Alejandro Navarrete
Huff Realty - Florence
(859) 549-7843
156 Total Sales
1 in Dry Ridge
$220,000 Price
98 S Main St Dry Ridge, KY 41035
Dry Ridge AreaEstimated Value: $232,000 - $273,648
2
Beds
1
Bath
1,131
Sq Ft
$219/Sq Ft
Est. Value
Highlights
- Lake View
- No HOA
- Covered Patio or Porch
- Wood Flooring
- Cottage
- Bathtub with Shower
About This Home
As of August 2025Charming 2/3 Bedroom Cottage with Lake Views in Dry Ridge
This adorable cottage, nestled in the heart of Dry Ridge, offers the perfect blend of comfort and charm. Sitting on 1.3 acres with breathtaking lake views, this home boasts covered porches, perfect for enjoying peaceful evenings.
Step inside to find soaring ceilings in the living room and two cozy bedrooms, creating an inviting and spacious atmosphere. The beautiful eat-in kitchen is perfect for enjoying meals, while the large bathroom with laundry adds convenience. A possible third bedroom on the third floor offers endless potential—transform it into a home office, playroom, or additional sleeping space with just a little work. Home has new HVAC installed May 2025.
The property features a double driveway, a privacy fence, and a newer outdoor pole barn for all your storage needs. The current owner has lovingly updated many aspects of the home, showcasing pride of ownership in every detail.
This home is a must-see! Whether you're looking for a serene retreat or a functional, updated space, this cottage has it all. Don't miss your chance to make it yours!
Last Agent to Sell the Property
Coldwell Banker Realty FM License #198634 Listed on: 03/24/2025
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Home Details
Home Type
- Single Family
Lot Details
- 1.3 Acre Lot
- Property fronts a county road
- Cleared Lot
Parking
- Driveway
Home Design
- Cottage
- Stone Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,131 Sq Ft Home
- 1.5-Story Property
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Entrance Foyer
- Living Room
- Lake Views
- Electric Range
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Outdoor Features
- Covered Patio or Porch
Schools
- Dry Ridge Elementary School
- Grant County Middle School
- Grant County High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 046-02-00-045.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 24, 2025
Closed on
Aug 27, 2025
Sold by
Garcia Lemus and Garcia Esperanza
Bought by
Seller's Agent
Stephanie Frost
Coldwell Banker Realty FM
Buyer's Agent
Sherry Clark
Coldwell Banker Realty FM
List Price
$244,000
Sold Price
$244,000
Views
217
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,162
Avg. Annual Appreciation
1.30%
Original Mortgage
$249,246
Outstanding Balance
$247,045
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
$117
Purchase Details
Closed on
Dec 1, 2016
Sold by
Middleton James A and Middleton Wanda
Bought by
Lemus Damian and Lemus Esperanza Garcia
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Dry Ridge, KY
-
Alejandro Navarrete
-
Kerry Schrand-Rawe
Kerry Schrand-Rawe
Huff Realty - Florence
(859) 600-0975
45 Total Sales
2 in Dry Ridge
$55K - $269K Price Range
-
Linda Mildon
Linda Mildon
Responds QuicklyRE/MAX Victory + Affiliates
(859) 600-1626
137 Total Sales
1 in Dry Ridge
$325,000 Price
-
Missy Bricking
Missy Bricking
Keller Williams Realty Service
(859) 600-6767
284 Total Sales
9 in Dry Ridge
$275K - $343K Price Range
-
Cathy Miles
Cathy Miles
Responds QuicklyMiles Home Team, LLC
(513) 586-5142
154 Total Sales
1 in Dry Ridge
$187,000 Price
-
Kyle Art
Kyle Art
RE/MAX Victory + Affiliates
(859) 600-6495
134 Total Sales
5 in Dry Ridge
$195K - $355K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $244,000 | Northwest Title | ||
| Lemus Damian | $25,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $249,246 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/27/2025 08/27/25 | Sold | $244,000 | -0.4% | $216 / Sq Ft |
| 07/21/2025 07/21/25 | Pending | -- | -- | -- |
| 06/02/2025 06/02/25 | Price Changed | $244,900 | +2.5% | $217 / Sq Ft |
| 05/01/2025 05/01/25 | Price Changed | $239,000 | -2.0% | $211 / Sq Ft |
| 04/22/2025 04/22/25 | For Sale | $244,000 | 0.0% | $216 / Sq Ft |
| 04/13/2025 04/13/25 | Pending | -- | -- | -- |
| 03/24/2025 03/24/25 | For Sale | $244,000 | -- | $216 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,485 | $220,000 | $0 | $0 |
| 2024 | $596 | $49,600 | $0 | $0 |
| 2023 | $547 | $49,600 | $0 | $0 |
| 2022 | $555 | $49,600 | $0 | $0 |
| 2021 | $553 | $49,600 | $0 | $0 |
| 2020 | $453 | $40,000 | $0 | $0 |
| 2019 | $461 | $40,000 | $0 | $0 |
| 2018 | $459 | $40,000 | $0 | $0 |
| 2017 | $457 | $40,000 | $0 | $0 |
| 2014 | $512 | $50,000 | $0 | $0 |
| 2012 | $484 | $50,000 | $30,000 | $20,000 |
Source: Public Records
Agents Affiliated with this Home
-
Stephanie Frost
Seller's Agent in 2025
Stephanie Frost
Coldwell Banker Realty FM
(859) 468-4227
73 Total Sales
-
Sherry Clark
Buyer's Agent in 2025
Sherry Clark
Coldwell Banker Realty FM
(859) 640-6492
417 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 630978
APN: 046-02-00-045.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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