NOT LISTED FOR SALE

9859 SW 97th St Ocala, FL 34481

Estimated Value: $144,000 - $229,000

2 Beds
2 Baths
1,732 Sq Ft
$109/Sq Ft Est. Value

Sale Details

Date Sold: October 8, 2025

Last sale price $150,000 $87 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $1,862 / mo

74 Days on Market

Highlights

  • Golf Course Community
  • Active Adult
  • Open Floorplan
  • Fitness Center
  • Gated Community
  • Clubhouse

About This Home

As of October 2025

Don’t miss this opportunity to own a spacious 2-bedroom, 2-bathroom home on a desirable corner lot in Ocala’s premier 55+ community, On Top of the World. With over 1,700 square feet of living space, this home features a new roof installed in 2020, a large enclosed Florida room perfect for relaxing or entertaining, and a two-car garage for added convenience. Inside, the home offers generously sized rooms and plenty of natural light, creating a welcoming and open feel throughout.

This property is being sold as a fixer-upper with dated areas throughout. It has been priced accordingly to allow the next owner the opportunity to complete a full renovation and transform it into a home that reflects their style and preferences. Whether you're looking to update the finishes or completely reimagine the space, this home offers tremendous potential.

Living in On Top of the World means enjoying a wealth of community amenities, including multiple golf courses, tennis and pickleball courts, scenic walking trails, a state-of-the-art fitness center, several clubhouses, sparkling swimming pools, a dedicated dog park, and an active calendar of social clubs and events. This is a rare chance to own a well-located, spacious home with great bones in one of Florida’s most amenity-rich active adult communities.

Last Agent to Sell the Property

Joseph Brown

EPIQUE REALTY, INC. Brokerage Phone: 888-893-3537 License #3379572 Listed on: 06/26/2025

EPIQUE REALTY, INC.

Last Buyer's Agent

Aaron Zmek

FLORIDA ADVANTAGE REALTY GROUP License #3450529

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,096

Year Built

  • Built in 2002

Lot Details

  • 10,121 Sq Ft Lot
  • Northeast Facing Home
  • Mature Landscaping
  • Corner Lot
  • Property is zoned PUD

HOA Fees

  • $513 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,732 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Combination Dining and Living Room
  • Den
  • Walk-Up Access
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, pool, recreational facilities
  • Lori Sands Association, Phone Number (352) 854-0805
  • Visit Association Website
  • On Top Of The World Subdivision
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Racquetball
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Dog Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,096

Year Built

Built in 2002

Lot Details

10,121 Sq Ft Lot

HOA Fees

$513 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Pool, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1732
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 2468
  • Lot Size Sq Ft: 10121
  • Number Of Lots: 1
  • Status: Sold
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 229.28
  • Escrow City: Fort Myers
  • Escrow State: FL
  • Escrow Street Name: 6 Mile Cypress Pkwy suite 402,
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 86.61
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-893-3537
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets
  • Appliances Included: Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Living Area Meters: 160.91

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Lighting, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Playground, Pool, Racquetball, Special Community Restrictions
  • Association Amenities: Fitness Center, Gated, Golf Course, Playground, Pool, Recreation Facilities
  • Association Fee: 512.8
  • Association Fee Frequency: Monthly
  • Association Name: Lori Sands
  • Phone: 352-854-0805 ext
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: ON TOP OF THE WORLD
  • Pet Restrictions: Confirm all pet restrictions with the HOA
  • Association Fee Requirement: Required
  • Association Email: otowservice@otowfl.com
  • Association URL: https://ontopoftheworldinfo.com/

Fee Information

  • Total Annual Fees: 6153.60
  • Total Monthly Fees: 512.80
  • Monthly HOA Amount: 512.80

Lot Info

  • Zoning: PUD
  • Parcel Number: 3530-3006-10
  • Additional Parcels: No
  • Lot Features: Corner Lot
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm all lease restrictions with the HOA

Tax Info

  • Tax Annual Amount: 3095.83
  • Tax Block: 10
  • Tax Book Number: 003-174ON
  • Tax Lot: 6

Multi Family

  • Approval Process: Confirm lease approval process with the HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2025
Closed on
Oct 8, 2025
Sold by
Babcock Stacey Lynn and Weber Julie Ann
Bought by
Crossman Michael Douglas and Crossman Wanda Kay
Seller's Agent
Joseph Brown
EPIQUE REALTY, INC.
Buyer's Agent
Aaron Zmek
FLORIDA ADVANTAGE REALTY GROUP
List Price
$160,000
Sold Price
$150,000
Premium/Discount to List
-$10,000
-6.25%
Views
121
Current Estimated Value
$189,363

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,363
Avg. Annual Appreciation
48.43%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Crossman Michael Douglas $150,000 Omni Title
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2025 10/08/25 Sold $150,000 -6.3% $87 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
06/26/2025 06/26/25 For Sale $160,000 -- $92 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,886 $219,662 $24,860 $194,802
2024 $3,096 $142,316 -- --
2023 $3,096 $129,378 -- --
2022 $2,467 $117,616 $0 $0
2021 $2,194 $127,563 $18,800 $108,763
2020 $2,115 $127,188 $18,800 $108,388
2019 $1,934 $110,606 $5,000 $105,606
2018 $1,768 $105,442 $5,000 $100,442
2017 $1,621 $92,983 $5,000 $87,983
2016 $1,538 $66,392 $0 $0
2015 $1,309 $60,356 $0 $0
2014 $1,131 $54,869 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8399244

Stellar MLS

APN: 3530-3006-10

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