$175,000
SOLD AUG 7, 2026
2 Beds
1 Bath
895 Sq Ft
6,098 Sq Ft Lot

Sale Details

Date Sold: August 7, 2026

$196 Per Sq Ft

3% Above List Price

Highlights

  • Deck
  • Main Floor Bedroom
  • Cottage
  • Property is near park
  • Finished Attic
  • Formal Dining Room

About This Home

As of August 2026

Affordable Cottage Near the Water with Lake Rights - McCullom Lake, IL If you've been searching for an affordable home near water in McHenry County-whether it's your first place or a simple weekend escape-this charming cottage near McCullom Lake Park and Beach might be exactly what you've been hoping to find. Just two blocks from the lake-and yes, this home includes water rights-you get that relaxed, "close-to-the-water" lifestyle without the high price tag that usually comes with it. Step inside and you'll feel how comfortable and move-in ready it is. The home was fully rehabbed in 2019, including updated electrical and plumbing, along with the roof. Clean, neutral colors throughout make it easy to settle in and make it your own from day one. You'll also appreciate the important updates already taken care of for you: New well system pressure tank and gauge Water heater (February 2025) Washer and dryer (July 2025) Insulation New stairs Out back, a newer 13x11 deck overlooks a spacious fenced yard with a fire pit-perfect for summer nights, casual get-togethers, or just relaxing after work. And when it comes to location, this one really delivers for anyone searching homes for sale near McCullom Lake or real estate near Fox River: About 2 miles (3 minutes) to everyday shopping Just 2.5 miles (7 minutes) to the Fox River for boating, dining, and outdoor fun Around 2.6 miles to downtown McHenry Only 3 miles to Ringwood You'll also have access to the community waterfront area, including a beach, playground, and tennis courts-located at the end of Eastwood, just a short walk away. Whether you're a first-time buyer looking for something affordable and close to nature, or you're ready for a low-maintenance second home with water access, this property offers a lifestyle that's easy to enjoy and hard to find at this price point. And with convenient access to Wisconsin, quick weekend getaways are always within reach. Talk about "affordable lake homes"... you just found one worth seeing.

Last Agent to Sell the Property

Frank Capasso

eXp Realty Brokerage Phone: (847) 778-7301 License #471022075 Listed on: 06/06/2026

eXp Realty

Last Buyer's Agent

Vernon Spence

Jason Mitchell Real Estate IL License #475214339

Jason Mitchell Real Estate IL
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,739

Year Built

  • Built in 1937 | Remodeled in 2019

Lot Details

  • 6,098 Sq Ft Lot
  • Fenced

Home Design

  • Cottage
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 895 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Drapes & Rods
  • Family Room
  • Living Room
  • Formal Dining Room
  • Crawl Space
  • Finished Attic

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Parking Available
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Tideland Water Rights
  • Deck
  • Fire Pit
  • Shed

Location

  • Property is near park

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • 200+ Amp Service
  • Well
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Mccullom Lake Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,739

Year Built

Built in 1937 | Remodeled in 2019

Lot Details

6,098 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cottage
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Subdivision Name: Mccullom Lake Estates
  • Year Built: 1937
  • Age: 81-90 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2019
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (847) 778-7301
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2019

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer, Water Softener Owned, Gas Cooktop, Gas Oven
  • Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Carpet
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Separate Dining Room
  • LivingArea: 895
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Water Heater-Gas
  • Room Type: Other Room, Deck
  • Window Features: Drapes
  • Estimated Total Finished Sq Ft: 895
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 895
  • Attic: Finished
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Fencing: Fenced
  • Lot Features: Water Rights
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Parking Features: Asphalt, Off Street, Driveway, Yes, Owned
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Wall Unit(s)
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Water Rights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.14
  • Lot Dimensions: 6174
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3739
  • Tax Year: 2024
  • Tax Exemptions: None

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2026
Closed on
Aug 4, 2026
Sold by
Killian Delaney
Bought by
Seller's Agent
Frank Capasso
eXp Realty
Buyer's Agent
Vernon Spence
Jason Mitchell Real Estate IL
List Price
$169,900
Sold Price
$175,000
Premium/Discount to List
$5,100
3%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-32.18%
Original Mortgage
$10,500
Outstanding Balance
$10,500
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$157,836

Purchase Details

Listed on
Dec 6, 2024
Closed on
Feb 4, 2025
Sold by
Tragasz Roger
Bought by
Delaney Killian K
Seller's Agent
Krystal Feinstein
Baird & Warner
Buyer's Agent
Renee Pflanz
Baird & Warner
List Price
$157,000
Sold Price
$153,000
Premium/Discount to List
-$4,000
-2.55%
Views
133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.37%
Original Mortgage
$145,350
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 17, 2014
Sold by
Tragasz Shirley
Bought by
Tragasz Roger

Purchase Details

Closed on
Mar 11, 2010
Sold by
Tragasz Shirley A
Bought by
Tragasz Shirley A and Trust #22310

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 3, 2010
Sold by
Fannie Mae
Bought by
Tragasz Shirley A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 2009
Sold by
Morrison Richard C
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 28, 2004
Sold by
Savaglio Nicholas A and Savaglio Darcy J
Bought by
Morrison Richard C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,500
Interest Rate
5.89%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 7, 2002
Sold by
Higgins James L and Higgins Chasity
Bought by
Savaglio Nicholas A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,850
Interest Rate
7.62%

Purchase Details

Closed on
Feb 28, 1994
Sold by
Schultz Kelvin
Bought by
Higgins James L
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in McCullom Lake, IL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $153,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Special Warranty Deed $15,000 First American Title
Legal Action Court Order -- None Available
Warranty Deed $100,200 Multiple
Warranty Deed $58,000 --
Joint Tenancy Deed $42,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $150,100 New Conventional
Closed $145,350 New Conventional
Previous Owner $50,000 New Conventional
Previous Owner $100,500 Unknown
Previous Owner $70,000 Unknown
Previous Owner $54,850 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/07/2026 08/07/26 Sold $175,000 +3.0% $196 / Sq Ft
06/14/2026 06/14/26 Pending -- -- --
06/06/2026 06/06/26 For Sale $169,900 +11.0% $190 / Sq Ft
02/07/2025 02/07/25 Sold $153,000 -2.5% $219 / Sq Ft View Prior Sale
01/15/2025 01/15/25 Pending -- -- --
12/06/2024 12/06/24 For Sale $157,000 -- $224 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,739 $45,146 $4,161 $40,985
2023 $3,652 $40,446 $3,728 $36,718
2022 $3,087 $33,340 $3,459 $29,881
2021 $2,952 $31,048 $3,221 $27,827
2020 $1,244 $11,932 $6,173 $5,759
2019 $1,197 $11,331 $5,862 $5,469
2018 $1,108 $9,406 $4,866 $4,540
2017 $1,070 $8,828 $4,567 $4,261
2016 $1,044 $8,250 $4,268 $3,982
2013 -- $11,954 $4,202 $7,752
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12670621

Midwest Real Estate Data (MRED)

APN: 09-22-105-013

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