971 Phillips Dr Arnold, MD 21012
Arnold AreaEstimated payment $9,481/month
Highlights
- 50 Feet of Waterfront
- Public Boat Ramp
- Fishing Allowed
- Magothy River Middle School Rated A-
- Private Dock Site
- Gourmet Kitchen
About This Home
Nestled in a tranquil waterfront setting at the end of a no-through street, this beautiful Arnold home offers stunning water views, exceptional living spaces, and quick access to the Chesapeake Bay, making it a dream for boating enthusiasts. Recently refreshed with a newly renovated primary bath and fresh, warm white neutral paint throughout much of the home, this special waterfront property is ready to be enjoyed. From the moment you step into the foyer, you are greeted by breathtaking views of the water that extend throughout the main living areas.
The open concept floor plan is ideal for everyday living and entertaining. The thoughtfully designed kitchen features a 48-inch Wolf range with custom hood, built-in Wolf microwave, expansive center island, walk-in pantry, abundant cabinetry, and a dedicated beverage center complete with ice maker and under-counter refrigerator. The kitchen flows seamlessly into the dining area and family room with cozy fireplace. A wall of windows frames the serene waterfront setting and surrounding natural beauty.
Step outside to the waterfront deck, perfectly positioned off the family room and dining area, offering an ideal space for relaxing or entertaining while enjoying the peaceful views. A main level bedroom, which also functions beautifully as a home office, is conveniently located adjacent to a full hall bath, providing an excellent option for guests or those seeking first floor accessibility.
Hardwood flooring extends throughout both the main and upper levels. Upstairs, the spacious primary suite enjoys expansive water views and features a gorgeous, newly renovated primary bath with brand new tile, a new double vanity and new bathroom fixtures, along with a soaking tub overlooking the water and a separate tiled shower. A custom walk in closet with built-in organizers completes the suite. Two additional generously sized bedrooms, a hall bath with a thoughtfully designed layout featuring two vanities, and convenient second floor laundry complete the upper level.
The fully finished lower level offers excellent flexibility with a spacious recreation room with fireplace, a kitchenette featuring a microwave, bar sink and under counter refrigerator, a full bath, and natural light from the windows.
Outside, the fenced rear yard provides space for children and pets to play. Boating enthusiasts will appreciate the private pier equipped with an electric boat lift, two personal watercraft lifts, and a floating dock section ideal for crabbing, fishing, kayaking, launching paddleboards, or simply enjoying life on the water. With quick access to the Chesapeake Bay, you can spend more time cruising, fishing, waterfront dining, and exploring the Bay's countless destinations. A three car garage provides ample parking and storage.
Additional improvements and amenities include fresh, warm white neutral paint throughout much of the home, a propane whole house generator providing reliable backup power during outages, as well as a furnace and heat pump installed in 2021. Residents also have the option to join the voluntary Shore Acres Community Association, which offers access to a boat ramp, waterfront picnic area, basketball court, clubhouse and playground.
Surrounded by nature and offering peaceful waterfront views from nearly every angle, this exceptional property presents a rare opportunity to enjoy the best of waterfront living with the convenience of easy commutes to Baltimore and Annapolis and quick access to the Chesapeake Bay. Don't miss the opportunity to make this beautiful waterfront property your home and enjoy all that waterfront living has to offer.
Listing Agent
(410) 761-9500 rene.mayrealty@outlook.com May Realty Brokerage Phone: 4107619500 Listed on: 06/24/2026
Co-Listing Agent
(410) 761-9500 richardlmay3@gmail.com May Realty Brokerage Phone: 4107619500
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,076
Year Built
- Built in 1964
Lot Details
- 14,280 Sq Ft Lot
- 50 Feet of Waterfront
- Home fronts navigable water
- Partially Fenced Property
- No Through Street
- Level Lot
- Back and Front Yard
- Property is zoned R2
Parking
- 3 Car Direct Access Garage
- 6 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Coastal Architecture
- Block Foundation
- HardiePlank Type
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Built-In Features
- Crown Molding
- Recessed Lighting
- 2 Fireplaces
- Family Room Off Kitchen
- Wood Flooring
- Water Views
Kitchen
- Gourmet Kitchen
- Gas Oven or Range
- Range Hood
- Built-In Microwave
- Ice Maker
- Dishwasher
- Wolf Appliances
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Garage Access
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Personal Watercraft
- Rip-Rap
- Private Dock Site
- Stream or River on Lot
- Powered Boats Permitted
- Lake Privileges
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Heat Pump System
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 112
- Assessor Parcel Number 020374908413000
Community Details
Overview
- No Home Owners Association
- Shore Acres Subdivision
Amenities
- Picnic Area
- Community Center
Recreation
- Public Boat Ramp
- Boat Ramp
- Community Playground
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $9,012 | $1,159,800 | ||
| 2025 | $9,012 | $1,069,800 | ||
| 2024 | $8,791 | $979,800 | $609,900 | $369,900 |
| 2023 | $7,998 | $918,400 | $0 | $0 |
| 2022 | $7,955 | $857,000 | $0 | $0 |
| 2020 | $7,574 | $774,167 | $0 | $0 |
| 2019 | $7,434 | $752,733 | $0 | $0 |
| 2018 | $7,415 | $731,300 | $399,000 | $332,300 |
| 2017 | $6,944 | $689,867 | $0 | $0 |
| 2016 | -- | $648,433 | $0 | $0 |
| 2015 | -- | $607,000 | $0 | $0 |
| 2014 | -- | $607,000 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/19/2026 09/19/26 | Pending | -- | -- | -- |
| 09/16/2026 09/16/26 | For Sale | $1,489,900 | 0.0% | $441 / Sq Ft |
| 07/24/2026 07/24/26 | Off Market | $1,489,900 | -- | -- |
| 07/09/2026 07/09/26 | Price Changed | $1,489,900 | -3.9% | $441 / Sq Ft |
| 06/24/2026 06/24/26 | For Sale | $1,549,900 | -- | $459 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $800,000 | -- | |
| Deed | $512,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,560,000 | New Conventional |
Source: Bright MLS
MLS Number: MDAA2148734
APN: 03-749-08413000
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Ask me questions while you tour the home.