Beth Ann Ackerman
Responds Quickly
REALTY EXPERTS
(727) 732-3082
135 Total Sales
1 in Harbor Bluffs
$455,000 Price
992 20th St SW Largo, FL 33770
Harbor Bluffs NeighborhoodEstimated Value: $348,872
2
Beds
2
Baths
1,130
Sq Ft
$309/Sq Ft
Est. Value
Highlights
- Property is near public transit
- Ranch Style House
- No HOA
- Ridgecrest Elementary School Rated A-
- Stone Countertops
- Covered Patio or Porch
About This Home
As of December 2025Located in sunny Largo is this 2 bedrooms, 2 baths, 2 car garage lovingly maintained concrete block home with a large fenced backyard. Enjoy living in this home offering an updated kitchen with stainless steel appliances, wood cabinets and granite countertops. You will also find updated bathrooms, an open floor plan and ceramic tile flooring throughout. In the spacious, fenced backyard, you will find a covered patio for sitting and relaxing in the shade. There is a 2022 roof, double pane windows, 2021 HVAC, and 2021 hot water tank. It is NOT LOCATED IN A FLOOD ZONE, so flood insurance is NOT required, and it did NOT sustain damage from either Hurricane Helene or Milton. This friendly neighborhood is located close to schools, Taylor Park, Pinellas Trail, BEACHES, public boat ramp, public golf courses, shopping, medical facilities, and restaurants. This is a great opportunity to make this sweet home yours.
Last Agent to Sell the Property
COASTAL PROPERTIES GROUP INTERNATIONAL Brokerage Phone: 727-493-1555 License #3232922 Listed on: 07/07/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,847
Year Built
- Built in 1960
Lot Details
- 7,139 Sq Ft Lot
- Lot Dimensions are 70' x 102'
- East Facing Home
- Vinyl Fence
- Wood Fence
- Level Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,130 Sq Ft Home
- Ceiling Fan
- Double Pane Windows
- Sliding Doors
- Living Room
- Dining Room
- Inside Utility
- Utility Room
- Ceramic Tile Flooring
Kitchen
- Range with Range Hood
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry closet
- Washer and Electric Dryer Hookup
Outdoor Features
- Covered Patio or Porch
- Exterior Lighting
Location
- Property is near public transit
Schools
- Ridgecrest Elementary School
- Largo Middle School
- Largo High School
Utilities
- Central Air
- Heating Available
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 155 / 155
- Assessor Parcel Number 04-30-15-55422-000-1550
Community Details
Overview
- No Home Owners Association
- Marsandra Estates Subdivision
Recreation
- Community Playground
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 7, 2025
Closed on
Dec 19, 2025
Sold by
Bought by
Seller's Agent
Laura Trundle
COASTAL PROPERTIES GROUP INTERNATIONAL
Buyer's Agent
Aleida Tepetate Gonzalez
EXP REALTY LLC
List Price
$384,900
Sold Price
$345,000
Premium/Discount to List
-$39,900
-10.37%
Views
220
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,872
Avg. Annual Appreciation
1.82%
Original Mortgage
$345,000
Outstanding Balance
$343,006
Interest Rate
6.24%
Mortgage Type
VA
Estimated Equity
$5,866
Purchase Details
Listed on
Mar 16, 2023
Closed on
Apr 13, 2023
Sold by
Bought by
Seller's Agent
John Jones, III
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Laura Trundle
COASTAL PROPERTIES GROUP INTERNATIONAL
List Price
$349,900
Sold Price
$349,900
Views
38
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.52%
Original Mortgage
$279,920
Interest Rate
6.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 13, 2003
Sold by
Bought by
Purchase Details
Closed on
Jun 27, 2001
Sold by
Bought by
Purchase Details
Closed on
May 11, 1999
Sold by
Bought by
Purchase Details
Closed on
Jun 29, 1995
Sold by
Bought by
Purchase Details
Closed on
Jun 27, 1995
Sold by
Bought by
Purchase Details
Closed on
Jun 26, 1995
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Harbor Bluffs, FL
-
Beth Ann Ackerman
-
Sheri Ragsdale
Sheri Ragsdale
RAGSDALE RESIDENTIAL REALTY
(727) 349-4204
80 Total Sales
3 in Harbor Bluffs
$340K - $450K Price Range
-
Laura Yeager
Laura Yeager
COASTAL PROPERTIES GROUP INTERNATIONAL
(813) 519-5906
47 Total Sales
1 in Harbor Bluffs
$1,700,000 Price
-
Richard Hehl
Richard Hehl
REAL BROKER, LLC
(727) 732-2716
127 Total Sales
3 in Harbor Bluffs
$65K - $470K Price Range
-
Monica DeSomma
Monica DeSomma
PREFERRED SHORE LLC
(202) 902-7360
63 Total Sales
1 in Harbor Bluffs
$430,000 Price
-
Heather Stotts LLC
Heather Stotts LLC
RE/MAX COLLECTIVE
(951) 800-3558
362 Total Sales
3 in Harbor Bluffs
$110K - $495K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $345,000 | Fidelity National Title Of Flo | ||
| $349,900 | Jewel Stone Title | ||
| $116,000 | Sunbelt Title Agency | ||
| $89,000 | -- | ||
| $75,000 | -- | ||
| $3,400 | -- | ||
| $3,400 | -- | ||
| $3,400 | -- | ||
| $10,000 | -- | ||
| $5,000 | -- | ||
| $5,000 | -- | ||
| $10,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $345,000 | ||
| Closed | $279,920 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $345,000 | -1.4% | $305 / Sq Ft | |
| 11/25/2025 11/25/25 | Pending | -- | -- | -- | |
| 11/19/2025 11/19/25 | Price Changed | $349,900 | -1.4% | $310 / Sq Ft | |
| 10/23/2025 10/23/25 | Price Changed | $354,900 | -2.7% | $314 / Sq Ft | |
| 10/05/2025 10/05/25 | Price Changed | $364,900 | -2.7% | $323 / Sq Ft | |
| 07/21/2025 07/21/25 | Price Changed | $374,900 | -2.6% | $332 / Sq Ft | |
| 07/07/2025 07/07/25 | For Sale | $384,900 | +10.0% | $341 / Sq Ft | |
| 04/13/2023 04/13/23 | Sold | $349,900 | 0.0% | $310 / Sq Ft | View Prior Sale |
| 03/24/2023 03/24/23 | Pending | -- | -- | -- | |
| 03/16/2023 03/16/23 | For Sale | $349,900 | -- | $310 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,867 | $309,006 | $125,796 | $183,210 |
| 2024 | $3,928 | $314,616 | $156,899 | $157,717 |
| 2023 | $3,928 | $260,310 | $157,508 | $102,802 |
| 2022 | $3,446 | $212,225 | $143,153 | $69,072 |
| 2021 | $3,154 | $171,741 | $0 | $0 |
| 2020 | $2,907 | $155,601 | $0 | $0 |
| 2019 | $2,707 | $147,482 | $76,764 | $70,718 |
| 2018 | $2,545 | $141,449 | $0 | $0 |
| 2017 | $2,261 | $115,723 | $0 | $0 |
| 2016 | $2,076 | $108,383 | $0 | $0 |
| 2015 | $2,048 | $113,459 | $0 | $0 |
| 2014 | $1,708 | $84,123 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Trundle
Seller's Agent in 2025
Laura Trundle
COASTAL PROPERTIES GROUP INTERNATIONAL
(727) 744-4075
3 in this area
49 Total Sales
-
Aleida Tepetate Gonzalez
A
Buyer's Agent in 2025
Aleida Tepetate Gonzalez
EXP REALTY LLC
(727) 810-7065
1 in this area
19 Total Sales
-
John Jones, III
J
Seller's Agent in 2023
John Jones, III
CHARLES RUTENBERG REALTY INC
(727) 433-4807
1 in this area
2 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8404268
APN: 04-30-15-55422-000-1550
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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