NOT LISTED FOR SALE

Estimated Value: $230,000 - $249,000

3 Beds
1 Bath
1,170 Sq Ft
$205/Sq Ft Est. Value

Sale Details

Date Sold: October 8, 2025

Last sale price $239,900 $205 Per Sq Ft

Current estimated payment $1,404 / mo

17 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Window Unit Cooling System
  • Emma K. Doub Elementary School Rated A-
  • No HOA
  • Property is in very good condition

About This Home

As of October 2025

Motivated Seller – Bring Your Offers! The seller is eager to negotiate, making this the perfect time to seize this opportunity. Whether you’re looking to create a cozy family home, a smart investment, or a personalized haven, 920 Chestnut Street is ready for you.

Discover the charm and potential of this inviting traditional cottage at 920 Chestnut Street, a home ready to welcome its next chapter. Perfect for families, singles, or savvy investors, this property combines modern upgrades with timeless appeal, offering a comfortable and functional space in a convenient Hagerstown location.

Step inside to find wood floors that flow throughout, creating a warm and cohesive feel. The updated kitchen has sleek granite countertops, soft-close cabinets, and modern lighting, making it a practical and stylish space for everyday living or entertaining. Stay comfortable year-round with energy-efficient features, including Energy Star windows, a new oil heater, and three zoned heat pump wall units for both heating and cooling. Two are located on the main level, and one is located upstairs.

Outside, the fully fenced backyard offers a private retreat, ideal for relaxing or hosting gatherings on the charming back portico. With two private parking spaces behind the house and additional street parking, convenience is at your fingertips. The newer roof adds peace of mind, ensuring this home is move-in ready and built to last.

Last Agent to Sell the Property

Gift Thongpia-Hughes

(703) 679-1700 klrw319@kw.com Keller Williams Realty License #682154 Listed on: 08/31/2025

Keller Williams Realty

Last Buyer's Agent

Taylor Muehlstein

(240) 397-9292 ironvalleyfrederick@gmail.com Iron Valley Real Estate Crossroads

Iron Valley Real Estate Crossroads

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,157

Year Built

  • Built in 1936

Lot Details

  • 6,000 Sq Ft Lot
  • Property is in very good condition
  • Property is zoned RMOD

Home Design

  • Cape Cod Architecture
  • Aluminum Siding

Interior Spaces

  • Property has 2.5 Levels
  • Wood Flooring
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • Private Parking
  • On-Street Parking

Schools

  • Bester Elementary School
  • E. Russell Hicks Middle School
  • South Hagerstown Sr High School

Utilities

  • Window Unit Cooling System
  • Radiator
  • Heating System Uses Oil
  • Electric Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • South End Subdivision

Listing and Financial Details

  • Tax Lot 32
  • Assessor Parcel Number 2203006727

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,157

Year Built

Built in 1936

Lot Details

6,000 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/4/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1936
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Washer
  • Flooring Type: Hardwood
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2.5
  • Basement: No
  • Total Sq Ft: 1950
  • Living Area Sq Ft: 1170
  • Price Per Sq Ft: 205.04
  • Above Grade Finished Sq Ft: 1170
  • Below Grade Sq Ft: 780
  • Total Below Grade Sq Ft: 780
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Private
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Oil
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: BESTER
  • High School: SOUTH HAGERSTOWN SR
  • Middle Or Junior School: E. RUSSELL HICKS SCHOOL

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6000.00
  • Property Condition: Very Good
  • Zoning: RMOD
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3157.00
  • Assessor Parcel Number: 2203006727
  • Tax Lot: 32
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2025
Closed on
Oct 7, 2025
Sold by
Gonzalez Clara Patricia
Bought by
Kennedy Christi
Seller's Agent
Gift Thongpia-Hughes
Keller Williams Realty
Buyer's Agent
Taylor Muehlstein
Iron Valley Real Estate Crossroads
List Price
$239,900
Sold Price
$239,900
Views
124
Current Estimated Value
$239,590

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$310
Avg. Annual Appreciation
-0.22%
Original Mortgage
$215,910
Outstanding Balance
$215,709
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$23,881

Purchase Details

Listed on
Sep 9, 2021
Closed on
Dec 17, 2021
Sold by
Poet Jessica Tara
Bought by
Gonzalez Clara Patricia
Seller's Agent
Amy Kuhaneck
Coldwell Banker Realty
Buyer's Agent
Hubert Brown
Real Estate Teams, LLC
List Price
$184,900
Sold Price
$175,000
Premium/Discount to List
-$9,900
-5.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.63%
Original Mortgage
$171,830
Interest Rate
3.11%

Purchase Details

Listed on
Jan 7, 2019
Closed on
Feb 19, 2019
Sold by
Castle Tyler W
Bought by
Poet Jessica Tara
Seller's Agent
Roben Ryberg
Samson Properties
Buyer's Agent
Amy Kuhaneck
Coldwell Banker Realty
List Price
$149,000
Sold Price
$149,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$146,301
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 18, 2017
Closed on
Dec 18, 2017
Sold by
Secrutary Department Of Housing And Urba
Bought by
Castle Tyler W
Seller's Agent
Jay Deeds
Keller Williams Realty Advantage
Buyer's Agent
Michelle Sampson
EXP Realty, LLC
List Price
$55,000
Sold Price
$56,101
Premium/Discount to List
$1,101
2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
139.20%

Purchase Details

Closed on
Sep 13, 2017
Sold by
Jpmorgan Chase Bank N A
Bought by
Secretary Of Hud

Purchase Details

Closed on
Aug 14, 2017
Sold by
Palmer Kristi L
Bought by
Jpmorgan Chase Bank National Asscoction

Purchase Details

Closed on
May 30, 2008
Sold by
Bowers Frances V and Bowers Harry J
Bought by
Palmer Kristi L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,646
Interest Rate
6.13%
Mortgage Type
FHA

Purchase Details

Closed on
May 29, 2008
Sold by
Bowers Frances V and Bowers Harry J
Bought by
Palmer Kristi L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,646
Interest Rate
6.13%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 27, 2007
Sold by
Frances Finfrock
Bought by
Bowers Frances V and Bowers Harry J

Purchase Details

Closed on
Nov 21, 2007
Sold by
Frances Finfrock
Bought by
Bowers Frances V and Bowers Harry J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Kennedy Christi $239,900 First American Title
Gonzalez Clara Patricia $175,000 United Title Services Llc
Poet Jessica Tara $149,000 Olde Towne Title Inc
Castle Tyler W $56,101 Olde Towne Titleinc
Secretary Of Hud -- None Available
Jpmorgan Chase Bank National Asscoction $77,520 None Available
Palmer Kristi L $159,900 --
Palmer Kristi L $159,900 --
Bowers Frances V -- --
Bowers Frances V -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Kennedy Christi $215,910
Previous Owner Gonzalez Clara Patricia $171,830
Previous Owner Gonzalez Clara Patricia $171,830
Previous Owner Poet Jessica Tara $146,301
Previous Owner Poet Jessica Tara $3,500
Previous Owner Palmer Kristi L $158,646
Previous Owner Palmer Kristi L $158,646
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/08/2025 10/08/25 Sold $239,900 0.0% $205 / Sq Ft
08/31/2025 08/31/25 For Sale $239,900 0.0% $205 / Sq Ft
08/31/2025 08/31/25 Price Changed $239,900 +37.1% $205 / Sq Ft
12/17/2021 12/17/21 Sold $175,000 +3.0% $150 / Sq Ft View Prior Sale
10/24/2021 10/24/21 Pending -- -- --
10/11/2021 10/11/21 Price Changed $169,900 -2.9% $145 / Sq Ft
09/21/2021 09/21/21 Price Changed $174,900 -5.4% $149 / Sq Ft
09/09/2021 09/09/21 For Sale $184,900 +24.1% $158 / Sq Ft
02/01/2019 02/01/19 Sold $149,000 0.0% $127 / Sq Ft View Prior Sale
02/01/2019 02/01/19 Price Changed $149,000 0.0% $127 / Sq Ft
01/16/2019 01/16/19 Pending -- -- --
01/10/2019 01/10/19 For Sale $149,000 +165.6% $127 / Sq Ft
12/20/2017 12/20/17 Sold $56,101 +2.0% $48 / Sq Ft View Prior Sale
12/04/2017 12/04/17 Pending -- -- --
11/18/2017 11/18/17 For Sale $55,000 -- $47 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,500 $175,700 $43,000 $132,700
2024 $1,500 $164,700 $0 $0
2023 $1,400 $153,700 $0 $0
2022 $1,300 $142,700 $43,000 $99,700
2021 $2,596 $129,867 $0 $0
2020 $1,089 $117,033 $0 $0
2019 $974 $104,200 $43,000 $61,200
2018 $1,044 $104,200 $43,000 $61,200
2017 $987 $104,200 $0 $0
2016 -- $105,600 $0 $0
2015 $2,254 $105,600 $0 $0
2014 $2,254 $105,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWA2031032

Bright MLS

APN: 03-006727

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