete kitchen, recreation room, family room with wood burner, full bathroom and abundant storage. Recently updated 18x14 rear deck accessible from the dining area, perfect for relaxing and enjoying the views. Attached 2-car garage with cement driveway and additional storage building. Beautifully landscaped yard, with covered patio at the walk-out level. Dock included for easy access to lake. Adjacent association-owned lot provides extra privacy and space for enjoyment. Generator hood-up and radon system installed for peace of mind. Association park includes a covered pavilion for members' use and boat docking spaces. This home offers everything you need for lakeside living with the convenience of nearby amenities. Don't miss this fantastic opportunity to make it yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,474
Year Built
- Built in 2000
Lot Details
- 18,731 Sq Ft Lot
- Lot Dimensions are 140x128x130x150
- Private Waterfront
- 130 Feet of Waterfront
- Shrub
- Terraced Lot
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Composition Roof
- Vinyl Siding
Interior Spaces
- 3,600 Sq Ft Home
- 1-Story Property
- Built-In Desk
- Ceiling Fan
- Gas Fireplace
- Insulated Windows
- Window Treatments
- Mud Room
- Family Room
- Living Room
- Dining Room
- Recreation Room
- Water Views
Kitchen
- Stove
- Range
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Sink Near Laundry
- Washer and Gas Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Natural lighting in basement
Outdoor Features
- Water Access
- Property is near a lake
- No Wake Zone
- Docks
- Deck
- Patio
- Shed
- Storage Shed
- Porch
Location
- Mineral Rights Excluded
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Heating System Uses Wood
- Heating System Powered By Leased Propane
- Generator Hookup
- Well
- Propane Water Heater
- Water Softener is Owned
- Septic Tank
- Septic System
Community Details
- Totem Village Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2025
Closed on
Apr 14, 2025
Sold by
Headley Steven D and Headley Sarah A
Bought by
Streeter Joshua A and Streeter Christine R
Seller's Agent
Cathy Galloway
RE/MAX Preferred Realty
Buyer's Agent
Samantha Moore
Playford Real Estate
List Price
$375,000
Sold Price
$375,000
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,512
Avg. Annual Appreciation
3.67%
Original Mortgage
$356,250
Outstanding Balance
$354,702
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$35,903
Purchase Details
Closed on
May 12, 2010
Sold by
Kowalski Joanne T
Bought by
Headley Steven D and Headley Sarah A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
5.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 3, 2000
Sold by
Carter James F and Carter Bertha J
Bought by
Kowalski Jerome R and Kowalski Joanne T
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Streeter Joshua A | $375,000 | Public Title | |
| Streeter Joshua A | $375,000 | Public Title | |
| Headley Steven D | $170,000 | Public Title Agency | |
| Kowalski Jerome R | $14,300 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Streeter Joshua A | $356,250 | |
| Closed | Streeter Joshua A | $356,250 | |
| Previous Owner | Headley Steven D | $136,000 | |
| Previous Owner | Headley Steven D | $17,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/14/2025 04/14/25 | Sold | $375,000 | 0.0% | $104 / Sq Ft |
| 03/12/2025 03/12/25 | Pending | -- | -- | -- |
| 02/26/2025 02/26/25 | For Sale | $375,000 | -- | $104 / Sq Ft |
Source: MichRIC
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,032 | $148,200 | $0 | $0 |
| 2024 | $10 | $135,500 | $0 | $0 |
| 2023 | $958 | $127,800 | $0 | $0 |
| 2022 | $2,183 | $120,000 | $0 | $0 |
| 2021 | $2,122 | $122,500 | $0 | $0 |
| 2020 | $2,101 | $122,600 | $0 | $0 |
| 2019 | $2,023 | $94,400 | $0 | $0 |
| 2018 | $1,929 | $76,100 | $0 | $0 |
| 2017 | $1,948 | $77,400 | $0 | $0 |
| 2016 | $1,988 | $80,400 | $0 | $0 |
| 2015 | $864 | $80,400 | $0 | $0 |
| 2013 | $837 | $76,400 | $0 | $0 |
| 2012 | $822 | $75,010 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cathy Galloway
-
Samantha Moore
Buyer's Agent in 2025
Samantha Moore
Playford Real Estate
(517) 607-9171
27 Total Sales
Map
Source: MichRIC
MLS Number: 25006791
APN: 10-140-001-157
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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