$154,999
$5K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

971 River Rd Schenectady, NY 12306

Schenectady Area

Estimated payment $1,186/month

Total Views 2,693
3 Beds
1 Bath
1,592 Sq Ft
$97 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Formal Dining Room
  • Entrance Foyer
  • No HOA
  • Living Room
  • Bathroom on Main Level

About This Home

Opportunity awaits with this 3-bedroom, 1-bath home located in the desirable Schalmont School District. Offering over 1,500 square feet of living space, this property is the perfect opportunity for investors, flippers, or buyers looking to build instant equity with the right updates. Bring your vision and transform this home into something special.
Property is being sold AS-IS. Assignment of contract. A 10% deposit is required at contract signing. Cash Only

Listing Agent

Angela Gonyo

Wolf River Real Estate, LLC License #10491207930 Listed on: 07/10/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,021

Year Built

  • Built in 1918

Lot Details

  • 7,405 Sq Ft Lot

Home Design

  • Traditional Architecture
  • Wood Siding

Interior Spaces

  • 1,592 Sq Ft Home
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • Driveway

Schools

  • Jefferson Elementary School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 5.000 / 2
  • Assessor Parcel Number 422800 20.18-2-5

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,021

Year Built

Built in 1918

Lot Details

7,405 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1918
  • Directions: From Latham, take NY-7 W/Troy-Schenectady Rd to I-890 W. Take Exit 4B for Broadway/NY-5S W, continue on NY-5S W, then take the exit for River Rd. Turn right onto River Rd and continue to 971 River Rd, Schenectady, NY.
  • Above Grade Finished Sq Ft: 1592.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.17
  • New Construction: No
  • Subdivision Name: Select One
  • Special Features: VirtualTour

Interior Features

  • Basement: Unfinished, Full
  • Appliances: Other
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1592.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: No
  • Dining Room Type: Formal Dining Room

Exterior Features

  • Exterior Features: None
  • Construction Type: Wood Siding
  • Waterfront: No

Garage/Parking

  • Parking Features: Driveway
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Property Detail:Parking YN: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Heating: Forced Air
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Schalmont

Lot Info

  • Parcel #: 422800 20.18-2-5
  • Lot Size Sq Ft: 7405.2

Tax Info

  • Tax Annual Amount: 4021.2
  • Tax Block: 2
  • Tax Lot: 5.000

MLS Schools

  • Elementary School: Jefferson ES

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,098 $125,000 $4,300 $120,700
2024 $5,098 $125,000 $4,300 $120,700
2023 $44 $125,000 $4,300 $120,700
2022 $5,345 $125,000 $4,300 $120,700
2021 $5,538 $125,000 $4,300 $120,700
2020 $3,935 $125,000 $4,300 $120,700
2019 $2,124 $125,000 $4,300 $120,700
2018 $1,952 $125,000 $4,300 $120,700
2017 $4,021 $125,000 $4,300 $120,700
2016 $4,008 $125,000 $4,300 $120,700
2015 -- $125,000 $8,900 $116,100
2014 -- $125,000 $8,900 $116,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/21/2026 07/21/26 Price Changed $154,999 -3.1% $97 / Sq Ft
07/10/2026 07/10/26 For Sale $159,999 -- $101 / Sq Ft
Source: Global MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $52,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $117,000 New Conventional
Closed $36,801 Credit Line Revolving
Source: Public Records

Source: Global MLS

MLS Number: 202621489

Global MLS

APN: 020-018-0002-005-000-0000

New York Schenectady County Schenectady 12150

971 River Rd, Schenectady, NY

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Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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Angela Gonyo
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Wolf River Real Estate, LLC
(518) 656-8173
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