$195,000
UNDER CONTRACT

963 Main St Locke, NY 13092

Estimated payment $1,356/month

Total Views 565
4 Beds
1 Bath
1,824 Sq Ft
$107 Price per Sq Ft

Highlights

  • Deck
  • 1 Fireplace
  • Covered Patio or Porch
  • Main Floor Bedroom
  • Solid Surface Countertops
  • Country Kitchen

About This Home

Spacious and versatile, this 4-bedroom, 2-story home offers comfort, flexibility, and valuable updates throughout. The open-concept kitchen and dining area create a welcoming space for gatherings, complemented by brand-new flooring that extends into the living room. Upstairs, generously sized bedrooms provide plenty of room to grow, with the option to easily convert the oversized bedroom into a fifth bedroom, home office, or bonus space to suit your needs. Step outside to enjoy a fully fenced yard — perfect for pets, play, or entertaining — complete with a deck and a convenient storage shed. Major upgrades include a new septic system and an energy-efficient tankless water heater. This home blends practical updates with flexible living space! ***BEST AND FINAL DEADLINE - SUNDAY, 4/26 AT 7:00PM***

Listing Agent

Colleen Nash

Listing by Yaman Real Estate Brokerage Phone: 607.753.9644 License #10401341802 Listed on: 04/23/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,859

Year Built

  • Built in 1900

Lot Details

  • 12,197 Sq Ft Lot
  • Lot Dimensions are 69x175
  • Property is Fully Fenced
  • Rectangular Lot

Home Design

  • Block Foundation
  • Frame Construction
  • Blown-In Insulation
  • Vinyl Siding

Interior Spaces

  • 1,824 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace

Kitchen

  • Country Kitchen
  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 053600-231-013-0001-037-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,859

Year Built

Built in 1900

Lot Details

0.28 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 607.753.9644
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot
  • Road Frontage Type: Main Thoroughfare
  • Directions: Route 38 - Main St., Locke
  • Architectural Style: Two Story
  • Flooring: Carpet, Tile, Varies
  • Garage Yn: No
  • Interior Features: Country Kitchen, Solid Surface Counters, Bedroom on Main Level
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: 4224

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Softener Owned
  • Basement: Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Full
  • Acres: 0.28
  • Waterfront: No
  • Construction Type: Blown-In Insulation, Frame, Vinyl Siding
  • Exterior Features: Deck, Fully Fenced, Gravel Driveway
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Moravia

Lot Info

  • Parcel Number: 053600-231-013-0001-037-000-0000
  • Lot Dimensions: 69X175
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3859.0

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,782 $130,000 $9,400 $120,600
2024 $3,788 $130,000 $9,400 $120,600
2023 $3,538 $130,000 $9,400 $120,600
2022 $2,765 $110,000 $9,400 $100,600
2021 $2,814 $110,000 $9,400 $100,600
2020 $3,536 $110,000 $9,400 $100,600
2019 $1,939 $95,000 $7,500 $87,500
2018 $3,094 $95,000 $7,500 $87,500
2017 $3,044 $95,000 $7,500 $87,500
2016 $3,042 $95,000 $7,500 $87,500
2015 -- $85,900 $7,500 $78,400
2014 -- $85,900 $7,500 $78,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/23/2026 04/23/26 For Sale $195,000 +18.2% $107 / Sq Ft
05/19/2022 05/19/22 Sold $165,000 +0.1% $90 / Sq Ft View Prior Sale
03/12/2022 03/12/22 Pending -- -- --
03/08/2022 03/08/22 For Sale $164,900 +55.6% $90 / Sq Ft
06/12/2015 06/12/15 Sold $106,000 -2.3% $58 / Sq Ft View Prior Sale
06/12/2015 06/12/15 Sold $108,500 -9.5% $59 / Sq Ft View Prior Sale
05/13/2015 05/13/15 Pending -- -- --
04/06/2015 04/06/15 Pending -- -- --
12/01/2014 12/01/14 For Sale $119,900 0.0% $66 / Sq Ft
12/01/2014 12/01/14 For Sale $119,900 -- $66 / Sq Ft
Source: Cortland County Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $173,000 None Listed On Document
Deed $39,530 None Available
Deed $108,500 Richard J. Spatari
Warranty Deed $115,010 None Available
Deed $85,000 Eliza Mulhern
Executors Deed $85,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $174,747 New Conventional
Previous Owner $112,927 FHA
Previous Owner $68,000 New Conventional
Source: Public Records

Source: Cortland County Board of REALTORS®

MLS Number: S1675853

Cortland County Board of REALTORS®

APN: 053600-231-013-0001-037-000-0000

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