NOT LISTED FOR SALE

995 Ernest Ln Henderson, KY 42420

Henderson Area

Estimated Value: $185,710 - $292,000

3 Beds
3 Baths
2,350 Sq Ft
$101/Sq Ft Est. Value

Sale Details

Date Sold: February 11, 2026

Last sale price $258,000 $110 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $1,359 / mo

4 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Brick or Stone Mason
  • Spottsville Elementary School Rated A-
  • No HOA
  • Breakfast Bar

About This Home

As of February 2026

Beautifully updated 3-bedroom, 3-full-bathroom residence boasting over 2,300 square feet of living space, plus a versatile bonus room perfect for a home office, playroom, or guest suite. Step inside to a spacious family room featuring gleaming hardwood floors that flow throughout the main living areas. The heart of the home is the brand-new modern kitchen, designed for both style and functionality. Enjoy three fully updated bathrooms, fresh carpet in the bedrooms, a generous laundry/utility room, and a waterproofed walk-out basement for peace of mind. Outside, relax on the expansive back deck overlooking a large lot—ideal for entertaining or simply enjoying the outdoors. This move-in-ready gem combines modern upgrades with ample space in a desirable Henderson location. Don't miss out!

Last Agent to Sell the Property

Chris Harney

Keller Williams Elite License #RB15000662 Listed on: 01/08/2026

Keller Williams Elite

Last Buyer's Agent

NON MEMBER AGENT

NON MEMBER OFFICE

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1980

Lot Details

  • 0.38

Parking

  • No Garage

Home Design

  • Split Foyer
  • Brick or Stone Mason
  • Composition Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1-Story Property
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Attic Access Panel
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Utility Basement

Schools

  • Spottsville Elementary School
  • North Middle School - Henderson
  • Henderson County High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Deck
  • Lot Dimensions are 100 x 170

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1980

Lot Details

0.38 Acres

Listing Details

  • Prop. Type: Single Family Residence
  • Year Built: 1980
  • OFFICELIST_ADDRESS: 995 Ernest Lane
  • AreaSubdivision: OTHER
  • Audio Surveillance: No
  • Display On Internet: Yes
  • Agricultural Exemption: No
  • Geo Address Line: 995 Ernest Ln
  • Geo Longitude: -87.5026735
  • Geo Primary City: Henderson
  • Geo Quality: 0.95
  • Geo Secondary City: Henderson County
  • Geo Subdivision: KY
  • Geo Zoom Level: 16
  • Basement Full Bathrooms: 1
  • Kitchen Level: Main
  • OFFICELIST_STATE: KY
  • Audio Video Surveillance: No
  • Type Style: Split Foyer
  • Agent Only_ L A1 User Code: 1007_16
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 40715

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Has Basement: Full-Finished
  • Interior Amenities: None
  • 1St Floor Primary Bedroom: Yes
  • Above Grade Finished SqFt: 1175
  • Foreclosure: No
  • Lower Floor 1 Bedrooms: 3
  • Full Bathrooms: 3
  • Attic2: Access Only
  • First Floor Number Half Bathrooms: 2
  • First Floor Number Bedrooms: 3
  • BelowGradeBasementFinishedSF: 1175
  • Dining Room Level: Main
  • Family Room Level: Basement
  • Fireplace: None
  • Flooring: Carpet, Hardwood, Luxury Vinyl Tile
  • Kitchen Dining: Kitchen Bar
  • New Construction: No
  • Living Room Level: Main
  • Estimated Total Finished Sq Ft: 2350
  • Utility Room Level: Basement

Exterior Features

  • Exterior Features: Deck
  • Roof: Composition
  • Exterior Construction: Aluminum Siding, Brick
  • Foundation: Concrete Perimeter

Garage/Parking

  • Garage/Carport Description: No Garage

Utilities

  • Cooling: Central Electric
  • Sewer: Septic Tank
  • Heating System: Forced Air
  • Hot Water: Public
  • Water Heater: Electric Water Heater

Condo/Co-op/Association

  • Master HOA Frequency: Not Applicable
  • HOA: No
  • Tax District: HENDERSON COUNTY

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Spottsville Elementary School
  • High School: HENDERSON COUNTY HIGH SCHOOL
  • Middle School: North Middle School - Henderson

Lot Info

  • Geo Update Timestamp: 2026-01-08
  • Deed Restrictions: Unknown
  • Lot Size: 100 x 170
  • Lot Description: 100-150 Front

Multi Family

  • Number Stories: One

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2026
Closed on
Feb 11, 2026
Sold by
Bought by
Seller's Agent
Chris Harney
Keller Williams Elite
Buyer's Agent
NON MEMBER AGENT
NON MEMBER OFFICE
List Price
$249,900
Sold Price
$258,000
Premium/Discount to List
$8,100
3.24%
Views
1
Current Estimated Value
$236,428

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,572
Avg. Annual Appreciation
-17.64%
Original Mortgage
$232,000
Interest Rate
0.0615%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 15, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
0.0663%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 17, 2023
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$258,000 Foreman Watson Land Title
$95,000 Hometown Title
-- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $232,000
Previous Owner $150,000
Previous Owner $25,000
Previous Owner $20,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/11/2026 02/11/26 Sold $258,000 +1.7% $110 / Sq Ft
01/12/2026 01/12/26 Pending -- -- --
01/08/2026 01/08/26 Price Changed $253,700 +1.5% $108 / Sq Ft
01/07/2026 01/07/26 For Sale $249,900 -- $106 / Sq Ft
Source: Greater Owensboro REALTOR® Association

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $852 $121,000 $0 $0
2024 $881 $121,000 $0 $0
2023 $890 $121,000 $0 $0
2022 $825 $110,000 $0 $0
2021 $826 $110,000 $0 $0
2020 $821 $110,000 $0 $0
2019 $807 $102,500 $0 $0
2018 $747 $102,500 $0 $0
2017 $731 $102,500 $0 $0
2016 $647 $102,500 $0 $0
2014 $603 $102,500 $20,000 $82,500
Source: Public Records

Agents Affiliated with this Home

  • Chris Harney

    Seller's Agent in 2026

    Chris Harney

    Keller Williams Elite

    (812) 660-2651

    237 Total Sales

    Chris Harney
    Section Image

  • N

    Buyer's Agent in 2026

    NON MEMBER AGENT

    NON MEMBER OFFICE

See All Agents

Map

Source: Greater Owensboro REALTOR® Association

MLS Number: 93896

APN: 74A-32

Kentucky Henderson County Henderson 42420

995 Ernest Ln, Henderson, KY

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