Seller's Agent in 2025
Constance Eldridge
Pine Tree Realty of Maine
(207) 831-0890
19 in this area
83 Total Sales
95 Harbor Rd Naples, ME 04055
Estimated Value: $399,000 - $560,433
3
Beds
2
Baths
1,481
Sq Ft
$322/Sq Ft
Est. Value
Highlights
- 100 Feet of Waterfront
- Raised Ranch Architecture
- Main Floor Bedroom
- Deck
- Wood Flooring
- 2 Car Attached Garage
About This Home
As of December 2025Welcome to this meticulously cared for raised ranch, perfectly situated to capture breathtaking views of the Sebago Lake Harbor. This beautiful 3-bedroom, 2-bath home offers an exceptional blend of comfort, style and recreation! Step inside and discover an elegant, updated kitchen and cozy living room - ideal for both everyday living and entertaining. In addition, the first floor offers the three bedrooms and one full bathroom. Downstairs, a partially finished basement offers a family room, a full bathroom and a one-car garage/utility room for easy access and storage. In addition to the main garage, the property boasts a separate oversized garage with finished game room above - offering many other uses for hobbies, recreation or additional entertaining space. Enjoy the spacious backyard, complete with decks, patios, firepit and a bocci ball court that could easily be brought back to life! The home has a paved driveway and is a short walk to the association beach. Boating enthusiasts will appreciate the proximity of the association marina, where there is potential for a boat slip in the future. Whether you are seeking a year-round residence or a seasonal retreat, this property is ready to welcome you home. Access snowmobile trails right from your yard! Enjoy four seasons of fun in beautiful Naples, Maine!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,803
Year Built
- Built in 1973
Lot Details
- 30,928 Sq Ft Lot
- 100 Feet of Waterfront
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Raised Ranch Architecture
- Shingle Roof
Interior Spaces
- 1,481 Sq Ft Home
- Water Views
- Basement
- Interior Basement Entry
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
Outdoor Features
- Deck
- Patio
Utilities
- No Cooling
- Forced Air Heating System
- Baseboard Heating
- Private Sewer
Community Details
- Sebago Harbor Association Subdivision
Listing and Financial Details
- Tax Lot 49
- Assessor Parcel Number NAPL-000028U-000000-000049
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Dec 1, 2025
Sold by
Bought by
Seller's Agent
Constance Eldridge
Pine Tree Realty of Maine
Buyer's Agent
Karen Thompson McMann
The Flaherty Group
List Price
$454,900
Sold Price
$451,000
Premium/Discount to List
-$3,900
-0.86%
Views
62
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,358
Avg. Annual Appreciation
11.81%
Original Mortgage
$360,800
Outstanding Balance
$360,430
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$115,929
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $451,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $360,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/01/2025 12/01/25 | Sold | $451,000 | +0.2% | $305 / Sq Ft |
| 10/21/2025 10/21/25 | Price Changed | $449,900 | -1.1% | $304 / Sq Ft |
| 09/26/2025 09/26/25 | For Sale | $454,900 | -- | $307 / Sq Ft |
Source: Maine Listings
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,864 | $301,435 | $130,032 | $171,403 |
| 2024 | $2,803 | $301,435 | $130,032 | $171,403 |
| 2023 | $2,758 | $301,435 | $130,032 | $171,403 |
| 2022 | $2,487 | $301,435 | $130,032 | $171,403 |
| 2021 | $2,362 | $176,943 | $81,019 | $95,924 |
| 2020 | $2,362 | $176,943 | $81,019 | $95,924 |
| 2019 | $2,362 | $176,943 | $81,019 | $95,924 |
| 2018 | $2,362 | $176,943 | $81,019 | $95,924 |
| 2017 | $2,362 | $176,943 | $81,019 | $95,924 |
| 2016 | $2,336 | $176,943 | $81,019 | $95,924 |
| 2015 | $2,398 | $176,943 | $81,019 | $95,924 |
| 2014 | $2,271 | $167,608 | $81,019 | $86,589 |
Source: Public Records
Agents Affiliated with this Home
-
Constance Eldridge
-
Karen Thompson McMann
Buyer's Agent in 2025
Karen Thompson McMann
The Flaherty Group
(207) 650-7471
2 in this area
70 Total Sales
Map
Source: Maine Listings
MLS Number: 1638952
APN: NAPL-000028U-000000-000049
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
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