$858,000
SOLD MAY 15, 2026

99 Mountain Overlook Ct McHenry, MD 21541

5 Beds
5.5 Baths
3,213 Sq Ft
4,517 Sq Ft Lot Lot

Sale Details

Date Sold: May 15, 2026

$267 Per Sq Ft

5% Below List Price

38 Days on Market

Highlights

  • Home fronts navigable water
  • Water Access
  • Lake Privileges
  • Accident Elementary School Rated 9+
  • Spa
  • Chalet

About This Home

As of May 2026

Newly built in 2023, this stunning 5-bedroom, 5.5 bath mountain retreat with a Class 2 membership in the DC Highlands community offers the perfect blend of luxury and DCL charm. Designed with both comfort and entertaining in mind, the home features a bright, open-concept layout with soaring windows allowing you to soak in natural light and outdoor scenery, a floor-to-ceiling stone fireplace, a spacious kitchen, and plenty of space to ensure privacy. The main living area flows seamlessly to an expansive outdoor deck—ideal for relaxing or hosting—while the lower level provides a secondary gathering space perfect for movie nights & games. A private hot tub enhances the experience, creating a true year-round getaway. Newer rental with Airbnb - this property offers investment potential while also serving as an exceptional personal retreat. Enjoy low maintenance living thanks to the community managed areas, while also enjoying community seasonal pool, tennis courts, and community lake access. A scenic setting just minutes from Deep Creek Lake, Wisp Resort, golf, dining, and year-round recreation.

Last Agent to Sell the Property

Kelsey Meyers

(301) 387-2000 kelsey@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 03/26/2026

Railey Realty, Inc.

Co-Listed By

Amy Skipper

(301) 387-2000 askipper@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #5014767

Last Buyer's Agent

Andrew Eiswert

(301) 387-2000 Aeiswert@Railey.com Railey Realty, Inc. License #586309

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,204

Year Built

  • Built in 2023

Lot Details

  • 4,517 Sq Ft Lot
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned LR

HOA Fees

  • $114 Monthly HOA Fees

Home Design

  • Chalet
  • Contemporary Architecture
  • Frame Construction
  • Shingle Roof
  • Metal Roof

Interior Spaces

  • Property has 2 Levels
  • Furnished
  • Vaulted Ceiling
  • Gas Fireplace
  • Dining Area

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 5 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Spa
  • Water Access
  • Property is near a lake
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Metered Propane
  • Propane Water Heater

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 0007
  • Assessor Parcel Number 1218081652

Community Details

Overview

  • Association fees include road maintenance, common area maintenance, pool(s), trash
  • Overlook Cabins Subdivision

Amenities

  • Common Area

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,204

Year Built

Built in 2023

Lot Details

4,517 Sq Ft Lot

HOA Fees

$114 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Chalet
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 3/27/2026 12:00:00 AM
  • Year Built: 2023
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stainless Steel Appliances, Dishwasher, Oven/Range - Gas, Washer, Dryer, Refrigerator
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Dining Area, Kitchen - Eat-In
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings, 9'+ Ceilings, High
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level, Connecting Stairway
  • Total Sq Ft: 3213
  • Living Area Sq Ft: 3213
  • Price Per Sq Ft: 417.36
  • Above Grade Finished Sq Ft: 2154
  • Below Grade Finished Sq Ft: 1059
  • Total Below Grade Sq Ft: 1059
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 5
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 6.00
  • Main Level Full Bathrooms: 5
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Roof: Shingle, Metal
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Metered
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 114.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Water/Lake Privileges, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Common Area Maintenance, Pool(s), Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4517.00
  • Property Condition: Very Good
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 8204.00
  • Assessor Parcel Number: 1218081652
  • Tax Lot: 0007
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2026
Closed on
May 13, 2026
Sold by
Bought by
Seller's Agent
Kelsey Meyers
Railey Realty, Inc.
Buyer's Agent
Andrew Eiswert
Railey Realty, Inc.
List Price
$899,000
Sold Price
$858,000
Premium/Discount to List
-$41,000
-4.56%
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
67.66%

Purchase Details

Listed on
May 16, 2014
Closed on
Jul 7, 2017
Sold by
Bought by
Seller's Agent
Betsy Spiker Holcomb
Taylor-Made Deep Creek Real Estate, LLC
Buyer's Agent
Karen Myers
Taylor-Made Deep Creek Real Estate, LLC
List Price
$55,000
Sold Price
$32,000
Premium/Discount to List
-$23,000
-41.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.95%
Original Mortgage
$20,000
Interest Rate
4.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $858,000 Fidelity National Title
Deed $32,000 Sage Title Group Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $20,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 Sold $858,000 -4.6% $267 / Sq Ft
03/26/2026 03/26/26 For Sale $899,000 +2709.4% $280 / Sq Ft
07/07/2017 07/07/17 Sold $32,000 -41.8% -- View Prior Sale
05/18/2017 05/18/17 Pending -- -- --
05/16/2014 05/16/14 For Sale $55,000 -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,291 $724,700 $0 $0
2024 $8,082 $608,600 $0 $0
2023 $668 $49,900 $49,900 $0
2022 $583 $49,900 $49,900 $0
2020 $678 $49,900 $49,900 $0
2019 $678 $49,900 $49,900 $0
2018 $645 $49,900 $49,900 $0
2017 $612 $49,900 $0 $0
2016 -- $49,900 $0 $0
2015 -- $49,900 $0 $0
2014 -- $65,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2011380

Bright MLS

APN: 18-081652

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