$220,000
SOLD JUL 2, 2026

963 Main St Locke, NY 13092

Locke Area
4 Beds
1 Bath
1,824 Sq Ft
0.28 Acre Lot

Sale Details

Date Sold: July 2, 2026

$121 Per Sq Ft

13% Above List Price

37 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Covered Patio or Porch
  • Main Floor Bedroom
  • Solid Surface Countertops
  • Country Kitchen

About This Home

As of July 2026

Spacious and versatile, this 4-bedroom, 2-story home offers comfort, flexibility, and valuable updates throughout. The open-concept kitchen and dining area create a welcoming space for gatherings, complemented by brand-new flooring that extends into the living room. Upstairs, generously sized bedrooms provide plenty of room to grow, with the option to easily convert the oversized bedroom into a fifth bedroom, home office, or bonus space to suit your needs. Step outside to enjoy a fully fenced yard — perfect for pets, play, or entertaining — complete with a deck and a convenient storage shed. Major upgrades include a new septic system and an energy-efficient tankless water heater. This home blends practical updates with flexible living space! ***BEST AND FINAL DEADLINE - SUNDAY, 4/26 AT 7:00PM***

Last Agent to Sell the Property

Colleen Nash

Listing by Yaman Real Estate Brokerage Phone: 607.753.9644 License #10401341802 Listed on: 04/23/2026

Last Buyer's Agent

Hanan Mourad

Listing by Signature Properties License #10401307663

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,859

Year Built

  • Built in 1900

Lot Details

  • 12,197 Sq Ft Lot
  • Lot Dimensions are 69x175
  • Property is Fully Fenced
  • Rectangular Lot

Home Design

  • Block Foundation
  • Frame Construction
  • Blown-In Insulation
  • Vinyl Siding

Interior Spaces

  • 1,824 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace

Kitchen

  • Country Kitchen
  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 053600-231-013-0001-037-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,859

Year Built

Built in 1900

Lot Details

0.28 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 607.753.9644
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot
  • Road Frontage Type: Main Thoroughfare
  • Directions: Route 38 - Main St., Locke
  • Architectural Style: Two Story
  • Flooring: Carpet, Tile, Varies
  • Garage Yn: No
  • Interior Features: Country Kitchen, Solid Surface Counters, Bedroom on Main Level
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Softener Owned
  • Basement: Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Full
  • Acres: 0.28
  • Waterfront: No
  • Construction Type: Blown-In Insulation, Frame, Vinyl Siding
  • Exterior Features: Deck, Fully Fenced, Gravel Driveway
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Moravia

Lot Info

  • Parcel Number: 053600-231-013-0001-037-000-0000
  • Lot Dimensions: 69X175
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3859.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2022
Closed on
May 13, 2022
Sold by
Bought by
Seller's Agent
Laurie Wood
Land of Lakes Realty, Inc.
Buyer's Agent
Colleen Nash
Yaman Real Estate
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.62%
Original Mortgage
$174,747
Outstanding Balance
$163,359
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$28,619

Purchase Details

Closed on
Jun 2, 2021
Sold by
Bought by

Purchase Details

Listed on
Dec 1, 2014
Closed on
Jun 12, 2015
Sold by
Bought by
Buyer's Agent
Sarah Wisdorf
Ithaca Board Reciprocal/Non-member
List Price
$119,900
Sold Price
$106,000
Premium/Discount to List
-$13,900
-11.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.45%
Original Mortgage
$112,927
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Dec 1, 2014
Closed on
Jun 11, 2015
Sold by
Bought by
Buyer's Agent
Sarah Wisdorf
Ithaca Board Reciprocal/Non-member
List Price
$119,900
Sold Price
$106,000
Premium/Discount to List
-$13,900
-11.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,927
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 27, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
5.14%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Locke, NY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $173,000 None Listed On Document
Deed $39,530 None Available
Deed $108,500 Richard J. Spatari
Warranty Deed $115,010 None Available
Executors Deed $85,000 None Available
Deed $85,000 Eliza Mulhern
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $174,747 New Conventional
Previous Owner $112,927 FHA
Previous Owner $68,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2026 07/02/26 Sold $220,000 +12.8% $121 / Sq Ft
05/30/2026 05/30/26 Pending -- -- --
04/23/2026 04/23/26 For Sale $195,000 +18.2% $107 / Sq Ft
05/19/2022 05/19/22 Sold $165,000 +0.1% $90 / Sq Ft View Prior Sale
03/12/2022 03/12/22 Pending -- -- --
03/08/2022 03/08/22 For Sale $164,900 +55.6% $90 / Sq Ft
06/12/2015 06/12/15 Sold $106,000 -2.3% $58 / Sq Ft View Prior Sale
06/12/2015 06/12/15 Sold $108,500 -9.5% $59 / Sq Ft View Prior Sale
05/13/2015 05/13/15 Pending -- -- --
04/06/2015 04/06/15 Pending -- -- --
12/01/2014 12/01/14 For Sale $119,900 0.0% $66 / Sq Ft
12/01/2014 12/01/14 For Sale $119,900 -- $66 / Sq Ft
Source: Cortland County Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,782 $130,000 $9,400 $120,600
2024 $3,788 $130,000 $9,400 $120,600
2023 $3,538 $130,000 $9,400 $120,600
2022 $2,765 $110,000 $9,400 $100,600
2021 $2,814 $110,000 $9,400 $100,600
2020 $3,536 $110,000 $9,400 $100,600
2019 $1,939 $95,000 $7,500 $87,500
2018 $3,094 $95,000 $7,500 $87,500
2017 $3,044 $95,000 $7,500 $87,500
2016 $3,042 $95,000 $7,500 $87,500
2015 -- $85,900 $7,500 $78,400
2014 -- $85,900 $7,500 $78,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Cortland County Board of REALTORS®

MLS Number: S1675853

Cortland County Board of REALTORS®

APN: 053600-231-013-0001-037-000-0000

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