Seller's Agent in 2025
Gabriela Rozborska
Nex-Gen Real Estate & Property Managment Co.
(773) 808-9470
1 in this area
29 Total Sales
930 Ripple Brook Ln Unit 1 Elgin, IL 60120
Cobblers Crossing Neighborhood
4
Beds
3.5
Baths
2,490
Sq Ft
7,971
Sq Ft Lot
Highlights
- Waterfront
- Patio
- Laundry Room
- Formal Dining Room
- Living Room
- Ceramic Tile Flooring
About This Home
As of July 2025Nestled in Cobbler's Stone, this four-bedroom property offers an exceptional living experience with scenic lake and wetland views; part of 42 acres of conservancy. It is situated next to non-buildable lot. The spacious interior includes 4 bedrooms, a versatile loft, and a separate den. There are 3 full bathrooms and 1 half-bathroom. The home features both a gas and a wood-burning fireplace. Professionally cleaned carpets enhance the move-in readiness. Unique details include an under-stairs dollhouse and a crawl space for extra storage and central vacuum. Key updates include a 2012 HVAC system (capacitor replaced 2024), a 2024 water heater, a 2023 ejector motor, and a 2023 sump pump. A new roof was installed in 2025, and a new garbage disposal in 2019. In 2022, the garage door opener was reinforced, a new stove was installed, and a new water heater was added. The master bathroom shower glass was replaced in 2025. The property benefits from leased solar panels, resulting in a fixed monthly solar bill of ~$78 plus ~$8 utility service. The buyer must assume the lease. The HOA fee is $247 annually, covering common areas, retention ponds, and three subdivision entrances. This property offers comfortable living with significant updates in a desirable setting.
Last Agent to Sell the Property
Nex-Gen Real Estate & Property Managment Co. License #471020552 Listed on: 05/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,493
Year Built
- Built in 1991
Lot Details
- 7,971 Sq Ft Lot
- Lot Dimensions are 70x113
- Waterfront
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Garage
Interior Spaces
- 2,490 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Laundry Room
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Association fees include lake rights
- Association Phone (847) 806-6121
- Cobblers Crossing Subdivision
- Property managed by Property Specialists
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2025
Closed on
Jun 30, 2025
Sold by
Cox Carol S Zacny
Bought by
Santana Rossana
Seller's Agent
Gabriela Rozborska
Nex-Gen Real Estate & Property Managment Co.
Buyer's Agent
Emmanuel Nevarez
Midwest SignatureProperties Co
List Price
$465,000
Sold Price
$470,000
Premium/Discount to List
$5,000
1.08%
Views
55
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,260
Avg. Annual Appreciation
3.68%
Original Mortgage
$461,487
Interest Rate
6.63%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 10, 2004
Sold by
Bielat Tony and Bielat Florence M
Bought by
Zacny Carol S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.91%
Mortgage Type
Unknown
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $470,000 | Citywide Title | |
| Warranty Deed | $333,000 | Cti |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $461,487 | FHA | |
| Previous Owner | $150,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $470,000 | +1.1% | $189 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 05/16/2025 05/16/25 | For Sale | $465,000 | -- | $187 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,493 | $32,000 | $5,586 | $26,414 |
| 2023 | $7,229 | $32,000 | $5,586 | $26,414 |
| 2022 | $7,229 | $32,000 | $5,586 | $26,414 |
| 2021 | $7,046 | $26,442 | $3,591 | $22,851 |
| 2020 | $7,142 | $26,442 | $3,591 | $22,851 |
| 2019 | $7,113 | $29,380 | $3,591 | $25,789 |
| 2018 | $5,667 | $22,863 | $3,192 | $19,671 |
| 2017 | $5,686 | $22,863 | $3,192 | $19,671 |
| 2016 | $7,348 | $27,340 | $3,192 | $24,148 |
| 2015 | $7,028 | $24,500 | $2,793 | $21,707 |
| 2014 | $6,839 | $24,500 | $2,793 | $21,707 |
| 2013 | $7,379 | $26,929 | $2,793 | $24,136 |
Source: Public Records
Agents Affiliated with this Home
-
Gabriela Rozborska
-
Bozena Bozek
Seller Co-Listing Agent in 2025
Bozena Bozek
Nex-Gen Real Estate & Property Managment Co.
(630) 220-8815
1 in this area
13 Total Sales
-
Emmanuel Nevarez
Buyer's Agent in 2025
Emmanuel Nevarez
Midwest SignatureProperties Co
(708) 712-1632
1 in this area
201 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12366092
APN: 06-07-207-012-0000
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