NOT LISTED FOR SALE

97 Cherokee Rd Toccoa, GA 30577

Toccoa Area

Estimated Value: $336,683

3 Beds
2 Baths
1,200 Sq Ft
$281/Sq Ft Est. Value

Sale Details

Date Sold: May 7, 2026

Last sale price $336,000 $280 Per Sq Ft

Current estimated payment $2,137 / mo

32 Days on Market

Highlights

  • Water Views
  • Freestanding Bathtub
  • No HOA
  • Deck
  • Main Floor Bedroom
  • Front Porch

About This Home

As of May 2026

Investment opportunity! - TURNKEY SHORT TERM RENTAL OPPORTUNITY This successful Airbnb/VRBO property with SUPERHOST status offers an incredible investment opportunity. The transfer of VRBO reviews is NEGOTIABLE. The seller is also open to negotiating the sale of the home fully furnished, making this a potential plug-and-play investment. The seller is even willing to reopen bookings once an offer is accepted, allowing the next owner to step right into the rental potential. Welcome to your North Georgia retreat. This 3-bedroom, 2-bath home sits on .67 peaceful acres directly across from Lake Hartwell and framed by the stunning backdrop of the Blue Ridge Mountains and sleeps up to 10 people. From the moment you arrive, the setting invites you to slow down and soak in the view. Inside, the 1,200-square-foot layout is thoughtfully designed for both comfort and connection. The open-concept floor plan allows the spacious kitchen to flow seamlessly into the living room, creating the perfect space for entertaining or simply enjoying time together. The primary suite and full bath are conveniently located on the main level, offering ease and functionality. After a full day of lake life or hiking nearby trails, unwind in the freestanding acrylic soaking tub - your own private spa experience at home. One of the true highlights of this property is the porch, where you can begin your mornings with coffee overlooking Lake Hartwell and the Blue Ridge Mountains, and end your evenings watching the sky change colors over the water. Just across Hwy 123, you'll find easy shoreline access for fishing, swimming, or relaxing by the lake, and the Stephens County Recreation Area - only half a mile away - offers a free public boat launch for effortless days on the water. Adventure is always within reach. Explore nearby waterfalls like Toccoa Falls, Riley Moore Falls, and Brasstown Falls, hike the breathtaking trails at Tallulah Gorge State Park or Panther Creek Falls, visit Traveler's Rest Historic Site just minutes away, and enjoy local vineyards and breweries throughout the region. Conveniently located just 2 hours from Atlanta, 71 miles from Greenville, and 29 miles from Clemson, this home delivers the perfect balance of peaceful escape and easy access. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property which was previously operated as a short-term rental offers the flexibility to sleep up to 10 guests, making it as functional as it is beautiful. If mountain views, lake breezes, and a lifestyle centered around nature and relaxation are calling your name, this is your opportunity to answer.

Last Agent to Sell the Property

Grace Farrow

Chris McCall Realty, LLC. License #143972 Listed on: 03/02/2026

Last Buyer's Agent

Grace Farrow

Chris McCall Realty, LLC. License #143972 Listed on: 03/02/2026

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2019

Lot Details

  • 29,185 Sq Ft Lot
  • Steep Slope
  • Landscaped with Trees

Parking

  • Driveway

Property Views

  • Water
  • Mountain

Home Design

  • Bungalow

Interior Spaces

  • 1,200 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Tile Flooring
  • Crawl Space
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Freestanding Bathtub
  • Soaking Tub
  • Garden Bath
  • Walk-in Shower

Outdoor Features

  • Deck
  • Patio
  • Front Porch

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Additional Features

  • Low Threshold Shower
  • Outside City Limits

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 049D 103

Home Details

Home Type

Single Family

Year Built

Built in 2019

Lot Details

0.67 Acres

Listing Details

  • Directions: From Clemson area take us-123 S into Georgia. Continue straight onto GA- 123 S/Toccoa Bypass. Turn left onto Big A Road. Turn right onto W Currahee St., then left onto N Cherokee Rd.
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • ResoCommunityFeatures: Short Term Rental Allowed, Lake
  • ResoLotFeatures: Gentle Sloping, Outside City Limits, Steep Slope, Subdivision, Sloped, Trees, Views, Interior Lot
  • Lot Size Acres: 0.67
  • View Type:Pond View: Mountain(s), Water
  • Water Body Name: Hartwell
  • MLS Status: Closed
  • Subdivision Name: Other
  • Above Grade Finished Sq Ft: 1413.0
  • Reso Accessibility Features: Low Threshold Shower
  • Architectural Style: Bungalow, Cabin
  • Unit Levels: Two
  • Living Area: 1413.0
  • Year Built Details: 6-10 Years
  • Year Built: 2019
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Year Built: 2019

Interior Features

  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave
  • Has Basement: None, Crawl Space
  • Interior Amenities: Ceiling Fan(s), Garden Tub/Roman Tub, Walk-In Shower
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl, Luxury VinylTile, Tile
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2

Exterior Features

  • Exterior Features: Barbecue, Deck, Porch, Patio
  • Roof: Composition, Shingle
  • Horse: No
  • View: Yes
  • Construction Type: Other
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Deck, Front Porch, Patio, Porch

Garage/Parking

  • Attached Garage: No
  • Parking Features: None, Driveway

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • HeatingYN: Yes
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Other
  • High School: Other
  • Middle Or Junior School: Other

Lot Info

  • ResoLotSizeUnits: Acres

Tax Info

  • Parcel #: 049D 103

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 2, 2026
Closed on
May 7, 2026
Sold by
Dowd Kim
Bought by
Seller's Agent
Grace Farrow
Chris McCall Realty, LLC.
Buyer's Agent
Grace Farrow
Chris McCall Realty, LLC.
List Price
$350,000
Sold Price
$336,000
Premium/Discount to List
-$14,000
-4%
Views
77
Current Estimated Value
$336,683

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$683
Avg. Annual Appreciation
0.55%
Original Mortgage
$319,200
Outstanding Balance
$318,307
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$18,376

Purchase Details

Listed on
Oct 18, 2022
Closed on
Nov 30, 2022
Sold by
Jones Merrissa Autumn
Bought by
Dowd Kim
Seller's Agent
Zachary Garvey
Keller Williams Lanier Partners
Buyer's Agent
Sydney Sosensky
Keller Williams Elevate
List Price
$299,900
Sold Price
$290,000
Premium/Discount to List
-$9,900
-3.3%
Views
34

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.39%
Original Mortgage
$145,000
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 15, 2021
Sold by
Montgomery Howard B
Bought by
Jones Merrissa Autumn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,290
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 10, 2020
Sold by
Foster Gary E
Bought by
Montgomery Howard B and Montgomery Elizabeth D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,850
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 8, 2019
Sold by
Ayers Artie Ann
Bought by
Foster Gary E

Purchase Details

Closed on
Jun 27, 2018
Sold by
Ayers Leroy
Bought by
Ayers Artie Ann

Purchase Details

Closed on
Feb 1, 1990
Bought by
Ayers Leroy
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$290,000 --
Jones Merrissa Autumn $260,000 --
Montgomery Howard B $215,000 --
Foster Gary E $4,700 --
Ayers Artie Ann -- --
Ayers Leroy $1,800 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $145,000
Previous Owner Jones Merrissa Autumn $255,290
Previous Owner Montgomery Howard B $169,850
Previous Owner Foster Gary Eugene $120,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/07/2026 05/07/26 Sold $336,000 -1.1% $280 / Sq Ft
04/03/2026 04/03/26 Pending -- -- --
03/28/2026 03/28/26 Price Changed $339,900 -2.9% $283 / Sq Ft
03/02/2026 03/02/26 For Sale $350,000 +20.7% $292 / Sq Ft
11/30/2022 11/30/22 Sold $290,000 -3.3% $242 / Sq Ft View Prior Sale
10/26/2022 10/26/22 Pending -- -- --
10/18/2022 10/18/22 For Sale $299,900 -- $250 / Sq Ft
Source: Western Upstate Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,834 $103,245 $3,206 $100,039
2024 $2,047 $67,224 $3,206 $64,018
2023 $1,859 $62,456 $3,206 $59,250
2022 $1,715 $57,615 $3,206 $54,409
2021 $573 $53,228 $3,206 $50,022
2020 $465 $14,738 $1,830 $12,908
2019 $38 $1,202 $1,202 $0
2018 $38 $1,202 $1,202 $0
2017 $39 $1,202 $1,202 $0
2016 $38 $1,202 $1,202 $0
2015 $40 $1,202 $1,202 $0
2014 $41 $1,202 $1,202 $0
2013 -- $1,503 $1,503 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Upstate Multiple Listing Service

MLS Number: 20297989

Western Upstate Multiple Listing Service

APN: 049D-103

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