NOT LISTED FOR SALE

95 Tesoro Terrace St. Augustine, FL 32095

North Augustine Neighborhood

Estimated Value: $1,022,000 - $1,207,000

4 Beds
3.5 Baths
2,762 Sq Ft
$396/Sq Ft Est. Value

Sale Details

Date Sold: December 15, 2025

Last sale price $1,100,000 $398 Per Sq Ft

Current estimated payment $7,694 / mo

25 Days on Market

Highlights

  • Fitness Center
  • Gated with Attendant
  • Home fronts a pond
  • Ketterlinus Elementary School Rated A
  • Heated In Ground Pool
  • Pond View

About This Home

As of December 2025

Discover luxury living in Madeira with this elegant single-story home offering 2,616 sq ft of beautifully designed space. Separate Cabana for Multigen living or separate guest ensuite. A welcoming foyer opens to a versatile flex room, perfect for a home office or den. Two spacious secondary bedrooms share a stylish Jack & Jill bath in a private front wing. The open-concept kitchen, dining, and gathering rooms flow effortlessly together, ideal for entertaining, with views to the covered lanai. The primary suite offers dual walk-in closets and a spa-inspired bath with refined finishes. Enjoy Florida's indoor-outdoor lifestyle with a cabana and pool bath off the grilling porch perfect for guests or a private studio. Nestled within the desirable Madeira community, residents enjoy resort-style amenities, scenic nature trails, and proximity to historic St. Augustine's dining, shopping, and beaches. A perfect blend of elegance, comfort, and modern design.

Last Agent to Sell the Property

Cherya Cavanaugh

KELLER WILLIAMS ST JOHNS License #3243877 Listed on: 10/10/2025

KELLER WILLIAMS ST JOHNS

Co-Listed By

Katie Stewart

KELLER WILLIAMS ST JOHNS License #3443777

Last Buyer's Agent

CHARLOTTE STEELE

REDFIN CORPORATION License #3579368

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,705

Year Built

  • Built in 2024

Lot Details

  • 22,216 Sq Ft Lot
  • Home fronts a pond

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 3 Car Garage

Property Views

  • Pond
  • Pool

Home Design

  • Traditional Architecture
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,762 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • In-Law or Guest Suite

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Saltwater Pool

Additional Homes

  • Accessory Dwelling Unit (ADU)

Schools

  • Ketterlinus Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0734330410

Community Details

Overview

  • Madeira Subdivision

Recreation

  • Fitness Center
  • Community Pool
  • Jogging Path

Additional Features

  • Clubhouse
  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,705

Year Built

Built in 2024

Lot Details

0.51 Acres

HOA Fees

$142 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.51
  • Road Surface Type: Asphalt
  • Subdivision Name: Madeira
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: NewHome

Interior Features

  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Wet Bar, Walk-In Closet(s), Butler Pantry, Split Bedrooms, Guest Suite, Jack and Jill Bath
  • Major Appliances: Dryer, Disposal, Dishwasher, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
  • Spa Features: Heated, In Ground, Private
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile, Wood
  • Living Area: 2762.0

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Pool Features: Heated, In Ground, Salt Water
  • Pool Private: Yes
  • View: Pond, Pool, Water
  • Waterfront Features: Pond
  • Construction Type: Frame
  • Other Structures: Guest House
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features:Parking Features: Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Security: Gated with Guard, Security Gate
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central

Condo/Co-op/Association

  • Association Fee: 426.44
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Clubhouse, Fitness Center, Gated, Jogging Path, Pool
  • Association: Yes

Schools

  • Elementary School: Ketterlinus
  • High School: St. Augustine
  • Middle Or Junior School: Sebastian

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 22215.6
  • Parcel #: 0734330410

Tax Info

  • Tax Annual Amount: 7705.01
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2025
Closed on
Dec 12, 2025
Sold by
Focazio Daniel L and Focazio Cheryl A
Bought by
Seller's Agent
Cherya Cavanaugh
KELLER WILLIAMS ST JOHNS
Buyer's Agent
CHARLOTTE STEELE
REDFIN CORPORATION
List Price
$1,100,000
Sold Price
$1,100,000
Views
47
Current Estimated Value
$1,098,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,826
Avg. Annual Appreciation
-0.66%
Original Mortgage
$600,000
Outstanding Balance
$596,486
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$498,064

Purchase Details

Listed on
Sep 20, 2023
Closed on
Jul 15, 2024
Sold by
Dostie Homes Llc
Bought by
Focazio Daniel L and Focazio Cheryl A
Seller's Agent
COMP AGENT
Comp Office-Sold
Buyer's Agent
Luke Newcomer
The Newcomer Group
List Price
$863,179
Sold Price
$914,963
Premium/Discount to List
$51,784
6%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.85%

Purchase Details

Closed on
Feb 3, 2023
Sold by
Ponce Associates Llc
Bought by
Dostie Homes Llc
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in North Augustine, FL

  • Yvette Barton Real Estate Agent - FLORIDA HOMES REALTY & MTG LLC

    Yvette Barton

    FLORIDA HOMES REALTY & MTG LLC

    (904) 664-5233

    65 Total Sales

    1 in North Augustine

    $400,000 Price

    Yvette Barton
     Section Image
  • Patrica Stalvey Real Estate Agent - WATSON REALTY CORP

    Patrica Stalvey

    WATSON REALTY CORP

    (904) 574-4960

    83 Total Sales

    1 in North Augustine

    $327,500 Price

    Patrica Stalvey
     Section Image

  • BC

    Brian Corcoran

    APEX REALTY SERVICES

    (904) 932-0348

    201 Total Sales

    1 in North Augustine

    $404,000 Price

    Brian Corcoran
     Section Image
  • Sharon Melton Real Estate Agent - LOKATION

    Sharon Melton

    LOKATION

    (386) 270-3469

    48 Total Sales

    2 in North Augustine

    $480,000 Price Range

    Sharon Melton
     Section Image
  • GARY ANDREWS Real Estate Agent - WATSON REALTY CORP

    GARY ANDREWS

    WATSON REALTY CORP

    (989) 795-5487

    58 Total Sales

    1 in North Augustine

    $375,000 Price

    GARY ANDREWS
     Section Image
  • LOAN HANSON Real Estate Agent - EAGLES WORLD REALTY, INC

    LOAN HANSON

    EAGLES WORLD REALTY, INC

    (904) 453-7219

    157 Total Sales

    1 in North Augustine

    $710,000 Price

    LOAN HANSON
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,100,000 Blue Ocean Title
Focazio Daniel L $915,000 None Listed On Document
Dostie Homes Llc $1,004,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $600,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2025 12/15/25 Sold $1,100,000 0.0% $398 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/10/2025 10/10/25 For Sale $1,100,000 +20.2% $398 / Sq Ft
07/15/2024 07/15/24 Sold $914,963 +6.0% $350 / Sq Ft View Prior Sale
09/20/2023 09/20/23 Pending -- -- --
09/20/2023 09/20/23 For Sale $863,179 -- $330 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $17,562 $652,613 $175,000 $477,613
2025 $5,527 $764,243 $250,000 $514,243
2024 $5,527 $250,000 $250,000
2023 $5,527 $135,000 $135,000 $0
2022 -- $5,000 $5,000
Source: Public Records

Agents Affiliated with this Home

  • Cherya Cavanaugh Real Estate Agent - KELLER WILLIAMS ST JOHNS

    Seller's Agent in 2025

    Cherya Cavanaugh

    KELLER WILLIAMS ST JOHNS

    (904) 466-5203

    5 in this area

    325 Total Sales

    Cherya Cavanaugh
    Section Image

  • KS

    Seller Co-Listing Agent in 2025

    Katie Stewart

    KELLER WILLIAMS ST JOHNS

    (404) 713-4906

    1 in this area

    11 Total Sales

    Katie Stewart
    Section Image

  • CA

    Seller's Agent in 2024

    COMP AGENT

    Comp Office-Sold

  • MD

    Seller Co-Listing Agent in 2024

    Michael Doyle

    Keller Williams Realty Atlantic Partners St Augustine

    (904) 806-7719

    1 in this area

    7 Total Sales

    Michael Doyle
    Section Image
  • Luke Newcomer Real Estate Agent - The Newcomer Group

    Buyer's Agent in 2024

    Luke Newcomer

    The Newcomer Group

    (917) 294-6616

    67 in this area

    1,271 Total Sales

    Luke Newcomer
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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2112435

realMLS (Northeast Florida Multiple Listing Service)

APN: 073433-0410

Florida St. Johns County Saint Augustine 32095 North Augustine

95 Tesoro Terrace, Saint Augustine, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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