Yasmin Brown
Responds Quickly
The Home Team Realty Group, LLC
(240) 887-1731
19 Total Sales
1 in Annapolis Neck
$289,900 Price
981 Headwater Rd Annapolis, MD 21403
Annapolis Neck AreaEstimated Value: $819,987
4
Beds
2.5
Baths
2,924
Sq Ft
$280/Sq Ft
Est. Value
Highlights
- Community Boat Dock
- Canoe or Kayak Water Access
- View of Trees or Woods
- Home fronts navigable water
- Heated Pool and Spa
- Colonial Architecture
About This Home
As of July 2025Welcome to this wonderfully Improved & Upgraded 4 Bedroom Home that HAS IT ALL in the quaint sidewalk lined Community of Kitty Creek, a short walk to Hillsmere Elementary, St. Annes School of Annapolis, FEATURES INCLUDE:2025: Freshly painted Front Porch Main Level, New Clothes Dryer, New French Drain left side of home, 2024: New carpet: basement & 2nd floor, Repaired sheet rock in garage ,New slider main level back door, New railing for outdoor basement steps, New basement storm w/screen option & security door, New Pool salt cell #2, Home Water treatment system upgrade - Valve, NEWLY ADDED HVAC “SPLIT” system for the basement, New French drain on right side of home & backyard, 2023: MAIN Level renovation: Removed staircase wall to Living room & installed Built in Cabinetry & Paint entire first floor, New Rear fence w/ gates, New Electrical outlet, 2022: Replaced 200 Amp main electric panel and labeled all circuits, 2021: Pool Rehab included New Coping, Tile ETC., Patio Landscaping included: Expanded existing Pool Deck ETC.! , Home Water Treatment system upgrade, 2020: New Monogram Vinyl siding, w/ vinyl soffit, ETC , Entire Roof replacement, New aluminum gutters w/ gutter guards , New Sump pump & battery back up, Chimney/Fireplace repairs included a New Stainless Steel Chimney liner ETC., New Pool pump, New Salt cell 1, SEE DETAILED IMPROVEMENTS LIST! Kitty Creek Community Boasts a Pier/Dock along w/ Kayak/Canoe/Inflatable Boat Rack area that provides convenient access to the South River and Chesapeake Bay; if water sports interest you, this location is PERFECT. With easy access to Quiet Waters Park, Peninsula Athletic League Park, Thomas Point Park, major highways and transportation, commuting to work or simply exploring Downtown Annapolis & Eastport is a breeze.
Last Agent to Sell the Property
(410) 260-2800 gary.schneider@longandfoster.com Long & Foster Real Estate, Inc. License #611843 Listed on: 06/20/2025
Last Buyer's Agent
(410) 647-8000 severnapark@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #0673192
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,678
Year Built
- Built in 1986
Lot Details
- 15,600 Sq Ft Lot
- Home fronts navigable water
- Creek or Stream
- Picket Fence
- Wood Fence
- Landscaped
- Extensive Hardscape
- Level Lot
- Backs to Trees or Woods
- Back Yard Fenced, Front and Side Yard
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $20 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- 2 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
- On-Street Parking
Home Design
- Colonial Architecture
- Block Foundation
- Slab Foundation
- Poured Concrete
- Block Wall
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Chair Railings
- Crown Molding
- Wainscoting
- Ceiling Fan
- Recessed Lighting
- Wood Burning Fireplace
- Screen For Fireplace
- Fireplace Mantel
- Brick Fireplace
- Green House Windows
- Sliding Windows
- Window Screens
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Dining Room
- Utility Room
- Home Gym
- Views of Woods
- Attic
Kitchen
- Country Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Bamboo
- Partially Carpeted
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Front Loading Dryer
- ENERGY STAR Qualified Washer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
- Sump Pump
- Shelving
- Basement with some natural light
Home Security
- Storm Doors
- Flood Lights
Pool
- Heated Pool and Spa
- Concrete Pool
- Filtered Pool
- Heated In Ground Pool
- Saltwater Pool
- Poolside Lot
- Fence Around Pool
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Patio
- Exterior Lighting
- Shed
- Rain Gutters
- Porch
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Ductless Heating Or Cooling System
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Programmable Thermostat
- Underground Utilities
- 200+ Amp Service
- Propane
- Water Treatment System
- 60 Gallon+ Electric Water Heater
- Well
- Water Conditioner is Owned
- Municipal Trash
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 020245090027502
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- Kitty Creek Association Inc. HOA
- Kitty Creek Subdivision
Amenities
- Common Area
Recreation
- Community Boat Dock
- 1 Community Docks
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2025
Closed on
Jul 25, 2025
Sold by
Bought by
Seller's Agent
Gary Schneider
Long & Foster Real Estate, Inc.
Buyer's Agent
Anais Messaadi
Berkshire Hathaway HomeServices PenFed Realty
List Price
$749,000
Sold Price
$766,000
Premium/Discount to List
$17,000
2.27%
Views
113
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$53,987
Avg. Annual Appreciation
6.84%
Original Mortgage
$689,400
Outstanding Balance
$682,580
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$137,407
Purchase Details
Listed on
Jan 23, 2020
Closed on
May 29, 2020
Sold by
Bought by
Seller's Agent
Sarah Garza
Compass
Buyer's Agent
Gary Schneider
Long & Foster Real Estate, Inc.
List Price
$575,000
Sold Price
$549,900
Premium/Discount to List
-$25,100
-4.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.63%
Original Mortgage
$520,950
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 21, 2003
Sold by
Bought by
Purchase Details
Closed on
Mar 1, 2002
Sold by
Bought by
Purchase Details
Closed on
Feb 1, 2002
Sold by
Bought by
Purchase Details
Closed on
Jan 4, 2001
Sold by
Bought by
Purchase Details
Closed on
Nov 30, 2000
Sold by
Bought by
Purchase Details
Closed on
Jun 20, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Annapolis, MD
-
Yasmin Brown
-
Jenn Bonk
Jenn Bonk
Cummings & Co. Realtors
(667) 771-6583
175 Total Sales
1 in Annapolis Neck
$790,000 Price
-
Kristi Neidhardt
Kristi Neidhardt
Northrop Realty
(667) 802-2581
163 Total Sales
9 in Annapolis Neck
$490K - $1.2M Price Range
-
Elizabeth Osborn
Elizabeth Osborn
Responds QuicklyColdwell Banker Realty
(667) 225-3346
74 Total Sales
11 in Annapolis Neck
$340K - $1.8M Price Range
-
Harris M. Weingrad
Harris M. Weingrad
RE/MAX Allegiance
(202) 953-4382
75 Total Sales
1 in Annapolis Neck
$214,285 Price
-
Nicholas Badalian
Nicholas Badalian
Fathom Realty MD, LLC
(667) 239-8638
115 Total Sales
2 in Annapolis Neck
$360K - $715K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $766,000 | Eagle Title | ||
| $549,900 | Sage Title Group Llc | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| $240,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $689,400 | ||
| Closed | $689,400 | ||
| Previous Owner | $165,639 | ||
| Previous Owner | $520,950 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $766,000 | +2.3% | $262 / Sq Ft | |
| 06/20/2025 06/20/25 | For Sale | $749,000 | +36.2% | $256 / Sq Ft | |
| 05/29/2020 05/29/20 | Sold | $549,900 | 0.0% | $188 / Sq Ft | View Prior Sale |
| 04/21/2020 04/21/20 | Pending | -- | -- | -- | |
| 04/07/2020 04/07/20 | Price Changed | $549,900 | -1.8% | $188 / Sq Ft | |
| 02/24/2020 02/24/20 | Price Changed | $559,999 | -2.6% | $192 / Sq Ft | |
| 01/23/2020 01/23/20 | For Sale | $575,000 | -- | $197 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,166 | $609,867 | ||
| 2024 | $6,800 | $575,133 | ||
| 2023 | $6,375 | $540,400 | $285,600 | $254,800 |
| 2022 | $5,974 | $530,467 | $0 | $0 |
| 2020 | $3,623 | $510,600 | $315,600 | $195,000 |
| 2019 | $6,889 | $473,567 | $0 | $0 |
| 2018 | $4,426 | $436,533 | $0 | $0 |
| 2017 | $3,241 | $399,500 | $0 | $0 |
| 2016 | -- | $399,400 | $0 | $0 |
| 2015 | -- | $399,300 | $0 | $0 |
| 2014 | -- | $399,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Schneider
Seller's Agent in 2025
Gary Schneider
Long & Foster
(443) 370-7505
75 Total Sales
-
Anais Messaadi
Buyer's Agent in 2025
Anais Messaadi
BHHS PenFed (actual)
(202) 867-2630
65 Total Sales
-
Sarah Garza
Seller's Agent in 2020
Sarah Garza
Compass
(443) 717-3631
189 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2117010
APN: 02-450-90027502
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
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The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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