$874,000
$25K PRICE DROP

Estimated payment $4,917/month

Total Views 28,679
3 Beds
2.5 Baths
3,287 Sq Ft
$266 Price per Sq Ft

Highlights

  • Lake Front
  • Cape Cod Architecture
  • Main Floor Primary Bedroom
  • Floating Dock
  • Community Lake
  • Bonus Room

About This Home

NEW PRICE! Deep-Water Lake Chatuge Retreat with Private Dock & Dual Living Spaces. One Home. Three Levels. Two Kitchens. Deep-Water Dock. Endless Possibilities. Whether you're looking for a full-time lake residence, vacation retreat, or multi-generational family getaway, property offers something rarely found on Lake Chatuge. Fully renovated and MOVE-IN ready 3 bedroom / 3 bathroom lake retreat offers the perfect blend of comfort, flexibility, and income potential. Designed with versatility in mind, this home features two complete living spaces one on each level each with its own kitchen, living area, private bedroom and outdoor porches. Ideal for hosting, multi-generational living, or maximizing short-term rental opportunities, this layout allows you to live comfortably while generating income or accommodating guests with ease. Thoughtfully updated throughout, the home showcases a new roof, modern fixtures and finishes, updated flooring, granite countertops, and stainless steel appliances. Enjoy the ultra-stylish fireplace for elevated ambience all complemented by light-filled interiors that create a warm, inviting atmosphere on both levels. The third-floor oversized bonus space with half bath provides additional flexibility perfect as an extra sleeping area, office, or private retreat, along with a 3rd Bedroom/Storage, a rare and valuable feature for room to grow. Step outside and experience true lake living with deep water YEAR ROUND access on Lake Chatuge, complete with a private boat dock and hydraulic lift, making it easy to enjoy boating, swimming, with year-round lake and mountain views. Not to mention the double car garage makes storing your lake toys a breeze. Whether you're relaxing on the deck, entertaining guests, or investing in one of North Georgia's most sought-after lake destinations, this home delivers both lifestyle and opportunity. This is lake life made easy and priced to move. Schedule a showing before it's gone.

Listing Agent

Kristina Albach

RE/MAX Hiawassee Realty License #394264 Listed on: 04/03/2026

RE/MAX Hiawassee Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,862

Year Built

  • Built in 1999

Lot Details

  • 11,326 Sq Ft Lot
  • Lake Front
  • Level Lot

Property Views

  • Lake
  • Mountain

Home Design

  • Cape Cod Architecture
  • Traditional Architecture
  • Metal Roof
  • Concrete Siding
  • Vinyl Siding

Interior Spaces

  • 3,287 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Bonus Room
  • Basement Fills Entire Space Under The House
  • Attic Fan
  • Laundry Room

Kitchen

  • Oven or Range
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • In-Law or Guest Suite

Parking

  • Garage
  • Parking Pad

Accessible Home Design

  • Accessible Approach with Ramp

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Floating Dock
  • Balcony

Schools

  • Hayesville Elementary And Middle School
  • Hayesville High School

Utilities

  • Central Air
  • Heating Available
  • Propane
  • Well
  • Electric Water Heater
  • Water Softener
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Community Lake

Listing and Financial Details

  • Tax Lot 1,2

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,862

Year Built

Built in 1999

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • ArchitecturalStyle: Cape Cod, Traditional
  • Upper Level Half Bathroom: 1
  • Levels: Three Or More
  • Lot Size Acres: .26
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 3287
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Water Softener
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Full
  • Total Finished Sq Ft: 3287
  • Above Grade Finished Sq Ft: 3287
  • Interior Amenities: In-Law Floorplan, Master On Main Level
  • Feature Name: Lake Chatuge
  • Accessibility Features: Accessible Approach with Ramp
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate
  • Kitchen Features: Kitchen Island, Pantry
  • Window Features: Double Pane Windows

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Concrete, Vinyl Siding
  • ExteriorFeatures: Balcony
  • Lot Features: Level, Sloped
  • Property Condition: Resale
  • Roof: Metal
  • View: Lake, Mountain(s)
  • Waterfront Features: Deep Water Access, Floating Dock, Lake, Lake Access

Garage/Parking

  • Parking Features: Garage, Parking Pad

Utilities

  • Cooling: Attic Fan, Ceiling Fan(s), Central Air
  • Heating: Electric
  • Laundry Features: Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Propane
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Community Features: Lake

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Hayesville
  • High School: Hayesville
  • Middle School: Hayesville

Lot Info

  • Lot: 1,2

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2025
  • Tax Annual Amount: 1862

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,863 $375,000 $187,500 $187,500
2024 $1,863 $375,000 $187,500 $187,500
2023 $1,725 $375,000 $187,500 $187,500
2022 $1,725 $375,000 $187,500 $187,500
2021 $1,725 $375,000 $187,500 $187,500
2020 $0 $375,000 $187,500 $187,500
2019 $1,725 $375,000 $187,500 $187,500
2018 $1,725 $375,000 $187,500 $187,500
2016 -- $402,542 $225,000 $177,542
2015 -- $402,542 $225,000 $177,542
2014 -- $402,542 $225,000 $177,542
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/15/2026 07/15/26 Price Changed $874,000 -0.1% $266 / Sq Ft
06/29/2026 06/29/26 Price Changed $874,900 -2.7% $266 / Sq Ft
04/03/2026 04/03/26 For Sale $899,000 +46.2% $274 / Sq Ft
10/30/2025 10/30/25 Sold $615,000 -12.1% $187 / Sq Ft View Prior Sale
07/11/2025 07/11/25 Pending -- -- --
05/16/2025 05/16/25 Price Changed $700,000 -13.6% $213 / Sq Ft
05/13/2025 05/13/25 Price Changed $810,000 -2.4% $246 / Sq Ft
05/02/2025 05/02/25 For Sale $830,000 -- $253 / Sq Ft
Source: Georgia MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $635,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $800,000 None Listed On Document
Warranty Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $505,000 Construction
Source: Public Records

About the Listing Agent

Kristina Albach

RE/MAX Hiawassee Realty

(828) 439-0948

Section Image

Hi, I'm Kristina Everly-Albach.

I believe a home is more than a place—it's where memories are made, traditions begin, and life's next chapter unfolds. As a REALTOR® with RE/MAX Hiawassee Realty, I proudly serve buyers and sellers throughout the North Georgia Mountains and Western North Carolina, specializing in lake homes, mountain retreats, land, and luxury properties.

My approach is simple: provide honest guidance, exceptional service, and a personalized experience from start to

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  • 200 Annandale Dr, Clarkesville, GA 30523

    $1,150,000 Pending

    • Land
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    • $25,000 per Acre
    • 200 Annandale Dr
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  • 140 Kim Loop, Demorest, GA 30535

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    • 2 Baths
    • 1,536 Sq Ft
    • 140 Kim Loop
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  • 676 Coon Cove Rd, Hiawassee, GA 30546

    $430,000 Sold Nov 17, 2025

    • 3 Beds
    • 2.5 Baths
    • 1,736 Sq Ft
    • 676 Coon Cove Rd
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    BRAND-NEW HOME & BEAUTIFUL MOUNTAIN VIEWS on 1 Acre less than 5 miles from downtown Hiawassee. Welcome to your dream retreat where stylish design meets elevated comfort! This spacious two-story mountain home sits on a generous easy access 1-acre lot. Inside, the home features 3 bedrooms, 2.5 bathrooms, and a bright open living space with large windows that flood the room with natural light. Enjoy

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  • #3 Annandale Dr, Clarkesville, GA 30523

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  • #4 Annandale Dr, Clarkesville, GA 30523

    $148,000 Sold Feb 23, 2026

    • Land
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Source: Georgia MLS

MLS Number: 10728042

Georgia MLS

APN: 548901-47-5065

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