Tiffany Pantozzi
ALIGN REAL ESTATE LLC
(689) 207-3857
124 Total Sales
1 in North Saint Cloud
$545,000 Price
940 Umbria Ln Saint Cloud, FL 34771
North Saint Cloud NeighborhoodEstimated Value: $328,000 - $386,445
4
Beds
2
Baths
1,878
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- Corner Lot
- Community Pool
- Living Room
- Voyager K-8 Rated 9+
- 2 Car Attached Garage
- Laundry Room
About This Home
As of January 2026Welcome to this charming corner lot home in the desirable community of Saint Cloud! This well-maintained property features an open layout with neutral tile flooring throughout, spacious bedrooms with plenty of natural light, and ceiling fans for added comfort. The bathroom offers a granite countertop vanity with ample storage space. Located in a quiet neighborhood, this home offers easy access to major highways, shopping, dining, and top-rated schools. Just minutes from Lake Nona, Medical City, and Orlando International Airport, this property combines small-town charm with modern convenience. Don’t miss this great opportunity—schedule your showing today!
Last Agent to Sell the Property
FATHOM REALTY FL LLC Brokerage Phone: 888-455-6040 License #3503870 Listed on: 09/12/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,622
Year Built
- Built in 2018
Lot Details
- 9,148 Sq Ft Lot
- East Facing Home
- Corner Lot
HOA Fees
- $68 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,878 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Living Room
- Dining Room
- Tile Flooring
Kitchen
- Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 51
- Assessor Parcel Number 20-25-31-5051-0001-0510
Community Details
Overview
- Association fees include pool
- Empire Management Group Association, Phone Number (407) 770-1748
- Visit Association Website
- Stonewood Estates Subdivision
Amenities
- Community Mailbox
Recreation
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 12, 2025
Closed on
Jan 9, 2026
Sold by
Bought by
Seller's Agent
Mercedes Corrente Bencomo
FATHOM REALTY FL LLC
Buyer's Agent
Vicky Valdez
LA ROSA REALTY LLC
List Price
$420,000
Sold Price
$330,000
Premium/Discount to List
-$90,000
-21.43%
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,611
Avg. Annual Appreciation
10.77%
Purchase Details
Closed on
Feb 27, 2018
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in North Saint Cloud, FL
-
Tiffany Pantozzi
-
Monica McDonald
Monica McDonald
EXP REALTY LLC
(352) 724-1491
204 Total Sales
1 in North Saint Cloud
$349,990 Price
-
Lindsay Kaye Voss
Lindsay Kaye Voss
VOSS REALTY INC
(689) 207-3323
200 Total Sales
5 in North Saint Cloud
$420K - $800K Price Range
-
Cindy Sapp
Cindy Sapp
OLYMPUS EXECUTIVE REALTY INC
(352) 747-8214
152 Total Sales
1 in North Saint Cloud
$595,000 Price
-
Brendy Calderon
Brendy Calderon
EXP REALTY LLC
(321) 340-6202
66 Total Sales
1 in North Saint Cloud
$369,990 Price
-
Tiago Fernandez PLLC
Tiago Fernandez PLLC
MCO REALTY GROUP LLC
(321) 337-0232
25 Total Sales
1 in North Saint Cloud
$430,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $330,000 | All Florida Professional Title | ||
| $264,586 | First American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $254,944 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/09/2026 01/09/26 | Sold | $330,000 | -8.3% | $176 / Sq Ft |
| 12/19/2025 12/19/25 | Pending | -- | -- | -- |
| 11/21/2025 11/21/25 | Price Changed | $360,000 | -5.3% | $192 / Sq Ft |
| 10/11/2025 10/11/25 | Price Changed | $380,000 | -5.0% | $202 / Sq Ft |
| 09/25/2025 09/25/25 | Price Changed | $400,000 | -4.8% | $213 / Sq Ft |
| 09/12/2025 09/12/25 | For Sale | $420,000 | -- | $224 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,854 | $349,771 | ||
| 2024 | $622 | $339,400 | $60,000 | $279,400 |
| 2023 | $622 | $248,599 | $0 | $0 |
| 2022 | $3,319 | $241,359 | $0 | $0 |
| 2021 | $3,291 | $234,330 | $0 | $0 |
| 2020 | $530 | $231,095 | $0 | $0 |
| 2019 | $509 | $225,900 | $48,000 | $177,900 |
| 2018 | $979 | $45,000 | $45,000 | $0 |
| 2017 | $540 | $45,000 | $45,000 | $0 |
| 2016 | $387 | $25,000 | $25,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mercedes Corrente Bencomo
Seller's Agent in 2026
Mercedes Corrente Bencomo
FATHOM REALTY FL LLC
(407) 613-0006
4 in this area
35 Total Sales
-
Vicky Valdez
V
Buyer's Agent in 2026
Vicky Valdez
LA ROSA REALTY LLC
(772) 621-0121
1 in this area
50 Total Sales
Map
Source: Stellar MLS
MLS Number: O6343734
APN: 20-25-31-5051-0001-0510
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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