$1,149,000
$26K PRICE DROP

98 Cayman Cove Destin, FL 32541

Estimated payment $7,067/month

Total Views 5,196
3 Beds
3.5 Baths
2,647 Sq Ft
$434 Price per Sq Ft

Highlights

  • Fitness Center
  • Media Room
  • Gated Community
  • Destin Elementary School Rated A-
  • Primary Bedroom Suite
  • Main Floor Primary Bedroom

About This Home

98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest.
Come see it for yourself - your coastal dream home awaits!

Listing Agent

John Holahan

Better Homes and Gardens Real Estate Emerald Coast License #3162351 Listed on: 02/06/2026

Better Homes and Gardens Real Estate Emerald Coast

Co-Listing Agent

Cherie Himes

Better Homes and Gardens Real Estate Emerald Coast License #3338350

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,269

Year Built

  • Built in 2003

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 61x108
  • Property fronts a private road
  • Corner Lot
  • Level Lot
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Villa
  • Slab Foundation
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,647 Sq Ft Home
  • 2-Story Property
  • Loggia
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Bay Window
  • Insulated Doors
  • Great Room
  • Sitting Room
  • Dining Room
  • Media Room
  • Storage Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector
  • Fire Sprinkler System

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • High Efficiency Heating System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Energy-Efficient Doors
  • Covered Patio or Porch

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0400-0000-1660

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, legal, management, master, recreational faclty
  • Destiny S/D Subdivision

Amenities

  • Community Barbecue Grill
  • Meeting Room

Recreation

  • Tennis Courts
  • Fitness Center
  • Exercise Course
  • Community Pool
  • Community Whirlpool Spa

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,269

Year Built

Built in 2003

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 61x108
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBET
  • Co List Office Phone: 850-837-8880
  • Subdivision Name: DESTINY S/D
  • Directions: Entrance to Destiny is across from the Crab Trab on Scenic 98. Take a left at the clubhouse then your first righte ntering Cayman Cove, bear to the right. The home is located on the left at the next corner.
  • Architectural Style: Villa
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Energy:Heat High Efficiency: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Storage: Yes
  • Rooms:Sitting Room: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Energy:Heat - Two or More: Yes
  • Rooms:Loggia: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Bay, Window Treatmnt Some, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Lot Features: Corner, Level
  • Pool Features: Pool Type
  • Construction Type: Frame, Stucco
  • Exterior Features: Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes
  • Lot Features:Corner: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Exercise Room, Gated Community, Pets Allowed, Pool, Tennis, Whirlpool
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management, Master Association, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 00-2S-22-0400-0000-1660
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 11269.0
  • Tax Year: 2025

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,739 $1,030,091 $404,489 $625,602
2024 $10,747 $1,164,046 $392,708 $771,338
2023 $10,747 $1,026,365 $271,864 $754,501
2022 $9,432 $854,992 $247,149 $607,843
2021 $8,132 $654,846 $214,200 $440,646
2020 $7,615 $608,636 $204,000 $404,636
2019 $7,521 $592,891 $204,000 $388,891
2018 $5,357 $454,809 $0 $0
2017 $5,333 $445,454 $0 $0
2016 $5,190 $436,292 $0 $0
2015 $5,259 $433,259 $0 $0
2014 $5,280 $429,820 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2026 04/28/26 Price Changed $1,149,000 -2.2% $434 / Sq Ft
03/26/2026 03/26/26 For Sale $1,175,000 0.0% $444 / Sq Ft
03/24/2026 03/24/26 Off Market $1,175,000 -- --
02/06/2026 02/06/26 For Sale $1,175,000 +88.3% $444 / Sq Ft
11/15/2018 11/15/18 Sold $624,000 0.0% $236 / Sq Ft View Prior Sale
10/07/2018 10/07/18 Pending -- -- --
10/03/2018 10/03/18 For Sale $624,000 -- $236 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $624,000 Aqua Title Services
Corporate Deed $545,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $197,000 Adjustable Rate Mortgage/ARM
Previous Owner $425,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 994705

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0400-0000-1660

Your Personal Tour Guide

Ask me questions while you tour the home.