$450,000
SOLD APR 28, 2026
Last list price
5 Beds
3 Baths
2,858 Sq Ft
0.27 Acre Lot

Sale Details

Date Sold: April 28, 2026

$157 Per Sq Ft

32 Days on Market

Highlights

  • Waterfall on Lot
  • Open Floorplan
  • Ranch Style House
  • Castlio Elementary School Rated A
  • Vaulted Ceiling
  • Garden View

About This Home

As of April 2026

Exceptional atrium ranch in the heart of St. Charles! Step into the welcoming entry foyer and immediately take in the stunning backyard views. The vaulted ceiling in the living room complements the cozy fireplace, creating a bright and inviting space. The kitchen features newer stainless steel appliances (refrigerator stays), granite countertops, breakfast bar, and updated main floor laundry. The spacious primary suite offers a walk-in closet and private bath with separate shower, soaking tub, and large vanity. Two additional bedrooms and a full bath complete the main level. The finished lower level expands your living space with a second primary suite and ensuite bath, a 5th bedroom with walk-out, large family room, abundant storage, and a second walk-out for easy backyard access. The backyard is truly spectacular—fully fenced with a huge patio for entertaining, storage shed, and professionally landscaped rock wall showcasing a beautiful waterfall.
Newer LVP flooring on the main level. 2024 roof, gutters, and downspouts. 2-car attached garage with workbench and storage. Subdivision trail close by. Easy access to 364. Close to Veterans Tribute Park with it's off leash dog area. Neutral decor, abundant natural light, meticulously maintained, and move-in ready!

Last Agent to Sell the Property

Susanne Watkins

ReeceNichols Real Estate License #2016036022 Listed on: 02/26/2026

ReeceNichols Real Estate

Last Buyer's Agent

Paul Griswold

DRG - Delhougne Realty Group License #2003013518

DRG - Delhougne Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,464

Year Built

  • Built in 1999

Lot Details

  • 11,761 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Many Trees
  • Back Yard Fenced and Front Yard

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Breakfast Room
  • Garden Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Patio
  • Waterfall on Lot
  • Shed

Schools

  • Castlio Elem. Elementary School
  • Francis Howell Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3-0036-8110-00-0087.0000000

Community Details

Overview

  • Cambridge Crossing Association

Recreation

  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,464

Year Built

Built in 1999

Lot Details

0.27 Acres

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • Directions: GPS friendly
  • Property Sub-Type: Single Family Residence
  • ResoCommunityFeatures: Trail(s)
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Back Yard, Front Yard, Landscaped, Level, Many Trees, Waterfall
  • Lot Size Acres: 0.27
  • Road Surface Type: Concrete
  • ResoSecurityFeatures: Smoke Detector(s)
  • Reso Association Amenities: None
  • Co List Office Phone: 636-537-0300
  • MLS Status: Closed
  • Subdivision Name: Cambridge Crossing #6 & Resub S Brampton Drive
  • Above Grade Finished Sq Ft: 1678
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Living Room, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • PreviousStatus: Pending
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 0
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Concrete, Daylight/Lookout, Egress Window, Partially Finished, Full, Storage Space, Sump Pump, Walk-Out Access
  • Interior Amenities: Beamed Ceilings, Breakfast Bar, Ceiling Fan(s), Dining/Living Room Combo, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Open Floorplan, Separate Shower, Soaking Tub, Walk-In Closet(s)
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, Gas Oven, Gas Range, Refrigerator, Washer, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1180
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 2
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Back Yard
  • Roof: Architectural Shingle
  • Pool Private: No
  • View: Garden
  • Waterfront: No
  • Disclosures: Flood Plain No, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 75
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Cambridge Crossing

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Castlio Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Francis Howell Middle

Lot Info

  • Lot Size Sq Ft: 11761.2
  • Parcel Number: 3-0036-8110-00-0087.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4464

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2026
Closed on
Apr 28, 2026
Sold by
Bought by
Seller's Agent
Susanne Watkins
ReeceNichols Real Estate
Buyer's Agent
Paul Griswold
DRG - Delhougne Realty Group
List Price
$450,000
Views
282

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.16%
Original Mortgage
$400,000
Interest Rate
0.0622%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 20, 2026
Sold by
Bought by

Purchase Details

Listed on
Aug 7, 2024
Closed on
Sep 11, 2024
Sold by
Bought by
Seller's Agent
Kim Obermark
ReeceNichols Real Estate
Buyer's Agent
Susanne Watkins
ReeceNichols Real Estate
List Price
$434,900
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.99%
Original Mortgage
$348,000
Interest Rate
0.0673%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 29, 2023
Closed on
Aug 3, 2023
Sold by
Bought by
Seller's Agent
Travauna Rapp
Keller Williams Realty West
Buyer's Agent
Kim Obermark
ReeceNichols Real Estate
List Price
$375,000
Views
103

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.08%
Original Mortgage
$245,000
Interest Rate
0.0667%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 8, 1999
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $145,308 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Closed $348,000 New Conventional
Previous Owner $245,000 New Conventional
Previous Owner $179,000 New Conventional
Previous Owner $196,000 New Conventional
Previous Owner $189,662 FHA
Previous Owner $46,479 Credit Line Revolving
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2026 04/28/26 Sold -- -- --
03/30/2026 03/30/26 Pending -- -- --
03/28/2026 03/28/26 Price Changed $450,000 0.0% $157 / Sq Ft
03/28/2026 03/28/26 For Sale $450,000 -2.2% $157 / Sq Ft
03/24/2026 03/24/26 Pending -- -- --
03/15/2026 03/15/26 For Sale $460,000 0.0% $161 / Sq Ft
03/06/2026 03/06/26 Pending -- -- --
02/26/2026 02/26/26 For Sale $460,000 +5.8% $161 / Sq Ft
09/12/2024 09/12/24 Pending -- -- --
09/11/2024 09/11/24 Sold -- -- -- View Prior Sale
08/07/2024 08/07/24 For Sale $434,900 +16.0% $138 / Sq Ft
08/05/2024 08/05/24 Off Market -- -- --
08/04/2023 08/04/23 Sold -- -- -- View Prior Sale
07/02/2023 07/02/23 Pending -- -- --
06/29/2023 06/29/23 For Sale $375,000 -- $223 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,108 $75,296
2023 $3,938 $65,976
2022 $3,452 $53,684 $0 $0
2021 $3,455 $53,684 $0 $0
2020 $3,269 $49,150 $0 $0
2019 $3,254 $49,150 $0 $0
2018 $2,905 $41,908 $0 $0
2017 $2,881 $41,908 $0 $0
2016 $2,564 $35,880 $0 $0
2015 $2,531 $35,880 $0 $0
2014 $2,805 $38,583 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26004395

MARIS MLS

APN: 3-0036-8110-00-0087.0000000

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