$1,119,000
$56K PRICE DROP

98 Cayman Cove Destin, FL 32541

Destin Area

Estimated payment $7,084/month

Total Views 10,930
3 Beds
3.5 Baths
2,647 Sq Ft
$423 Price per Sq Ft

Highlights

  • Fitness Center
  • Media Room
  • Gated Community
  • Destin Elementary School Rated A-
  • Primary Bedroom Suite
  • Corner Lot

About This Home

98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest.
Come see it for yourself - your coastal dream home awaits!

Listing Agent

John Holahan

Better Homes and Gardens Real Estate Emerald Coast License #3162351 Listed on: 02/06/2026

Better Homes and Gardens Real Estate Emerald Coast

Co-Listing Agent

Cherie Himes

Better Homes and Gardens Real Estate Emerald Coast License #3338350

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,269

Year Built

  • Built in 2003

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 61x108
  • Property fronts a private road
  • Corner Lot
  • Level Lot
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Villa
  • Slab Foundation
  • Frame Construction
  • Stucco

Interior Spaces

  • 2,647 Sq Ft Home
  • 2-Story Property
  • Loggia
  • Bookcases
  • Shelving
  • Crown Molding
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Bay Window
  • Great Room
  • Sitting Room
  • Dining Room
  • Media Room
  • Storage Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Soaking Tub

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • High Efficiency Heating System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Additional Features

  • Energy-Efficient Doors
  • Covered Patio or Porch

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0400-0000-1660

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include legal, management, recreational faclty
  • Destiny S/D Subdivision

Amenities

  • Community Barbecue Grill
  • Meeting Room

Recreation

  • Tennis Courts
  • Fitness Center
  • Exercise Course
  • Community Pool
  • Community Whirlpool Spa

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,269

Year Built

Built in 2003

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 61x108
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBET
  • Co List Office Phone: 850-837-8880
  • Subdivision Name: DESTINY S/D
  • Directions: Entrance to Destiny is across from the Crab Trab on Scenic 98. Take a left at the clubhouse then your first righte ntering Cayman Cove, bear to the right. The home is located on the left at the next corner.
  • Architectural Style: Villa
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 2003
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dishwasher, Disposal, Microwave, Electric Water Heater
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Tile, Carpet
  • Interior Amenities: Breakfast Bar, Bookcases, Crown Molding, Tray Ceiling(s), Fireplace, Recessed Lighting, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Double Pane Windows, Window Treatments, Window Bay

Exterior Features

  • Lot Features: Corner Lot, Level
  • Construction Type: Frame, Stucco
  • Exterior Features: Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Roof: Slate

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage

Utilities

  • Security: Fire Alarm, Security System, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central, Heat High Efficiency, Gas - Natural
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Exercise Room, Gated, Pool, Tennis Court(s), Whirlpool, Pets Allowed, Short Term Rental - Allowed
  • Association: Yes

Fee Information

  • Association Fee Includes: Legal, Management, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 00-2S-22-0400-0000-1660
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 11269.0
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,739 $1,030,091 $404,489 $625,602
2024 $10,747 $1,164,046 $392,708 $771,338
2023 $10,747 $1,026,365 $271,864 $754,501
2022 $9,432 $854,992 $247,149 $607,843
2021 $8,132 $654,846 $214,200 $440,646
2020 $7,615 $608,636 $204,000 $404,636
2019 $7,521 $592,891 $204,000 $388,891
2018 $5,357 $454,809 $0 $0
2017 $5,333 $445,454 $0 $0
2016 $5,190 $436,292 $0 $0
2015 $5,259 $433,259 $0 $0
2014 $5,280 $429,820 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/09/2026 07/09/26 Price Changed $1,119,000 -2.6% $423 / Sq Ft
04/28/2026 04/28/26 Price Changed $1,149,000 -2.2% $434 / Sq Ft
03/26/2026 03/26/26 For Sale $1,175,000 0.0% $444 / Sq Ft
03/24/2026 03/24/26 Off Market $1,175,000 -- --
02/06/2026 02/06/26 For Sale $1,175,000 +88.3% $444 / Sq Ft
11/15/2018 11/15/18 Sold $624,000 0.0% $236 / Sq Ft View Prior Sale
10/07/2018 10/07/18 Pending -- -- --
10/03/2018 10/03/18 For Sale $624,000 -- $236 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $624,000 Aqua Title Services
Corporate Deed $545,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $197,000 Adjustable Rate Mortgage/ARM
Previous Owner $425,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 994705

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0400-0000-1660

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