$470,000
SOLD JUL 7, 2025

930 Ripple Brook Ln Unit 1 Elgin, IL 60120

Cobblers Crossing Neighborhood
4 Beds
3.5 Baths
2,490 Sq Ft
7,971 Sq Ft Lot

Recently Sold

$189 Per Sq Ft

1% Above List Price

7 Days on Market

Highlights

  • Waterfront
  • 2 Car Attached Garage
  • Living Room
  • Formal Dining Room
  • Patio
  • Laundry Room

About This Home

As of July 2025

Nestled in Cobbler's Stone, this four-bedroom property offers an exceptional living experience with scenic lake and wetland views; part of 42 acres of conservancy. It is situated next to non-buildable lot. The spacious interior includes 4 bedrooms, a versatile loft, and a separate den. There are 3 full bathrooms and 1 half-bathroom. The home features both a gas and a wood-burning fireplace. Professionally cleaned carpets enhance the move-in readiness. Unique details include an under-stairs dollhouse and a crawl space for extra storage and central vacuum. Key updates include a 2012 HVAC system (capacitor replaced 2024), a 2024 water heater, a 2023 ejector motor, and a 2023 sump pump. A new roof was installed in 2025, and a new garbage disposal in 2019. In 2022, the garage door opener was reinforced, a new stove was installed, and a new water heater was added. The master bathroom shower glass was replaced in 2025. The property benefits from leased solar panels, resulting in a fixed monthly solar bill of ~$78 plus ~$8 utility service. The buyer must assume the lease. The HOA fee is $247 annually, covering common areas, retention ponds, and three subdivision entrances. This property offers comfortable living with significant updates in a desirable setting.

Last Agent to Sell the Property

Gabriela Rozborska

Nex-Gen Real Estate & Property Managment Co. License #471020552 Listed on: 05/16/2025

Co-Listed By

Bozena Bozek

Nex-Gen Real Estate & Property Managment Co. License #475182426

Last Buyer's Agent

Emmanuel Nevarez

Midwest SignatureProperties Co License #471022885

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,493

Year Built

  • Built in 1991

Lot Details

  • 7,971 Sq Ft Lot
  • Lot Dimensions are 70x113
  • Waterfront

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,490 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Laundry Room

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Crawl Space

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include lake rights
  • Association Phone (847) 806-6121
  • Cobblers Crossing Subdivision
  • Property managed by Property Specialists

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,493

Year Built

Built in 1991

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Cobblers Crossing
  • Year Built: 1991
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Crawl Space, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • LivingArea: 2490
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Patio
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 247
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Property Specialists
  • Management Contact Name: N/A
  • Management Phone: 847-806-6121

Fee Information

  • Association Fee Includes: Lake Rights

Lot Info

  • Lot Size Acres: 0.183
  • Lot Dimensions: 70X113
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7493
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Jun 30, 2025
Sold by
Cox Carol S Zacny
Bought by
Santana Rossana
Seller's Agent
Gabriela Rozborska
Nex-Gen Real Estate & Property Managment Co.
Buyer's Agent
Emmanuel Nevarez
Midwest SignatureProperties Co
List Price
$465,000
Sold Price
$470,000
Premium/Discount to List
$5,000
1.08%
Views
55
Current Estimated Value
$473,883

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,883
Avg. Annual Appreciation
1.48%
Original Mortgage
$461,487
Interest Rate
6.63%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 10, 2004
Sold by
Bielat Tony and Bielat Florence M
Bought by
Zacny Carol S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.91%
Mortgage Type
Unknown
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $470,000 Citywide Title
Warranty Deed $333,000 Cti
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $461,487 FHA
Previous Owner $150,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/07/2025 07/07/25 Sold $470,000 +1.1% $189 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
05/16/2025 05/16/25 For Sale $465,000 -- $187 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,493 $44,000 $6,384 $37,616
2024 $7,493 $32,000 $5,586 $26,414
2023 $7,229 $32,000 $5,586 $26,414
2022 $7,229 $32,000 $5,586 $26,414
2021 $7,046 $26,442 $3,591 $22,851
2020 $7,142 $26,442 $3,591 $22,851
2019 $7,113 $29,380 $3,591 $25,789
2018 $5,667 $22,863 $3,192 $19,671
2017 $5,686 $22,863 $3,192 $19,671
2016 $7,348 $27,340 $3,192 $24,148
2015 $7,028 $24,500 $2,793 $21,707
2014 $6,839 $24,500 $2,793 $21,707
2013 $7,379 $26,929 $2,793 $24,136
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12366092

Midwest Real Estate Data (MRED)

APN: 06-07-207-012-0000