984 Olive Conch St Ruskin, FL 33570
Ruskin AreaEstimated payment $2,971/month
Highlights
- Waterfront Community
- Clubhouse
- Loft
- Open Floorplan
- Main Floor Primary Bedroom
- Corner Lot
About This Home
This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner’s suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area. The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.
Listing Agent
FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3125657 Listed on: 02/27/2026
Co-Listing Agent
FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3331183
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,445
Year Built
- Built in 2021
Lot Details
- 6,507 Sq Ft Lot
- Lot Dimensions are 52.08x125
- East Facing Home
- Vinyl Fence
- Corner Lot
- Irrigation Equipment
- Private Yard
- Property is zoned PD
HOA Fees
- $9 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,415 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Blinds
- Sliding Doors
- Living Room
- Dining Room
- Loft
- Inside Utility
- Laundry Room
- Utility Room
- Hurricane or Storm Shutters
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- Shower
Outdoor Features
- Covered Patio or Porch
Schools
- Thompson Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Water Softener
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 148
- Assessor Parcel Number U-06-32-19-C07-000000-00148.0
- $2,417 per year additional tax assessments
Community Details
Overview
- Inframark/ Jesenia Perez Association, Phone Number (813) 873-7300
- Visit Association Website
- Shell Cove Ph 1 Subdivision
Amenities
- Clubhouse
- Community Mailbox
Recreation
- Waterfront Community
- Community Basketball Court
- Community Playground
- Community Pool
- Dog Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,525 | $323,097 | $71,610 | $251,487 |
| 2024 | $7,525 | $313,715 | $71,610 | $242,105 |
| 2023 | $7,055 | $288,185 | $0 | $0 |
| 2022 | $7,143 | $279,791 | $52,080 | $227,711 |
| 2021 | $2,674 | $31,736 | $31,736 | $0 |
| 2020 | $2,224 | $6,510 | $6,510 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/10/2026 04/10/26 | Price Changed | $400,000 | -3.6% | $166 / Sq Ft | |
| 02/27/2026 02/27/26 | For Sale | $415,000 | +6.4% | $172 / Sq Ft | |
| 10/19/2023 10/19/23 | Sold | $390,000 | +0.5% | $161 / Sq Ft | View Prior Sale |
| 09/09/2023 09/09/23 | Pending | -- | -- | -- | |
| 09/09/2023 09/09/23 | For Sale | $388,000 | +25.1% | $161 / Sq Ft | |
| 08/29/2021 08/29/21 | Sold | $310,190 | 0.0% | $130 / Sq Ft | View Prior Sale |
| 08/29/2021 08/29/21 | For Sale | $310,190 | -- | $130 / Sq Ft | |
| 05/04/2021 05/04/21 | Pending | -- | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | Flagship Title | |
| Special Warranty Deed | $310,200 | New Title Company Name |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $382,936 | FHA | |
| Previous Owner | $248,152 | New Conventional |
Source: Stellar MLS
MLS Number: TB8481422
APN: U-06-32-19-C07-000000-00148.0
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Ask me questions while you tour the home.