Seller's Agent in 2025
David Ladner
RE/MAX
2 in this area
346 Total Sales
97 Water St Saugus, MA 01906
North Saugus NeighborhoodEstimated Value: $701,000 - $781,000
3
Beds
1.5
Baths
1,704
Sq Ft
$429/Sq Ft
Est. Value
Highlights
- Medical Services
- Deck
- Family Room with Fireplace
- Open Floorplan
- Property is near golf course, public transit, and schools
- Raised Ranch Architecture
About This Home
As of June 2025Welcome to this beautifully maintained 3-bedroom, 1.5-bath Ranch nestled on an oversized 0.46-acre lot. Freshly painted walls and gleaming refinished hardwood floors create a bright, welcoming atmosphere throughout. The sun-drenched living room opens to a spacious kitchen and dining area, complete with sliding doors that lead to a generous deck—perfect for indoor-outdoor living and entertaining. The main level includes three comfortable bedrooms and a full bath. Downstairs, the finished lower level features a cozy family room with another fireplace, a half bath, a versatile bonus room that could be used as a 4th bedroom, and direct access to the 1-car garage. Additional highlights include direct garage access, a partially fenced backyard, and a prime location minutes from Market Street, Routes 95/1, and Breakheart Reservation. First showings at the Open Houses only - Sat, 5/10 & Sun, 5/11 from 11:00 AM-12:30 PM. Offers are due Tuesday, 5/13 by 10:00 AM.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,820
Year Built
- Built in 1960
Lot Details
- 19,998 Sq Ft Lot
- Level Lot
Parking
- 1 Car Attached Garage
- Tuck Under Parking
- Parking Storage or Cabinetry
- Driveway
- Open Parking
- Deeded Parking
Home Design
- Raised Ranch Architecture
- Frame Construction
- Blown Fiberglass Insulation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Open Floorplan
- Chair Railings
- Recessed Lighting
- Decorative Lighting
- Light Fixtures
- Picture Window
- Sliding Doors
- Family Room with Fireplace
- 2 Fireplaces
- Dining Area
- Bonus Room
Kitchen
- Range with Range Hood
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Dual Closets
- Bathtub with Shower
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Garage Access
- Exterior Basement Entry
Outdoor Features
- Balcony
- Deck
- Rain Gutters
- Porch
Location
- Property is near golf course, public transit, and schools
Schools
- Check W/ Supt. Elementary And Middle School
- Saugus High School
Utilities
- Window Unit Cooling System
- 3 Heating Zones
- Heating System Uses Natural Gas
- Baseboard Heating
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 2160942
Community Details
Overview
- No Home Owners Association
- Near Conservation Area
Amenities
- Medical Services
- Shops
Recreation
- Park
- Jogging Path
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 5, 2025
Closed on
Jun 16, 2025
Sold by
Bought by
Seller's Agent
David Ladner
RE/MAX Harmony
Buyer's Agent
Raissa Xavier
Cornerstone Realty Inc
List Price
$699,900
Sold Price
$730,000
Premium/Discount to List
$30,100
4.3%
Views
45
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$276
Avg. Annual Appreciation
0.04%
Original Mortgage
$693,500
Outstanding Balance
$688,014
Interest Rate
6.76%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$42,262
Purchase Details
Closed on
Apr 8, 2014
Sold by
Bought by
Purchase Details
Closed on
Mar 25, 1967
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $730,000 | None Available | ||
| $730,000 | None Available | ||
| $730,000 | None Available | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $693,500 | ||
| Closed | $693,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/13/2025 06/13/25 | Sold | $730,000 | +4.3% | $428 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 05/05/2025 05/05/25 | For Sale | $699,900 | -- | $411 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,820 | $544,900 | $330,000 | $214,900 |
| 2024 | $5,440 | $510,800 | $300,000 | $210,800 |
| 2023 | $5,317 | $472,200 | $270,000 | $202,200 |
| 2022 | $5,120 | $426,300 | $247,000 | $179,300 |
| 2021 | $4,866 | $394,300 | $215,000 | $179,300 |
| 2020 | $4,581 | $384,300 | $205,000 | $179,300 |
| 2019 | $4,353 | $357,400 | $185,000 | $172,400 |
| 2018 | $4,002 | $345,600 | $180,000 | $165,600 |
| 2017 | $3,609 | $299,500 | $168,000 | $131,500 |
| 2016 | $3,512 | $287,900 | $159,600 | $128,300 |
| 2015 | $3,296 | $274,200 | $152,000 | $122,200 |
| 2014 | $3,144 | $270,800 | $152,000 | $118,800 |
Source: Public Records
Agents Affiliated with this Home
-
David Ladner
-
Raissa Xavier
R
Buyer's Agent in 2025
Raissa Xavier
Cornerstone Realty Inc
1 in this area
14 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73369660
APN: SAUG-000017C-000001-000017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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