$975,000

957 N Camp Rd McHenry, MD 21541

Estimated payment $5,953/month

Total Views 15,252
5 Beds
5.5 Baths
3,683 Sq Ft
$265 Price per Sq Ft

Highlights

  • Hot Property
  • Home fronts navigable water
  • Fishing Allowed
  • Accident Elementary School Rated 9+
  • Private Water Access
  • Gourmet Kitchen

About This Home

“Mystic Mountain Manor” is an income-producing vacation rental located minutes from Wisp Resort, Lodestone Golf Course, and Deep Creek Lake. This 5-bedroom, 5.5-bath stone and log chalet offers 3,283 finished square feet and sits on a beautiful 1⁄2-acre lot in one of the area’s strongest four-season rental corridors. Designed with short-term rental performance in mind, the layout features five ensuite bedrooms, an oversized loft, and a fully finished walk-out basement with a second living area and game room with a pool table. The open-concept main level includes a two-story great room with a stacked stone gas fireplace, stainless steel appliances, granite countertops, hardwood cabinetry, and bar seating. Wrap-around deck and hot tub enhance guest appeal. Built in 2023 with upgraded LVP flooring, granite in all baths, custom lighting, and quality finishes throughout, this property offers the benefit of newer construction with minimal deferred maintenance. Sold fully furnished and operating as an established vacation rental with an average daily rental of $343 and a projected gross annual rental income of $47k to $52k. Membership in The Wisp Resort Master Association – Lakeside Park conveys access to a 1.94-acre waterfront parcel with 170 feet of Deep Creek Lake frontage, pavilion, lake-view seating platform, restrooms, walking trails, and parking. Turnkey opportunity in a proven Deep Creek Lake location.

Listing Agent

Charlotte Savoy

(443) 574-1600 mdaniels@kw.com The KW Collective Brokerage Phone: 4435741600 Listed on: 02/19/2026

The KW Collective

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,280

Year Built

  • Built in 2023

Lot Details

  • 22,345 Sq Ft Lot
  • Home fronts navigable water

HOA Fees

  • $58 Monthly HOA Fees

Home Design

  • Chalet
  • Log Cabin
  • Architectural Shingle Roof
  • Stone Siding
  • Log Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,683 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Mud Room
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Loft
  • Storage Room
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Parking

  • 8 Parking Spaces
  • 8 Driveway Spaces

Outdoor Features

  • Private Water Access
  • Property is near a lake
  • Deck
  • Porch

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Tankless Water Heater
  • Propane Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 0066
  • Assessor Parcel Number 1218090875

Community Details

Overview

  • Association fees include common area maintenance
  • North Camp Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,280

Year Built

Built in 2023

Lot Details

0.51 Acres

HOA Fees

$58 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge, Log Home, Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2023
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Stove, Washer
  • Flooring Type: Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Kitchen, Foyer, Loft, Mud Room, Recreation Room, Storage Room, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level
  • Total Sq Ft: 3683
  • Living Area Sq Ft: 3683
  • Price Per Sq Ft: 264.73
  • Above Grade Finished Sq Ft: 3683
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Log, Stone
  • Roof: Architectural Shingle
  • Water Access Features: Fishing Allowed, Private Access, Public Access
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: 90% Forced Air, Central
  • Heating: Yes
  • Hot Water: Tankless, Propane
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 700.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.51
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22345.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8280.00
  • Assessor Parcel Number: 1218090875
  • Tax Lot: 0066
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,830 $844,800 $0 $0
2024 $989 $708,900 $0 $0
2023 $997 $74,500 $74,500 $0
2022 $1,004 $74,500 $74,500 $0
2020 $870 $74,500 $74,500 $0
2019 -- $74,500 $74,500 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/19/2026 02/19/26 For Sale $975,000 -- $265 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $102,000 None Available
Deed $97,500 Sage Title Group Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $78,000 New Conventional
Source: Public Records

About the Listing Agent

Charlotte Savoy
Charlotte Savoy

The KW Collective

(240) 557-3466

Section Image

Real estate is more than just buying or selling a home—it’s about making one of the most important decisions of your life with confidence.

For over 27 years, Charlotte Savoy has been helping Maryland families do exactly that. With more than 5,000 clients served and a track record that consistently ranks her team among the Top 10 in Maryland, Charlotte brings both experience and a calm, strategic approach to every client she serves.

As the leader of The Savoy Team at The KW

View Charlotte's Profile

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Source: Bright MLS

MLS Number: MDGA2011152

Bright MLS

APN: 18-090875

Maryland Garrett County McHenry 21541

957 N Camp Rd, McHenry, MD

For Sale

Detached

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Charlotte Savoy
Charlotte Savoy
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The KW Collective
(240) 557-3466
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