$210,000

9820 SW 89th Terrace Unit E Ocala, FL 34481

Estimated payment $1,698/month

2 Beds
2 Baths
1,748 Sq Ft
$120 Price per Sq Ft

Highlights

  • Golf Course Community
  • Active Adult
  • Clubhouse
  • Fitness Center
  • Gated Community
  • Attic

About This Home

Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!

Listing Agent

Marielena Petrucelli Moronta

PEPINE REALTY Brokerage Phone: 352-226-8474 License #3630155 Listed on: 05/28/2026

PEPINE REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $709

Year Built

  • Built in 1994

Lot Details

  • 2,200 Sq Ft Lot
  • South Facing Home
  • Garden
  • Property is zoned PUD

HOA Fees

  • $500 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,748 Sq Ft Home
  • Skylights
  • Plantation Shutters
  • Family Room
  • Living Room
  • Dining Room
  • Attic

Kitchen

  • Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Front Porch

Utilities

  • Central Air
  • No Heating

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Top Of The World Association
  • Circle Square Woods Subdivision
  • The community has rules related to fencing, allowable golf cart usage in the community
  • Community features wheelchair access
  • Handicap Modified Features In Community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Community Pool
  • Trails

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$709

Year Built

Built in 1994

Lot Details

2,200 Sq Ft Lot

HOA Fees

$500 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete
  • Fireplace: No
  • Living Area: 1748
  • Lot Size Acres: 0.05
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 1748
  • Lot Size Sq Ft: 2200
  • Status: Active
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 162.39
  • Escrow City: Gainesville
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 120.14
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: Corner Unit
  • Amenities Additional Fees: HOA is monthly, you get full access to the clubhouse, pickleball court, pools, gyms, bingo nights, it covers lawn mowing, painting of the house, sprinklers and gate access, a golf cars sticker, trash, dumpsters, mailboxes.
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-226-8474
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • Foundation Details: Block, Concrete Perimeter
  • Total Bedrooms: 2
  • Levels: One
  • Window Features: Skylight(s)
  • Additional Rooms: Attic
  • Living Area Meters: 162.39

Exterior Features

  • Direction Faces: South
  • Exterior Features: Garden
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0684E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: None
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Handicap Modified, Pool, Restaurant, Tennis Court(s), Wheelchair Access
  • Association Amenities: Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Trail(s)
  • Association Fee: 500
  • Association Fee Frequency: Monthly
  • Association Name: Top Of the World
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0

Fee Information

  • Total Annual Fees: 6000.00
  • Total Monthly Fees: 500.00
  • Monthly HOA Amount: 500.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 3530-2476-05
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Approval by HOA

Tax Info

  • Tax Annual Amount: 709
  • Tax Block: P
  • Tax Book Number: P-030-103BUI
  • Tax Lot: 9

Multi Family

  • Approval Process: By HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $709 $108,746 -- --
2024 $492 $105,681 -- --
2023 $484 $102,603 $0 $0
2022 $471 $99,615 $0 $0
2021 $469 $96,714 $0 $0
2020 $466 $95,379 $0 $0
2019 $1,200 $93,235 $5,000 $88,235
2018 $814 $66,370 $0 $0
2017 $809 $65,005 $5,000 $60,005
2016 $620 $46,889 $0 $0
2015 $614 $46,563 $0 $0
2014 $591 $46,193 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2026 05/28/26 For Sale $210,000 +86.7% $120 / Sq Ft
02/01/2018 02/01/18 Sold $112,500 -2.1% $64 / Sq Ft View Prior Sale
01/03/2018 01/03/18 Pending -- -- --
11/28/2017 11/28/17 For Sale $114,900 +24.2% $66 / Sq Ft
03/08/2016 03/08/16 Sold $92,500 -2.1% $53 / Sq Ft View Prior Sale
01/11/2016 01/11/16 Pending -- -- --
12/08/2015 12/08/15 For Sale $94,500 -- $54 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Limited Warranty Deed -- None Listed On Document
Deed $112,500 --
Warranty Deed $92,500 Paramount Title
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner -- No Value Available
Previous Owner $64,750 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: GC540724

Stellar MLS

APN: 3530-2476-05

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