$1,489,900
PENDING $60K PRICE DROP

971 Phillips Dr Arnold, MD 21012

Arnold Area

Estimated payment $9,481/month

Total Views 19,714
4 Beds
4 Baths
3,379 Sq Ft
$441 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • Public Boat Ramp
  • Fishing Allowed
  • Magothy River Middle School Rated A-
  • Private Dock Site
  • Gourmet Kitchen

About This Home

Nestled in a tranquil waterfront setting at the end of a no-through street, this beautiful Arnold home offers stunning water views, exceptional living spaces, and quick access to the Chesapeake Bay, making it a dream for boating enthusiasts. Recently refreshed with a newly renovated primary bath and fresh, warm white neutral paint throughout much of the home, this special waterfront property is ready to be enjoyed. From the moment you step into the foyer, you are greeted by breathtaking views of the water that extend throughout the main living areas.
The open concept floor plan is ideal for everyday living and entertaining. The thoughtfully designed kitchen features a 48-inch Wolf range with custom hood, built-in Wolf microwave, expansive center island, walk-in pantry, abundant cabinetry, and a dedicated beverage center complete with ice maker and under-counter refrigerator. The kitchen flows seamlessly into the dining area and family room with cozy fireplace. A wall of windows frames the serene waterfront setting and surrounding natural beauty.
Step outside to the waterfront deck, perfectly positioned off the family room and dining area, offering an ideal space for relaxing or entertaining while enjoying the peaceful views. A main level bedroom, which also functions beautifully as a home office, is conveniently located adjacent to a full hall bath, providing an excellent option for guests or those seeking first floor accessibility.
Hardwood flooring extends throughout both the main and upper levels. Upstairs, the spacious primary suite enjoys expansive water views and features a gorgeous, newly renovated primary bath with brand new tile, a new double vanity and new bathroom fixtures, along with a soaking tub overlooking the water and a separate tiled shower. A custom walk in closet with built-in organizers completes the suite. Two additional generously sized bedrooms, a hall bath with a thoughtfully designed layout featuring two vanities, and convenient second floor laundry complete the upper level.
The fully finished lower level offers excellent flexibility with a spacious recreation room with fireplace, a kitchenette featuring a microwave, bar sink and under counter refrigerator, a full bath, and natural light from the windows.
Outside, the fenced rear yard provides space for children and pets to play. Boating enthusiasts will appreciate the private pier equipped with an electric boat lift, two personal watercraft lifts, and a floating dock section ideal for crabbing, fishing, kayaking, launching paddleboards, or simply enjoying life on the water. With quick access to the Chesapeake Bay, you can spend more time cruising, fishing, waterfront dining, and exploring the Bay's countless destinations. A three car garage provides ample parking and storage.
Additional improvements and amenities include fresh, warm white neutral paint throughout much of the home, a propane whole house generator providing reliable backup power during outages, as well as a furnace and heat pump installed in 2021. Residents also have the option to join the voluntary Shore Acres Community Association, which offers access to a boat ramp, waterfront picnic area, basketball court, clubhouse and playground.
Surrounded by nature and offering peaceful waterfront views from nearly every angle, this exceptional property presents a rare opportunity to enjoy the best of waterfront living with the convenience of easy commutes to Baltimore and Annapolis and quick access to the Chesapeake Bay. Don't miss the opportunity to make this beautiful waterfront property your home and enjoy all that waterfront living has to offer.

Listing Agent

Rene Huxta May

(410) 761-9500 rene.mayrealty@outlook.com May Realty Brokerage Phone: 4107619500 Listed on: 06/24/2026

Co-Listing Agent

Rich May

(410) 761-9500 richardlmay3@gmail.com May Realty Brokerage Phone: 4107619500

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,076

Year Built

  • Built in 1964

Lot Details

  • 14,280 Sq Ft Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Partially Fenced Property
  • No Through Street
  • Level Lot
  • Back and Front Yard
  • Property is zoned R2

Parking

  • 3 Car Direct Access Garage
  • 6 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Coastal Architecture
  • Block Foundation
  • HardiePlank Type

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Recessed Lighting
  • 2 Fireplaces
  • Family Room Off Kitchen
  • Wood Flooring
  • Water Views

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Range Hood
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Wolf Appliances
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Garage Access
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Rip-Rap
  • Private Dock Site
  • Stream or River on Lot
  • Powered Boats Permitted
  • Lake Privileges
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 112
  • Assessor Parcel Number 020374908413000

Community Details

Overview

  • No Home Owners Association
  • Shore Acres Subdivision

Amenities

  • Picnic Area
  • Community Center

Recreation

  • Public Boat Ramp
  • Boat Ramp
  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,076

Year Built

Built in 1964

Lot Details

0.33 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 6/24/2026 12:00:00 AM
  • Year Built: 1964
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wood Floors, Combination Kitchen/Dining, Combination Kitchen/Living, Combination Dining/Living, Kitchen - Gourmet
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Partial, Fully Finished, Garage Access, Improved, Windows
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3624
  • Living Area Sq Ft: 3379
  • Price Per Sq Ft: 620.79
  • Above Grade Finished Sq Ft: 2400
  • Below Grade Finished Sq Ft: 979
  • Below Grade Sq Ft: 245
  • Total Below Grade Sq Ft: 1224
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Fiber Cement, Hardiplank Type
  • View: Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Community Center, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Lot Features: Front Yard, Level, No Thru Street, Rear Yard
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14280.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 12076.00
  • Assessor Parcel Number: 020374908413000
  • Tax Lot: 112
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Public, Rip-Rap, Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $9,012 $1,159,800
2025 $9,012 $1,069,800
2024 $8,791 $979,800 $609,900 $369,900
2023 $7,998 $918,400 $0 $0
2022 $7,955 $857,000 $0 $0
2020 $7,574 $774,167 $0 $0
2019 $7,434 $752,733 $0 $0
2018 $7,415 $731,300 $399,000 $332,300
2017 $6,944 $689,867 $0 $0
2016 -- $648,433 $0 $0
2015 -- $607,000 $0 $0
2014 -- $607,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/19/2026 09/19/26 Pending -- -- --
09/16/2026 09/16/26 For Sale $1,489,900 0.0% $441 / Sq Ft
07/24/2026 07/24/26 Off Market $1,489,900 -- --
07/09/2026 07/09/26 Price Changed $1,489,900 -3.9% $441 / Sq Ft
06/24/2026 06/24/26 For Sale $1,549,900 -- $459 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $800,000 --
Deed $512,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $1,560,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2148734

Bright MLS

APN: 03-749-08413000

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