991 Reserve Dr Elgin, IL 60124
Providence NeighborhoodEstimated payment $2,511/month
Highlights
- Open Floorplan
- Cathedral Ceiling
- Balcony
- Landscaped Professionally
- Loft
- 2 Car Attached Garage
About This Home
Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,108
Year Built
- Built in 2008
Lot Details
- Lot Dimensions are 21 x 58
- Landscaped Professionally
HOA Fees
- $248 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,626 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Cathedral Ceiling
- Electric Fireplace
- Family Room
- Living Room
- Dining Room
- Loft
- Storage
- Luxury Vinyl Tile Flooring
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Washer Hookup
Finished Basement
- Fireplace in Basement
- Natural lighting in basement
Outdoor Features
- Balcony
Schools
- Otter Creek Elementary School
- Abbott Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 6 Units
- Kim Dean Association, Phone Number (847) 459-1222
- The Reserve Of Elgin Subdivision, Fenwick Floorplan
- Property managed by Foster Premier
Pet Policy
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,108 | $88,057 | $20,940 | $67,117 |
| 2024 | $6,108 | $81,106 | $19,287 | $61,819 |
| 2023 | $5,564 | $73,273 | $17,424 | $55,849 |
| 2022 | $5,273 | $66,813 | $15,888 | $50,925 |
| 2021 | $5,038 | $62,465 | $14,854 | $47,611 |
| 2020 | $4,891 | $59,632 | $14,180 | $45,452 |
| 2019 | $4,745 | $56,803 | $13,507 | $43,296 |
| 2018 | $5,010 | $56,679 | $12,724 | $43,955 |
| 2017 | $4,894 | $53,582 | $12,029 | $41,553 |
| 2016 | $4,662 | $49,710 | $11,160 | $38,550 |
| 2015 | -- | $45,564 | $10,229 | $35,335 |
| 2014 | -- | $45,002 | $10,103 | $34,899 |
| 2013 | -- | $46,189 | $10,369 | $35,820 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/28/2026 08/28/26 | For Sale | $319,319 | -- | $196 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | North American Title | |
| Special Warranty Deed | $198,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $240,562 | New Conventional | |
| Previous Owner | $186,355 | FHA | |
| Previous Owner | $195,410 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12730940
APN: 06-29-428-083
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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