S
Seller's Agent in 2026
Steven Smith, PA
LOCKHART & ASSOCIATES INC
(863) 224-2297
37 in this area
59 Total Sales
522 Pebble Springs Ct Winter Haven, FL 33884
Cypresswood Neighborhood
2
Beds
2
Baths
1,140
Sq Ft
10,454
Sq Ft Lot
Highlights
- Golf Course Community
- Clubhouse
- Community Pool
- Fitness Center
- Private Lot
- Tennis Courts
About This Home
As of February 2026Enjoy the Florida country club lifestyle in this affordable and freshly updated home. Located at the end of a cul-de sac, this home features 2 bedrooms, 2 bathrooms, eat in kitchen, spacious living/dining room combo, screened porch and an attached 2 car garage.
Recent updates within the past year include a new roof, fresh interior and exterior paint, New AC system, luxury vinyl flooring, water heater and a new dishwasher.
Other updates within the past couple years include appliances, blinds and remodeled master bathroom shower.
MOVE IN CONDITION!
Additional amenities include a rear screened porch overlooking a larger-than-most yard, Architectural Shingles, Pull-down Attic Stairs in the garage, Gas Water Heater and a 2-Car Garage. Cypresswood Golf & Country Club offers a variety of amenities, including an 18-hole golf course, clubhouse with pro shop and lounge, tennis courts, and a swimming pool. Located in close proximity to HWY 27 affording easy access to I-4 and within 1.5 hours of either coast. This ideal location is just a mile down the road from a brand new Publix set to open shortly as well as being conveniently close to shopping, restaurants, and Legoland.
Listing Agent has an ownership interest.
Last Agent to Sell the Property
LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #582552 Listed on: 12/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,632
Year Built
- Built in 1984
Lot Details
- 10,650 Sq Ft Lot
- Cul-De-Sac
- Southeast Facing Home
- Private Lot
- Oversized Lot
- Level Lot
- Landscaped with Trees
- Property is zoned PUD
HOA Fees
- $124 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Patio Home
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,140 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Sliding Doors
- Combination Dining and Living Room
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Dishwasher
Flooring
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Cable TV Available
Additional Features
- Covered Patio or Porch
- Property is near golf course
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 321
- Assessor Parcel Number 27-28-30-000000-021067
Community Details
Overview
- Association fees include 24-Hour Guard, common area taxes, pool, private road
- Susan Human Association, Phone Number (863) 651-8236
- Cypresswood Patio Homes Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Recreation
- Golf Course Community
- Tennis Courts
- Fitness Center
- Community Pool
Additional Features
- Clubhouse
- Security Guard
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 23, 2025
Closed on
Feb 25, 2026
Sold by
Steven Smith and Smith Legacy Revocable Trust
Bought by
Driggers Ethan
Seller's Agent
Steven Smith, PA
LOCKHART & ASSOCIATES INC
Buyer's Agent
Hope Callihan
STACEY TOWNS REALTY LLC
List Price
$237,500
Sold Price
$225,000
Premium/Discount to List
-$12,500
-5.26%
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.56%
Original Mortgage
$220,924
Outstanding Balance
$220,924
Interest Rate
6.06%
Mortgage Type
FHA
Estimated Equity
$2,665
Purchase Details
Closed on
Feb 9, 2023
Sold by
Smith Steven P
Bought by
Smith Legacy Revocable Trust
Purchase Details
Closed on
Aug 27, 2010
Sold by
Covert Ethel M
Bought by
Smith Steven P and Smith Susan E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.59%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Jul 8, 2010
Sold by
Us Bank National Association
Bought by
Covert Ethel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.59%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
May 18, 2010
Sold by
Us Bank Na
Bought by
Us Bank National Association
Purchase Details
Closed on
Jan 7, 2010
Sold by
Us Bank Na
Bought by
Us Bank Na
Purchase Details
Closed on
Jan 5, 2010
Sold by
Nawada Christopher K and Nawada Gina M
Bought by
U S Bank Na
Purchase Details
Closed on
Mar 12, 2007
Sold by
Nawada Christopher K and Nawada Gina M
Bought by
Land Trust Service Corp and Trust #522
Purchase Details
Closed on
May 15, 2002
Sold by
Poe Norman R and Poe Mary E
Bought by
Nawada Christophe K and Nawada Gina M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,624
Interest Rate
7.12%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 24, 1995
Sold by
Piper Sandra J and Reynolds Donna K
Bought by
Poe Norman and Poe Mary Ellen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,450
Interest Rate
9.05%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | Integrity First Title | |
| Warranty Deed | $100 | -- | |
| Warranty Deed | $60,000 | Attorney | |
| Special Warranty Deed | $60,000 | Southern Financial Title Ser | |
| Quit Claim Deed | -- | Southern Financial Title Ser | |
| Quit Claim Deed | -- | Attorney | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $89,000 | -- | |
| Warranty Deed | $71,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $220,924 | FHA | |
| Previous Owner | $50,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $87,624 | FHA | |
| Previous Owner | $67,450 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/27/2026 02/27/26 | Sold | $225,000 | 0.0% | $197 / Sq Ft |
| 02/03/2026 02/03/26 | Pending | -- | -- | -- |
| 02/01/2026 02/01/26 | Price Changed | $225,000 | -5.3% | $197 / Sq Ft |
| 12/23/2025 12/23/25 | For Sale | $237,500 | -- | $208 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,632 | $159,460 | $42,000 | $117,460 |
| 2024 | $2,394 | $149,047 | -- | -- |
| 2023 | $2,394 | $135,497 | $0 | $0 |
| 2022 | $2,214 | $123,179 | $0 | $0 |
| 2021 | $2,000 | $111,981 | $31,000 | $80,981 |
| 2020 | $1,959 | $110,006 | $30,000 | $80,006 |
| 2018 | $1,698 | $90,478 | $28,500 | $61,978 |
| 2017 | $1,596 | $83,994 | $0 | $0 |
| 2016 | $1,563 | $82,139 | $0 | $0 |
| 2015 | $1,337 | $88,219 | $0 | $0 |
| 2014 | $1,574 | $84,867 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Steven Smith, PA
-
Hope Callihan
Buyer's Agent in 2026
Hope Callihan
STACEY TOWNS REALTY LLC
(863) 287-5112
2 in this area
53 Total Sales
Map
Source: Stellar MLS
MLS Number: L4957983
APN: 27-28-30-000000-021067
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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