$1,175,000

98 Cayman Cove Destin, FL 32541

Estimated payment $7,119/month

Total Views 2,340
3 Beds
3.5 Baths
2,647 Sq Ft
$444 Price per Sq Ft

Highlights

  • Fitness Center
  • Media Room
  • Gated Community
  • Destin Elementary School Rated A-
  • Primary Bedroom Suite
  • Main Floor Primary Bedroom

About This Home

98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest.
Come see it for yourself - your coastal dream home awaits!

Listing Agent

John Holahan

Better Homes and Gardens Real Estate Emerald Coast License #3162351 Listed on: 02/06/2026

Better Homes and Gardens Real Estate Emerald Coast

Co-Listing Agent

Cherie Himes

Better Homes and Gardens Real Estate Emerald Coast License #3338350

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,269

Year Built

  • Built in 2003

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 61x108
  • Property fronts a private road
  • Corner Lot
  • Level Lot
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Villa
  • Slab Foundation
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,647 Sq Ft Home
  • 2-Story Property
  • Loggia
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Bay Window
  • Insulated Doors
  • Great Room
  • Sitting Room
  • Dining Room
  • Media Room
  • Storage Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector
  • Fire Sprinkler System

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • High Efficiency Heating System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Energy-Efficient Doors
  • Covered Patio or Porch

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0400-0000-1660

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, legal, management, master, recreational faclty
  • Destiny S/D Subdivision

Amenities

  • Community Barbecue Grill
  • Recreation Room

Recreation

  • Tennis Courts
  • Fitness Center
  • Exercise Course
  • Community Pool
  • Community Whirlpool Spa

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,269

Year Built

Built in 2003

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 61x108
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBET
  • Co List Office Phone: 850-837-8880
  • Subdivision Name: DESTINY S/D
  • Directions: Entrance to Destiny is across from the Crab Trab on Scenic 98. Take a left at the clubhouse then your first righte ntering Cayman Cove, bear to the right. The home is located on the left at the next corner.
  • Architectural Style: Villa
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 2003
  • Remarks Misc:Remarks: 98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Energy:Heat High Efficiency: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Storage: Yes
  • Rooms:Sitting Room: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Energy:Heat - Two or More: Yes
  • Rooms:Loggia: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Bay, Window Treatmnt Some, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Lot Features: Corner, Level
  • Pool Features: Pool Type
  • Construction Type: Frame, Stucco
  • Exterior Features: Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes
  • Lot Features:Corner: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Exercise Room, Gated Community, Pets Allowed, Pool, Tennis, Whirlpool
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management, Master Association, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 00-2S-22-0400-0000-1660
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 11269.0
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,739 $1,030,091 $404,489 $625,602
2024 $10,747 $1,164,046 $392,708 $771,338
2023 $10,747 $1,026,365 $271,864 $754,501
2022 $9,432 $854,992 $247,149 $607,843
2021 $8,132 $654,846 $214,200 $440,646
2020 $7,615 $608,636 $204,000 $404,636
2019 $7,521 $592,891 $204,000 $388,891
2018 $5,357 $454,809 $0 $0
2017 $5,333 $445,454 $0 $0
2016 $5,190 $436,292 $0 $0
2015 $5,259 $433,259 $0 $0
2014 $5,280 $429,820 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/06/2026 02/06/26 For Sale $1,175,000 +88.3% $444 / Sq Ft
11/15/2018 11/15/18 Sold $624,000 0.0% $236 / Sq Ft View Prior Sale
10/07/2018 10/07/18 Pending -- -- --
10/03/2018 10/03/18 For Sale $624,000 -- $236 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $624,000 Aqua Title Services
Corporate Deed $545,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $197,000 Adjustable Rate Mortgage/ARM
Previous Owner $425,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 994705

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0400-0000-1660

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