$130,000
SOLD JUL 9, 2025

970 Monroe St Benton Harbor, MI 49022

4 Beds
1.5 Baths
1,570 Sq Ft
6,181 Sq Ft Lot

Recently Sold

$83 Per Sq Ft

13% Below List Price

65 Days on Market

Highlights

  • Cape Cod Architecture
  • 2 Car Detached Garage
  • Forced Air Heating System

About This Home

As of July 2025

Welcome to this charming and spacious 4-bedroom, 1.5-bath home! Featuring a bright and open layout, this home offers plenty of room to spread out and make it your own. The large kitchen is perfect for cooking and entertaining, while the comfortable living spaces provide a cozy atmosphere. Outside, you'll find a detached two-car garage for extra storage and parking. The backyard is great for relaxing, gardening, or hosting gatherings. This home is a must-see! Don't miss out—schedule a showing today!

Last Agent to Sell the Property

Matthew Shembarger

The Collective Home Group License #6501426858 Listed on: 03/12/2025

The Collective Home Group

Last Buyer's Agent

Arika Chandler

Epic Realty License #6501426987

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,221

Year Built

  • Built in 1927

Lot Details

  • 6,181 Sq Ft Lot
  • Lot Dimensions are 48x127

Parking

  • 2 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Aluminum Siding

Interior Spaces

  • 2-Story Property
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Forced Air Heating System

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,221

Year Built

Built in 1927

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cape Cod
  • Stories: 2
  • Year Built: 1927
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 94.89
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 48x127
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1570.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 1221.0
  • Heat Type:Forced Air: Yes
  • Substructure:Full: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • General Property Info:SqFt Above Grade: 1370.0
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1570.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Half Baths: 1
  • Basement Rooms:Basement Finished SQFT: 200.0
  • Basement Rooms:Total Basement SQFT: 1010.0
  • Below Grade Sq Ft: 200.0

Exterior Features

  • Construction Materials: Aluminum Siding
  • List Price: 130000.0
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Water Source: Public
  • Heat Source:Electric2: Yes

Lot Info

  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Dimensions: 48x127
  • Lot Size Sq Ft: 6181.0

Tax Info

  • Tax Annual Amount: 1221.0
  • Tax Year: 24

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2025
Closed on
Jul 9, 2025
Sold by
United Federal Credit Union
Bought by
Davenport Cornelia
Seller's Agent
Matthew Shembarger
The Collective Home Group
Buyer's Agent
Arika Chandler
Epic Realty
List Price
$149,900
Sold Price
$130,000
Premium/Discount to List
-$19,900
-13.28%
Views
89
Current Estimated Value
$131,045

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,045
Avg. Annual Appreciation
1.39%
Original Mortgage
$118,030
Outstanding Balance
$117,832
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$13,213

Purchase Details

Closed on
Nov 15, 2024
Sold by
Deputy Sheriff Of Berrien County
Bought by
United Federal Credit Union

Purchase Details

Listed on
Jun 14, 2022
Closed on
Sep 19, 2022
Sold by
Candy Thompson
Bought by
Redmon Vernon A and Redmon Angela H
Seller's Agent
Brian Waite
Realty Executives Instant Equity
Buyer's Agent
Brian Waite
RE/MAX by the Lake
List Price
$129,500
Sold Price
$126,000
Premium/Discount to List
-$3,500
-2.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.16%
Original Mortgage
$122,220
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 22, 2017
Sold by
Newman Dale E and Kebschull Joseph P
Bought by
Thompson James M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,025
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 10, 2013
Sold by
Harris Carl S
Bought by
Thompson Candy

Purchase Details

Closed on
Nov 6, 1981
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $130,000 None Listed On Document
Sheriffs Deed $130,000 None Listed On Document
Warranty Deed $126,000 Oak Title
Warranty Deed $109,000 None Available
Quit Claim Deed -- None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $118,030 FHA
Previous Owner $122,220 New Conventional
Previous Owner $107,025 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/09/2025 07/09/25 Sold $130,000 0.0% $83 / Sq Ft
05/13/2025 05/13/25 Price Changed $130,000 -13.3% $83 / Sq Ft
03/12/2025 03/12/25 For Sale $149,900 +19.0% $95 / Sq Ft
09/19/2022 09/19/22 Sold $126,000 -2.7% $80 / Sq Ft View Prior Sale
07/14/2022 07/14/22 Pending -- -- --
06/06/2022 06/06/22 For Sale $129,500 -- $82 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,755 $43,300 $0 $0
2024 $1,221 $38,300 $0 $0
2023 $896 $27,600 $0 $0
2022 $894 $16,800 $0 $0
2021 $900 $16,600 $700 $15,900
2020 $889 $16,900 $0 $0
2019 $873 $15,100 $0 $0
2018 $606 $14,600 $0 $0
2017 $594 $17,900 $0 $0
2016 $582 $18,100 $0 $0
2015 $581 $17,400 $0 $0
2014 $541 $21,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25009246

MichRIC

APN: 11-53-2000-0119-00-6